#mortgage-rates
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SF real estate
fromSFGATE
4 weeks agoREVEALED: Places Across the U.S. Where You Can Still Buy a Home for $300K or Less-Including 22 Major Cities
Affordable homeownership is still achievable in the U.S. despite high mortgage rates and lingering properties.
Many U.S. cities offer homes under $300,000, especially in the South and Midwest.
#homeownership
Real estate
fromSFGATE
1 month agoAssumable Mortgage Home Sales Are Rare, but Could Equal Huge Savings for Buyers-and Larger Paydays for Sellers
The American dream of homeownership is increasingly difficult due to high mortgage rates.
Assumable mortgages can provide buyers with significantly lower interest rates than current market rates.
fromwww.housingwire.com
3 weeks agoMortgage credit availability rises to highest level since 2022
The Mortgage Credit Availability Index (MCAI) rose 2.1% in May to 105.1, indicating a loosening of credit supply. Government loan supply increased by 2.9% to its highest level since November 2022, driven by more FHA and VA adjustable-rate mortgages.
SF real estate
#real-estate-trends
NYC real estate
fromwww.housingwire.com
1 month agoMortgage rates aren't hampering millennials' homebuying interest
Majority of millennials and Gen Z are delaying home purchases due to mortgage rates.
High mortgage rates significantly impact Americans' homebuying decisions.
Millennials show increased interest in home buying despite market challenges.
Many homeowners feel locked in due to high mortgage rates, impacting selling plans.
US politics
fromwww.housingwire.com
1 month agoHow will Moody's downgrade of US debt affect mortgage rates?
Moody's downgraded U.S. credit to Aa1, raising concerns for mortgage rates amid higher debt ratios.
The downgrade's significance is diluted by its lack of immediate market reaction and legal implications.
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