#fha-leadership

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#housing-affordability
Real estate
fromwww.housingwire.com
1 month ago

Trump executive orders target housing supply and mortgage credit

Executive orders aim to reduce regulatory barriers to housing construction and increase mortgage lending accessibility by streamlining permitting, reforming environmental rules, and lowering compliance costs for community banks.
Real estate
fromwww.housingwire.com
1 month ago

Here's what will actually move the needle on housing affordability

Housing affordability requires land-use reform and builders must shift focus to market segments where they can control outcomes, as traditional solutions like lower rates, off-site construction, subsidies, and value engineering are individually insufficient.
Real estate
fromwww.housingwire.com
4 hours ago

The rise of HELOCs: What it means for originators in today's market

Homeowners are increasingly using HELOCs to access cash while retaining low mortgage rates, creating opportunities for originators.
Retirement
fromwww.housingwire.com
16 hours ago

Reverse mortgages should reenter retirement plans amid policy risk

Older Americans are delaying retirement and shifting investments due to increased financial uncertainty and anxiety about policy changes.
#housing-shortage
SF real estate
fromFortune
14 hours ago

Trump's White House: America is short 10 million houses | Fortune

The U.S. faces a 10 million housing shortage, and regulatory cuts could boost construction and stabilize prices.
#homelessness
fromGothamist
2 hours ago
NYC real estate

The New Yorkers who can't get housing vouchers as Mamdani fights program expansion

fromABC7 San Francisco
6 days ago
Mission District

San Francisco names new leader at Department of Homelessness and Supportive Housing

Mike Levine appointed as new executive director of San Francisco's Department of Homelessness and Supportive Housing amid rising homelessness and budget challenges.
fromCity Limits
4 days ago
NYC parents

Report Finds Homeless Students Miss More School, And What Else Happened This Week in Housing

Over half of students in the shelter system were chronically absent, highlighting the need for increased support from city and state authorities.
NYC real estate
fromGothamist
2 hours ago

The New Yorkers who can't get housing vouchers as Mamdani fights program expansion

Ciro Sollazzi faces eviction and fears homelessness after losing his job and falling behind on rent.
LA real estate
fromLos Angeles Times
1 day ago

In L.A. County, many homeless people enter shelters, only to end up back on the streets

Many homeless individuals are evicted from interim housing despite significant taxpayer investment in shelter programs.
NYC parents
fromCity Limits
23 hours ago

Opinion: Shelter Decisions That Ignore School Stability Are Harming NYC's Children

Displacing families from shelters disrupts children's education and stability, leading to immediate academic consequences and long-term developmental issues.
Mission District
fromABC7 San Francisco
6 days ago

San Francisco names new leader at Department of Homelessness and Supportive Housing

Mike Levine appointed as new executive director of San Francisco's Department of Homelessness and Supportive Housing amid rising homelessness and budget challenges.
NYC parents
fromCity Limits
4 days ago

Report Finds Homeless Students Miss More School, And What Else Happened This Week in Housing

Over half of students in the shelter system were chronically absent, highlighting the need for increased support from city and state authorities.
California
fromwww.housingwire.com
15 hours ago

California weighs state-backed loans for downtown housing towers

California has enacted laws to increase housing density and affordability, particularly near public transit, aiming to revitalize urban areas post-pandemic.
Law
fromwww.housingwire.com
18 hours ago

Veterans United seeks dismissal of RESPA class-action lawsuit

Veterans United Home Loans filed a motion to dismiss a class-action lawsuit alleging false affiliation with the VA and RESPA violations.
fromSan Jose Spotlight
1 day ago

Contract dispute delays Homekey Palo Alto opening - San Jose Spotlight

The Homekey project at 1237 San Antonio Road has been in the works since fall 2023, when city and state leaders touted its importance in addressing the local and regional housing crisis.
Mission District
fromInside Higher Ed | Higher Education News, Events and Jobs
1 day ago

Disabled Borrowers Sue Trump Admin. Over Denied Debt Relief

The Department of Education's failure to properly process discharge applications from vulnerable and sick borrowers is reprehensible. We are simply asking the Department to review their applications on the merits, as is their right.
NYC parents
Wellness
fromwww.amny.com
1 day ago

Celebrating Financial Literacy Month: New York City Chase Community Manager Shares Tips for Strengthening Financial Health | amNewYork

Focus on earning, protecting, spending, and saving to improve financial health.
#housing-crisis
fromMoneywise
1 day ago
New York City

Zohran Mamdani plans to add 20,000 tiny homes to backyards and basements across NYC - What are ADUs, and how can they help ease the housing crunch?

New York City is simplifying the addition of ancillary dwelling units to alleviate the housing crisis.
NYC real estate
fromFortune
6 days ago

Housing is so expensive, even a $87 billion Wall Street bank is giving workers $6.5K in cash to get on the property ladder | Fortune

Many American workers have abandoned homeownership dreams due to a housing crisis, prompting BNY to offer financial assistance for first-time homebuyers.
New York City
fromMoneywise
1 day ago

Zohran Mamdani plans to add 20,000 tiny homes to backyards and basements across NYC - What are ADUs, and how can they help ease the housing crunch?

New York City is simplifying the addition of ancillary dwelling units to alleviate the housing crisis.
NYC real estate
fromFortune
6 days ago

Housing is so expensive, even a $87 billion Wall Street bank is giving workers $6.5K in cash to get on the property ladder | Fortune

Many American workers have abandoned homeownership dreams due to a housing crisis, prompting BNY to offer financial assistance for first-time homebuyers.
#homeownership
Canada news
fromThe Walrus
2 days ago

I Bought a House and Became Part of the Problem | The Walrus

Homeownership in Canada has significantly declined for younger generations due to rising costs and lack of generational wealth.
Canada news
fromThe Walrus
2 days ago

I Bought a House and Became Part of the Problem | The Walrus

Homeownership in Canada has significantly declined for younger generations due to rising costs and lack of generational wealth.
East Bay real estate
fromKqed
1 day ago

When Teachers Can't Afford to Live in the Bay Area, Districts Get Into the Housing Game | KQED

Companies and school districts are addressing housing shortages to retain employees and attract talent.
Online Community Development
fromwww.housingwire.com
4 days ago

CDFIs could draw institutional capital for climate projects

There is a strong desire for collaboration between institutional investors and community development financial institutions, but barriers exist due to perceived risks and lack of standardization.
Bootstrapping
fromFortune
4 days ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
Real estate
fromwww.housingwire.com
5 hours ago

Chain reaction: A framework for America's housing and retirement crises

The American Dream faces challenges in homeownership due to affordability, inventory issues, and systemic policy failures.
#housing-market
Real estate
fromwww.housingwire.com
15 hours ago

Why is housing inventory growth slowing down in 2026?

Housing inventory growth is slowing down, with some areas experiencing negative year-over-year inventory despite previous predictions of increases.
Real estate
fromwww.housingwire.com
2 days ago

What 10 years of data reveals about 2026 housing market signals

Housing cycles follow a recognizable sequence of demand, pricing behavior, and buyer response, leading to market resets and recovery.
Real estate
fromFast Company
6 days ago

This might be the best time to buy a home in years, depending on where you live

America's housing market is shifting towards favoring buyers, with two-thirds of major markets now classified as balanced or buyer-friendly.
NYC real estate
fromwww.aljazeera.com
1 day ago

New White House report has plans to fix US housing shortage of 10 million

Increased home construction in the US could benefit the middle class and stimulate economic growth, addressing a 10 million housing shortage.
Real estate
fromwww.housingwire.com
15 hours ago

Why is housing inventory growth slowing down in 2026?

Housing inventory growth is slowing down, with some areas experiencing negative year-over-year inventory despite previous predictions of increases.
SF real estate
fromwww.housingwire.com
2 weeks ago

How the ROAD to Housing Act could improve home affordability

COVID-19 and Federal Reserve actions led to a housing market frenzy, but rising mortgage rates and inflation have since decimated affordability.
Real estate
fromwww.housingwire.com
2 days ago

What 10 years of data reveals about 2026 housing market signals

Housing cycles follow a recognizable sequence of demand, pricing behavior, and buyer response, leading to market resets and recovery.
Real estate
fromFast Company
6 days ago

This might be the best time to buy a home in years, depending on where you live

America's housing market is shifting towards favoring buyers, with two-thirds of major markets now classified as balanced or buyer-friendly.
#real-estate
SF real estate
fromwww.housingwire.com
1 day ago

The myth of the perfect market and the cost of waiting

Real estate decisions should consider total market dynamics, not just interest rates, as buyers currently have leverage in negotiations.
Retirement
fromwww.housingwire.com
4 days ago

As retirement slips further away, workers prioritize stability and senior home equity

Workers prioritize job security over new opportunities, with many delaying retirement due to rising living costs and health care expenses.
US news
fromwww.npr.org
1 week ago

Trump's VA killed a home loan program. Vets are now losing their homes because of it

Over 10,000 veterans faced foreclosure due to the shutdown of a key VA home loan safety-net program, with 90,000 more at risk.
fromwww.housingwire.com
1 week ago

NMB taps Herrera as president of Hispanic homeownership division

Yasser has such an incredible drive and understands that our business is rooted in the success of those around us, including our loan officers and the customers that look to us to educate and inform along their pathway to homeownership.
LA real estate
fromwww.housingwire.com
6 days ago

Washington DFI charges Newrez with mortgage servicing violations

DFI alleges that Newrez engaged in unfair or deceptive practices that affected 29 Washington consumers by failing to mediate in good faith during foreclosure proceedings, providing misleading information, and responding to concerns untimely.
Washington DC
Higher education
fromwww.businessinsider.com
3 days ago

Trump's Treasury is taking over millions of student-loan accounts. Obama tried this, and it didn't succeed.

The federal student-loan portfolio is being transferred to the Treasury Department, raising challenges for borrowers, especially those in default.
fromsfist.com
6 days ago

SF Has a New Homelessness 'Czar,' and He Comes to the Job From Massachusetts

Mike is a lifelong public servant, having led Massachusetts' Medicaid program, a $23 billion agency that serves nearly 2 million residents. He is an expert in connecting health care and homelessness services, and he has seen the power of integrating primary care, treatment, and social supports to keep people healthy and housed.
Mission District
#fhfa
US politics
fromwww.housingwire.com
2 weeks ago

FHFA's Bill Pulte files new DOJ referrals against Letitia James

FHFA Director Bill Pulte filed criminal referrals against NY Attorney General Letitia James for alleged insurance fraud misrepresentations.
US politics
fromwww.housingwire.com
2 weeks ago

FHFA's Bill Pulte files new DOJ referrals against Letitia James

FHFA Director Bill Pulte filed criminal referrals against NY Attorney General Letitia James for alleged insurance fraud misrepresentations.
SF real estate
fromwww.housingwire.com
1 week ago

How top LOs dominated government lending in 2025

Knowledge of FHA and VA guidelines is crucial for success in the mortgage industry, especially for veterans and active-duty service members.
#affordable-housing
fromFortune
2 weeks ago
East Bay real estate

Affordable housing is stuck in limbo thanks to a 'Made in USA' law that nobody can figure out how to follow | Fortune

fromFortune
2 weeks ago
East Bay real estate

Affordable housing is stuck in limbo thanks to a 'Made in USA' law that nobody can figure out how to follow | Fortune

NYC real estate
fromEpicenter NYC
5 days ago

Ending soon: Two affordable housing lotteries in Brooklyn - Epicenter NYC

New housing lotteries in Brownsville and Prospect Heights offer affordable apartments for various income levels.
fromThe Jerusalem Post | JPost.com
2 days ago

Bank Hapoalim's US arm funds $203m Manhattan housing conversion | The Jerusalem Post

BHI provided a $167 million construction loan to Yellowstone Real Estate Investments for the conversion of the Candler Building into a 176-unit residential tower with retail space, totaling $203 million in financing.
NYC real estate
fromwww.housingwire.com
19 hours ago

JPMorgan, Wells Fargo mortgage volumes missed the mark in Q1 2026

JPMorgan Chase's origination volume hit $13.7 billion in the first quarter, down 14% from the prior quarter and up 46% from the same period last year. Retail channels drove most of the production, accounting for 63.5% of the total. The bank's home lending revenues reached $1.23 billion in the first quarter, up 2% year over year.
Real estate
fromwww.housingwire.com
3 weeks ago

HUD investigates Washington covenant homeownership program

The Covenant Homeownership Program provides a zero-interest secondary loan to help cover down payments and closing costs, widely viewed as the first explicitly race-conscious housing finance program of its kind.
Washington DC
#mortgage
fromwww.housingwire.com
1 day ago
Real estate

Friday Harbor adds Schilling, Stayton to bolster lender-facing teams

Friday Harbor hires Kate Schilling and Melina Stayton to enhance sales and customer success in AI-powered mortgage underwriting.
Real estate
fromwww.housingwire.com
3 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
1 day ago

Friday Harbor adds Schilling, Stayton to bolster lender-facing teams

Friday Harbor hires Kate Schilling and Melina Stayton to enhance sales and customer success in AI-powered mortgage underwriting.
Real estate
fromwww.housingwire.com
3 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
NYC real estate
fromtherealdeal.com
5 days ago

FARE Act adding to landlord strangulation, one owner says

Tenants are moving more frequently and becoming pickier, making it harder for landlords to fill rent-stabilized apartments near market rates.
fromwww.housingwire.com
2 weeks ago

Homeowner Assistance Fund backstopped vulnerable borrowers

The insights from this report help us think about potential gaps in the loss mitigation waterfall and the types of homeowners who may benefit from targeted support when they experience a crisis.
SF real estate
Real estate
fromwww.housingwire.com
2 days ago

Guild's Jim Cory on Bayview deal and reverse mortgage trends

Bayview's acquisition of Guild has been smooth, maintaining management and enhancing product development in the reverse mortgage sector.
NYC real estate
fromwww.amny.com
6 days ago

Housing groups push to ensure new tenant harassment penalties get in state budget | amNewYork

New legislation aims to impose criminal penalties for systemic harassment of rent-regulated tenants in New York City.
Real estate
fromwww.housingwire.com
4 days ago

Why the hiring rate matters more than unemployment for the housing market

The labor market remains strong with low unemployment, impacting housing stability and reducing risks of distressed inventory.
#housing-policy
Real estate
fromCity Limits
5 days ago

100 Days In, Mamdani's Housing Chief Says City Hall Will Stand Up for Tenants-And Work With Real Estate

The administration prioritizes tenant rights while engaging with the real estate industry to address the housing affordability crisis.
Real estate
fromCity Limits
5 days ago

100 Days In, Mamdani's Housing Chief Says City Hall Will Stand Up for Tenants-And Work With Real Estate

The administration prioritizes tenant rights while engaging with the real estate industry to address the housing affordability crisis.
fromBrownstoner
5 days ago

Turn Monthly Rent and Mortgage Payments Into Value With Bilt

Bilt allows users to earn points on both rent and mortgage payments, which can be redeemed for travel, dining, and local business benefits, making housing costs more manageable.
Real estate
SF real estate
fromwww.housingwire.com
3 weeks ago

NAREB president calls for 'optimistic underwriting'

NAREB addresses homeownership barriers through policy advocacy, grassroots outreach, and a Community Property Fairness Initiative challenging FHA's spousal debt underwriting rules in nine states.
fromwww.housingwire.com
5 days ago

loanDepot, Figure team on express home loan and equity products

The 55 HomeLoan is structured to deliver approvals in as little as five minutes and funding in as few as five days, providing borrowers with a cash-like option for speed and certainty of close.
Real estate
SF real estate
fromwww.housingwire.com
3 weeks ago

Fannie Mae, Freddie Mac revise condo insurance standards

Fannie Mae and Freddie Mac updated insurance requirements allowing ACV roof coverage for condos while maintaining RCV for other property, reducing homeowner costs and expanding mortgage market access.
fromwww.housingwire.com
6 days ago

Reverse mortgage brokers say lender contracts help with limits

Programs work by preventing lenders' retail teams from contacting borrowers who are already in a broker's active pipeline, automatically routing these customers back to their original advisers. They also monitor common refinance intent signals such as payoff requests and add the brokerage firm's contact information to borrowers' statements.
Real estate
LA real estate
fromLos Angeles Times
11 years ago

New home loan helps lower-income borrowers build equity quickly

A new wealth-building home loan enables lower-income borrowers to build equity rapidly through reduced interest rates and rate buydowns, requiring no down payment, closing costs, or mortgage insurance.
US politics
fromwww.housingwire.com
2 months ago

Fair housing is more than a compliance issue: It's an opportunity to modernize the process.

Fair Housing is a legal framework prohibiting housing discrimination that faces shifting federal policy, enforcement battles, and intense local-federal political conflict.
US politics
fromwww.housingwire.com
2 months ago

Pennymac leader on policy shifts to ease homeownership barriers

Fannie Mae and Freddie Mac were directed to buy $200 billion in mortgage-backed securities to offset Fed rolloffs, but authority may expire without GSE changes.
Real estate
fromwww.housingwire.com
4 weeks ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
US politics
fromwww.housingwire.com
2 months ago

Realtors: Fair housing embedded in duties amid federal changes

Realtors expect minimal change to daily practices because licensing and professional training already enforce fair housing compliance.
Real estate
fromLos Angeles Times
11 years ago

Loan gives low-income borrowers a chance to build equity fast

A new 15-year Wealth Building Home Loan allows low- and moderate-income borrowers to build equity faster than 30-year mortgages through lower rates, minimal down payments, and residual income-based underwriting.
fromwww.housingwire.com
2 months ago

Federal policy shifts drive new housing compliance challenges

APOR is baked into not only Dodd-Frank as a safe harbor against litigation which many lenders want to comply with and use for their business and pricing and risk but also there are a litany of 40 other statutes that are tied to APOR as it's described in Dodd Frank, over 27 states. Lenders frequently move ahead of formal rulemaking, Dunn added. You don't have to wait for the regulation to comply either, she said.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

Trade groups push for lower FHA premiums, LLPA cuts

End tri-merge credit reporting, adopt a single-file framework, lower FHA mortgage insurance premiums, reduce LLPAs and refinance fees to lower mortgage costs and expand homeownership.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
1 month ago

How to Buy a House with Low Income Even If You Have Little Savings

Many buyers assume homeownership is out of reach if they earn less than the area's median income - but that's not always true. From FHA and USDA loans to down payment assistance programs, there are real pathways to homeownership - even if you have little savings.
Real estate
fromwww.housingwire.com
2 months ago

The Mortgage Collaborative and MBA partner to expand advocacy

This partnership was formed after thoughtful consultation with our advisory council, lender advocacy committee leaders and lender members to ensure it aligns with the needs and values of our network. Hall continued, The goal is to create stronger pathways for lender perspectives to be heard while giving members optional access to additional resources so they can engage at the level that fits them, Hall said. The partnership is designed to add value and amplify member voices.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

Foyer, Prosperity Home Mortgage partner on savings platform

Foyer and Prosperity launched a partnership providing savings-match, credit education and live advisers to help first-time buyers save for down payments and build readiness.
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