Reuters also reported that Cook never requested a tax exemption for the Georgia home as a primary residence, according to property records and a Fulton County tax official. The condo loan estimate contradicts the claim by FHFA Director Bill Pulte in a criminal referral to Attorney General Pam Bondi on Aug. 15 that Cook falsified bank documents and property records to acquire more favorable loan terms, potentially committing mortgage fraud under the criminal statute.
She took out a mortgage on a house in Michigan represented to be her principal residence, and shortly thereafter a loan on a condominium in Atlanta that was also described as her principal residence, according to Pulte's letter. It further asserts that she listed the Atlanta condo as a rental property in 2022, despite having asserted in mortgage documents it would serve as her primary residence. There is no accusation or evidence that Cook has defaulted on either loan.