#financial-awareness

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#pensions

Questions to ask yourself ... to sort out your finances

Taking proactive steps in financial management can significantly reduce costs and increase savings.
Effective budgeting and timely actions regarding subscriptions and contracts are key to financial health.

Most people who are due to be signed up for new pension scheme unaware of it

The upcoming My Future Fund scheme indicates a shift in Ireland's pension structure to enhance retirement savings awareness and accessibility.

Questions to ask yourself ... to sort out your finances

Taking proactive steps in financial management can significantly reduce costs and increase savings.
Effective budgeting and timely actions regarding subscriptions and contracts are key to financial health.

Most people who are due to be signed up for new pension scheme unaware of it

The upcoming My Future Fund scheme indicates a shift in Ireland's pension structure to enhance retirement savings awareness and accessibility.
morepensions
#consumer-behavior

4 in 5 Americans Are Missing a Golden Savings Opportunity

The lack of awareness and action among Americans towards high-yield savings accounts leads to significant earned interest losses.

9 Companies With Bad Reputations for Ripping People Off (#8 Is Truly Shocking)

Be aware of misleading marketing and upselling tactics in quick-lube and car dealerships.
Educating yourself about standard practices can protect you financially when shopping for cars or vehicle maintenance.

4 in 5 Americans Are Missing a Golden Savings Opportunity

The lack of awareness and action among Americans towards high-yield savings accounts leads to significant earned interest losses.

9 Companies With Bad Reputations for Ripping People Off (#8 Is Truly Shocking)

Be aware of misleading marketing and upselling tactics in quick-lube and car dealerships.
Educating yourself about standard practices can protect you financially when shopping for cars or vehicle maintenance.
moreconsumer-behavior
#social-security

More Than Half of Gen-Z and Millennials Expect Social Security Benefits to Cover Their Basic Retirement Needs

Younger generations are overly optimistic about Social Security as their primary retirement income source, unlike older generations who are more skeptical.

50% of Americans Wrongly Think Social Security Benefits Are Tax-Free - Here's How It Actually Works

Half of America believes Social Security benefits are tax-free, which is misleading and can lead to unexpected tax liabilities.

I'm single and childless - what happens to my Social Security when I pass?

Social Security is a crucial safety net for many retirees, yet relies on smart planning for adequate retirement income.

More Than Half of Gen-Z and Millennials Expect Social Security Benefits to Cover Their Basic Retirement Needs

Younger generations are overly optimistic about Social Security as their primary retirement income source, unlike older generations who are more skeptical.

50% of Americans Wrongly Think Social Security Benefits Are Tax-Free - Here's How It Actually Works

Half of America believes Social Security benefits are tax-free, which is misleading and can lead to unexpected tax liabilities.

I'm single and childless - what happens to my Social Security when I pass?

Social Security is a crucial safety net for many retirees, yet relies on smart planning for adequate retirement income.
moresocial-security
#horoscope

Horoscopes Nov. 10, 2024: Miranda Lambert, design and define how you want to live

Focus on personal vision and bypass negativity to achieve your dreams.
Take charge of your goals quietly, avoiding distractions for better momentum.

Horoscopes Dec. 4, 2024: Marisa Tomei, focus, high energy and taking care of business are in the stars

Focus on maintaining a positive lifestyle and managing your finances, while being cautious of outside distractions and influences.

Horoscopes Nov. 10, 2024: Miranda Lambert, design and define how you want to live

Focus on personal vision and bypass negativity to achieve your dreams.
Take charge of your goals quietly, avoiding distractions for better momentum.

Horoscopes Dec. 4, 2024: Marisa Tomei, focus, high energy and taking care of business are in the stars

Focus on maintaining a positive lifestyle and managing your finances, while being cautious of outside distractions and influences.
morehoroscope
#consumer-rights

Key Issues in Mis-Sold Loans and Hire Purchase Agreements with Black Horse Finance

Mis-sold loans can trap consumers in unfavorable contracts due to misleading information and hidden terms.

'A Lake Garda campsite cashier overcharged me 320. I didn't get a receipt so how do I get a refund?'

Regularly review transaction amounts to catch errors, especially with frequent small payments.

Key Issues in Mis-Sold Loans and Hire Purchase Agreements with Black Horse Finance

Mis-sold loans can trap consumers in unfavorable contracts due to misleading information and hidden terms.

'A Lake Garda campsite cashier overcharged me 320. I didn't get a receipt so how do I get a refund?'

Regularly review transaction amounts to catch errors, especially with frequent small payments.
moreconsumer-rights
from www.scientificamerican.com
1 month ago

Shop Sustainably This Holiday Season with the Help of Consumer Psychology

Black Friday has evolved into a global shopping event, driven by psychological tactics that exploit consumer behavior and emotions.
#hmrc

Thousands eligible for 2,200 cost of living boost but missing out - how to apply

Over 214,000 families in the UK are missing out on thousands in Child Benefits support from HMRC.

More than 600,000 young people are missing out on thousands in unclaimed cash

Many young adults are unaware of their unclaimed Child Trust Fund accounts, with an average value of over £2,000.

Thousands eligible for 2,200 cost of living boost but missing out - how to apply

Over 214,000 families in the UK are missing out on thousands in Child Benefits support from HMRC.

More than 600,000 young people are missing out on thousands in unclaimed cash

Many young adults are unaware of their unclaimed Child Trust Fund accounts, with an average value of over £2,000.
morehmrc

Married Women Are Revealing The "Crucial" Things They Wish They Knew Before They Got Married

Marriage involves both love and financial partnership.
Changing your partner may lead to disappointment; acceptance is key.
Focus more on the relationship than on the wedding details.
Know how each partner handles conflict for a healthier marriage.

I Made One Decision Before Marriage That Left People Wildly Uncomfortable. Here's Why I Did It.

Financial struggles shape a child's mindset towards money, emphasizing sacrifice and the importance of family welfare over individual desires.

Below Deck Sailing Yacht Recap: Floatopia

Cloyce balances feelings of isolation and financial savviness while trying to navigate a dramatic social environment.
He exhibits maturity in financial decisions, contrasting with others' spending habits.

My kids are college and I have over $6 million saved - should I stop working?

Understanding your expenses is crucial for retirement planning.
A diverse portfolio can shield investments from market volatility.
#decision-making

Horoscopes Aug. 14, 2024: Steve Martin, put your energy behind what excites you

Focus on personal growth and pursue what makes you happy, refusing to let outside influences dictate your fate.

Trust Your Gut-Because Sometimes Your Brain is Full of Sh*t | HackerNoon

Trusting your intuition can save you from costly mistakes and guide you in decision-making.

Horoscopes Aug. 14, 2024: Steve Martin, put your energy behind what excites you

Focus on personal growth and pursue what makes you happy, refusing to let outside influences dictate your fate.

Trust Your Gut-Because Sometimes Your Brain is Full of Sh*t | HackerNoon

Trusting your intuition can save you from costly mistakes and guide you in decision-making.
moredecision-making

DWP launches Pension Credit campaign after cutting Winter Fuel Payments

The DWP is urging pensioners to check eligibility for Pension Credit due to changes in Winter Fuel Payment eligibility.

3 big mistakes employees make with their benefits, from an HR professional with 20 years of experience

Employees often miss out on benefits due to a lack of awareness and education on available perks.

Score is a new dating app for people with good to excellent credit | TechCrunch

A new dating app called Score has launched, but users must have a minimum credit score of 675 to use it.
The app aims to raise awareness about the importance of finances in relationships and start conversations about money that are often uncomfortable.

'Pay Off My Debt' TikToker on Money Made, iCarly Inspiration | Entrepreneur

TikTokers are uniting to tackle debt through a viral trend, rooted in a playful notion turned impactful movement.

Keeping up with the Joneses: What it might be costing Americans

Overspending to keep up with social circles can lead to credit card debt. Setting a budget and cutting back on expenses can help manage debt effectively.
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