#interest-rates

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#bank-of-ireland

Bank of Ireland cuts savings rates in move expected to be followed by others

Bank of Ireland is cutting fixed-term deposit interest rates following recent European Central Bank rate reductions.

Savers urged to act as banks set to cut better interest rates soon

Bank of Ireland's savings rates cut signals potential future reductions across banks, impacting Irish households with significant deposits.
The recent ECB rate cuts may lead to further decreases in return rates for savers.

Bank of Ireland cuts savings rates in move expected to be followed by others

Bank of Ireland lowers fixed-term deposit rates reflecting ECB's trends and pressures from digital banks.

Bank of Ireland cuts savings rates in move expected to be followed by others

Bank of Ireland is cutting fixed-term deposit interest rates following recent European Central Bank rate reductions.

Savers urged to act as banks set to cut better interest rates soon

Bank of Ireland's savings rates cut signals potential future reductions across banks, impacting Irish households with significant deposits.
The recent ECB rate cuts may lead to further decreases in return rates for savers.

Bank of Ireland cuts savings rates in move expected to be followed by others

Bank of Ireland lowers fixed-term deposit rates reflecting ECB's trends and pressures from digital banks.
morebank-of-ireland
from www.bbc.com
14 hours ago

Faisal Islam: Soaring UK borrowing costs are a problem for Rachel Reeves

UK government may miss its Budget borrowing targets due to rising interest rates, impacting fiscal rules.
Rising long-term borrowing rates challenge the UK's economic stability and fiscal management.

Eurozone inflation rises, but four rate cuts are still to come from the ECB this year - London Business News | Londonlovesbusiness.com

Eurozone inflation rose to 2.4%, but steady core inflation suggests ECB will proceed cautiously regarding rate cuts.
#us-dollar

Dollar index (DXY) forecast: Will it challenge expectations in 2025? - London Business News | Londonlovesbusiness.com

The U.S. dollar remains strong due to high interest rates, cautious Fed policies, and geopolitical tensions influencing investor behavior.

US dollar holds near high, awaiting Fed and global central nank announcements - London Business News | Londonlovesbusiness.com

The U.S. dollar remains stable as markets await critical central bank decisions and economic data, which could influence interest rate direction.

Gold's challenges amid Fed tightening: Will it remain a safe haven?? - London Business News | Londonlovesbusiness.com

Gold is challenged by a strong U.S. dollar and slower interest rate cuts, affecting its appeal as a safe haven.

Gold could come under further pressure as Trump's more aggressive trade policies revealed - London Business News | Londonlovesbusiness.com

Gold is influenced by Trump's potential trade policies and a strong dollar.

Dollar index (DXY) forecast: Will it challenge expectations in 2025? - London Business News | Londonlovesbusiness.com

The U.S. dollar remains strong due to high interest rates, cautious Fed policies, and geopolitical tensions influencing investor behavior.

US dollar holds near high, awaiting Fed and global central nank announcements - London Business News | Londonlovesbusiness.com

The U.S. dollar remains stable as markets await critical central bank decisions and economic data, which could influence interest rate direction.

Gold's challenges amid Fed tightening: Will it remain a safe haven?? - London Business News | Londonlovesbusiness.com

Gold is challenged by a strong U.S. dollar and slower interest rate cuts, affecting its appeal as a safe haven.

Gold could come under further pressure as Trump's more aggressive trade policies revealed - London Business News | Londonlovesbusiness.com

Gold is influenced by Trump's potential trade policies and a strong dollar.
moreus-dollar
#bank-of-america

Bank of America (BAC) Price Prediction and Forecast

Bank of America faces challenges in regaining stock value due to insider selling and regulatory compliance pressures.

Bank of America (BAC) Price Prediction and Forecast

Bank of America faces challenges from high interest rates, insider sales, and regulatory pressures, impacting its stock performance and future outlook.

Bank of America (BAC) Price Prediction and Forecast

Bank of America faces challenges in regaining stock value due to insider selling and regulatory compliance pressures.

Bank of America (BAC) Price Prediction and Forecast

Bank of America faces challenges from high interest rates, insider sales, and regulatory pressures, impacting its stock performance and future outlook.
morebank-of-america
#federal-reserve

The Federal Reserve lowers interest rates again but hints at fewer cuts next year

The Federal Reserve lowered interest rates but remains cautious about future cuts due to persistent inflation.

Fed to Cut Interest Rates by 25 Basis Points

The Federal Reserve cut interest rates as inflation decreases, stimulating the economy.

The Federal Reserve cuts interest rates by another quarter point. Here's what that means for you

The Federal Reserve's third consecutive rate cut offers relief to consumers burdened by previous high rates, though meaningful financial impact may take time.

Fed expected to cut interest rates at last meeting before Trump takes office

The Federal Reserve is expected to announce a quarter-point interest rate cut amid rising inflation concerns before President Trump's inauguration.

How Fed Rates Influence Mortgages, Credit Cards, Savings and More

The Fed is likely to cut rates again, marking the third consecutive decrease, benefitting borrowers.

US Fed cuts interest rates but cautions for year ahead

The Federal Reserve indicates a slower pace of interest rate cuts amidst persistent inflation.

The Federal Reserve lowers interest rates again but hints at fewer cuts next year

The Federal Reserve lowered interest rates but remains cautious about future cuts due to persistent inflation.

Fed to Cut Interest Rates by 25 Basis Points

The Federal Reserve cut interest rates as inflation decreases, stimulating the economy.

The Federal Reserve cuts interest rates by another quarter point. Here's what that means for you

The Federal Reserve's third consecutive rate cut offers relief to consumers burdened by previous high rates, though meaningful financial impact may take time.

Fed expected to cut interest rates at last meeting before Trump takes office

The Federal Reserve is expected to announce a quarter-point interest rate cut amid rising inflation concerns before President Trump's inauguration.

How Fed Rates Influence Mortgages, Credit Cards, Savings and More

The Fed is likely to cut rates again, marking the third consecutive decrease, benefitting borrowers.

US Fed cuts interest rates but cautions for year ahead

The Federal Reserve indicates a slower pace of interest rate cuts amidst persistent inflation.
morefederal-reserve
#housing-market

CFPB reports significant' drop in mortgage activity in 2023

Mortgage application and origination activity fell by one-third from 2022 to 2023, largely due to high interest rates.

Housing market outlook: 14 forecasts for mortgage rates in 2025

The 2025 average mortgage rate forecast is 6.34%, reflecting a complex economic environment marked by rapid interest rate changes and federal debt pressures.

Mortgage demand falls as interest rates increase

Mortgage applications declined 0.7% last week, ending a five-week increase, largely due to rising mortgage rates and decreased refinance activity.

Higher mortgage rates are pumping the brakes on refinance activity

Refinance volume increased 27% in 2024, yet remains significantly lower than historic highs from 2021.

Homebuilder confidence plateaus in December

Homebuilder confidence stagnated in December at a reading of 46, signaling cautious optimism due to regulatory hopes post-2024 election.

Great, Now What? Boston Condos For Sale Ford Realty

Boston condo brokers may face a prolonged period of difficulties due to high interest rates impacting property sales. Survival tactics need reevaluation.

CFPB reports significant' drop in mortgage activity in 2023

Mortgage application and origination activity fell by one-third from 2022 to 2023, largely due to high interest rates.

Housing market outlook: 14 forecasts for mortgage rates in 2025

The 2025 average mortgage rate forecast is 6.34%, reflecting a complex economic environment marked by rapid interest rate changes and federal debt pressures.

Mortgage demand falls as interest rates increase

Mortgage applications declined 0.7% last week, ending a five-week increase, largely due to rising mortgage rates and decreased refinance activity.

Higher mortgage rates are pumping the brakes on refinance activity

Refinance volume increased 27% in 2024, yet remains significantly lower than historic highs from 2021.

Homebuilder confidence plateaus in December

Homebuilder confidence stagnated in December at a reading of 46, signaling cautious optimism due to regulatory hopes post-2024 election.

Great, Now What? Boston Condos For Sale Ford Realty

Boston condo brokers may face a prolonged period of difficulties due to high interest rates impacting property sales. Survival tactics need reevaluation.
morehousing-market

Stephen Moore: The debt ceiling is a federal budget fire alarm - and Trump should embrace it

Congress has violated the federal debt limit, reviving concerns over spending and debt management.
The president can use 'extraordinary measures' to manage debt temporarily.
#real-estate

This investor made a fortune during the 2008 housing crash. Here's his take on today's housing market

Mom-and-pop landlords are nimble and find opportunities overlooked by institutional investors, allowing continued purchasing of rental properties.

Interest rate cut may not be total 'game-changer' but has some Toronto-area homebuyers optimistic | CBC News

Declining interest rates are boosting confidence among homebuyers, making larger homes more financially feasible.

Interest rate cuts, mortgage rule changes could speed up GTA housing market in 2025, experts say | CBC News

Interest rate cuts and new mortgage rules could invigorate the Greater Toronto Area's real estate market in the coming year.

5 real-estate investors and agents share their 2025 market predictions and advice on how to capitalize

Investors believe 2025 can be a good year for real estate despite stagnant interest rates.
Approaching real estate with a long-term strategy is crucial for prospective buyers.

This investor made a fortune during the 2008 housing crash. Here's his take on today's housing market

Mom-and-pop landlords are nimble and find opportunities overlooked by institutional investors, allowing continued purchasing of rental properties.

Interest rate cut may not be total 'game-changer' but has some Toronto-area homebuyers optimistic | CBC News

Declining interest rates are boosting confidence among homebuyers, making larger homes more financially feasible.

Interest rate cuts, mortgage rule changes could speed up GTA housing market in 2025, experts say | CBC News

Interest rate cuts and new mortgage rules could invigorate the Greater Toronto Area's real estate market in the coming year.

5 real-estate investors and agents share their 2025 market predictions and advice on how to capitalize

Investors believe 2025 can be a good year for real estate despite stagnant interest rates.
Approaching real estate with a long-term strategy is crucial for prospective buyers.
morereal-estate
#market-trends

Higher interest rates, oversupply, and rising costs have battered commercial real estate. Will 2025 be different?

The commercial real estate sector may experience a modest rebound in 2025, despite challenges from inflation and interest rates.

Gold prices rise in early 2025 following strong yearly performance - London Business News | Londonlovesbusiness.com

Gold prices are expected to rise due to reduced interest rates and geopolitical tensions.

Gold tries to advance, benefiting from weak data and low activity in the futures market - London Business News | Londonlovesbusiness.com

Gold prices are showing slight gains despite negative economic data and low expectations for interest rate cuts.

Higher interest rates, oversupply, and rising costs have battered commercial real estate. Will 2025 be different?

The commercial real estate sector may experience a modest rebound in 2025, despite challenges from inflation and interest rates.

Gold prices rise in early 2025 following strong yearly performance - London Business News | Londonlovesbusiness.com

Gold prices are expected to rise due to reduced interest rates and geopolitical tensions.

Gold tries to advance, benefiting from weak data and low activity in the futures market - London Business News | Londonlovesbusiness.com

Gold prices are showing slight gains despite negative economic data and low expectations for interest rate cuts.
moremarket-trends

USD/JPY drops below 157.00: Warning signals or temporary correction? - London Business News | Londonlovesbusiness.com

The USD/JPY decline reflects a return to balanced market ranges amid economic and monetary policy adjustments.

General Motors (GM) Price Prediction and Forecast 2025-2030

General Motors is facing significant challenges due to rising interest rates, legal issues, and its transition to electric vehicles.
#personal-finance

Looking for a HYSA With Good Returns. What Are the Real Options?

Maximizing an HSA requires balancing interest rates with additional benefits and incentives from providers.

Best savings accounts that offer above-inflation rates, 20 December

High-yield savings accounts provide UK households an opportunity to combat inflation during the cost-of-living crisis.

Wealthy Americans With More than $10k Saved Should Make This Move Now

Many Americans are living paycheck to paycheck, intensifying the need for effective saving strategies.
High-yield savings accounts offer a viable option for earning more interest on savings.

Best savings accounts that offer above-inflation rates, 27 December

High-yield savings accounts provide opportunities for UK households to mitigate the effects of inflation amid soaring costs.

Looking for a HYSA With Good Returns. What Are the Real Options?

Maximizing an HSA requires balancing interest rates with additional benefits and incentives from providers.

Best savings accounts that offer above-inflation rates, 20 December

High-yield savings accounts provide UK households an opportunity to combat inflation during the cost-of-living crisis.

Wealthy Americans With More than $10k Saved Should Make This Move Now

Many Americans are living paycheck to paycheck, intensifying the need for effective saving strategies.
High-yield savings accounts offer a viable option for earning more interest on savings.

Best savings accounts that offer above-inflation rates, 27 December

High-yield savings accounts provide opportunities for UK households to mitigate the effects of inflation amid soaring costs.
morepersonal-finance

4 in 5 Americans Are Missing a Golden Savings Opportunity

The lack of awareness and action among Americans towards high-yield savings accounts leads to significant earned interest losses.
#monetary-policy

Inflation fears trump growth concerns among Bank of England's MPC members

The Bank of England's decision to hold interest rates highlights a delicate balance between managing inflation and supporting economic growth.

Surprising monetary policy decision by the Central Bank of Colombia: Interest rate is lowered by 25 basis points - London Business News | Londonlovesbusiness.com

The Central Bank of Colombia is adopting a cautious approach to monetary policy amidst persistent inflation and economic uncertainty.

FX analysis: MPC 'more divided than the market was expecting' - London Business News | Londonlovesbusiness.com

The Bank of England's Monetary Policy Committee voted to maintain interest rates at 4.75% amidst indications of job losses and divided opinions within the committee.

Bank of England base rate decision leaves the UK 'between, recession and stagflation with risk on every screen' - London Business News | Londonlovesbusiness.com

The Bank of England held interest rates at 4.75%, while inflation is expected to rise slightly in the near-term.

Sweden's Riksbank lowers interest rate to 2.5 percent

Swedish central bank, Riksbank, cut interest rates to support economic activity amid weak growth and stabilized inflation.

Market thoughts: ECB stick to the script, UK GDP on deck today - London Business News | Londonlovesbusiness.com

The ECB cut rates as anticipated, while the SNB surprised markets with a larger cut, indicating differing monetary policy stances.

Inflation fears trump growth concerns among Bank of England's MPC members

The Bank of England's decision to hold interest rates highlights a delicate balance between managing inflation and supporting economic growth.

Surprising monetary policy decision by the Central Bank of Colombia: Interest rate is lowered by 25 basis points - London Business News | Londonlovesbusiness.com

The Central Bank of Colombia is adopting a cautious approach to monetary policy amidst persistent inflation and economic uncertainty.

FX analysis: MPC 'more divided than the market was expecting' - London Business News | Londonlovesbusiness.com

The Bank of England's Monetary Policy Committee voted to maintain interest rates at 4.75% amidst indications of job losses and divided opinions within the committee.

Bank of England base rate decision leaves the UK 'between, recession and stagflation with risk on every screen' - London Business News | Londonlovesbusiness.com

The Bank of England held interest rates at 4.75%, while inflation is expected to rise slightly in the near-term.

Sweden's Riksbank lowers interest rate to 2.5 percent

Swedish central bank, Riksbank, cut interest rates to support economic activity amid weak growth and stabilized inflation.

Market thoughts: ECB stick to the script, UK GDP on deck today - London Business News | Londonlovesbusiness.com

The ECB cut rates as anticipated, while the SNB surprised markets with a larger cut, indicating differing monetary policy stances.
moremonetary-policy
#inflation

Bank of England keeps UK interest rates on hold amid jitters over rising inflation

The Bank of England maintained interest rates at 4.75% due to rising inflation despite economic slowdowns and job market concerns.

Chancellor's Budget, water bills and inflation rising is hammering the hospitality sector - London Business News | Londonlovesbusiness.com

Interest rates held at 4.75% amid rising inflation threaten the already struggling hospitality sector, necessitating urgent government intervention.

Reeves may have to U-turn over no more tax rises, warn economists

Economic slowdown and high borrowing costs may force the chancellor to increase taxes.
Rising inflation could impact household spending and economic plans.
Higher interest rates could reduce available government funds significantly.

Russian central bank holds interest rate at 21%

High interest rates in Russia impede business activity and hinder economic growth.

Russia's top central banker is now worried about 'excessive cooling' in its red-hot war economy

Russia's central bank maintains interest rates at 21% to balance risks of economic overheating and excessive cooling amid ongoing high inflation.

Labour hit with another economic disaster as Bank of England holds interest rates - London Business News | Londonlovesbusiness.com

The Bank of England holds interest rates at 4.75% amidst rising inflation, impacting economic predictions and financial planning for consumers.

Bank of England keeps UK interest rates on hold amid jitters over rising inflation

The Bank of England maintained interest rates at 4.75% due to rising inflation despite economic slowdowns and job market concerns.

Chancellor's Budget, water bills and inflation rising is hammering the hospitality sector - London Business News | Londonlovesbusiness.com

Interest rates held at 4.75% amid rising inflation threaten the already struggling hospitality sector, necessitating urgent government intervention.

Reeves may have to U-turn over no more tax rises, warn economists

Economic slowdown and high borrowing costs may force the chancellor to increase taxes.
Rising inflation could impact household spending and economic plans.
Higher interest rates could reduce available government funds significantly.

Russian central bank holds interest rate at 21%

High interest rates in Russia impede business activity and hinder economic growth.

Russia's top central banker is now worried about 'excessive cooling' in its red-hot war economy

Russia's central bank maintains interest rates at 21% to balance risks of economic overheating and excessive cooling amid ongoing high inflation.

Labour hit with another economic disaster as Bank of England holds interest rates - London Business News | Londonlovesbusiness.com

The Bank of England holds interest rates at 4.75% amidst rising inflation, impacting economic predictions and financial planning for consumers.
moreinflation
#economic-policy

Inflation price pressure remained in November 'killing the stone dead' for interest rate reduction - London Business News | Londonlovesbusiness.com

UK inflation remains high at 2.6% YoY, challenging potential interest rate cuts by the Bank of England.

Market thoughts: As hawkish a cut as Powell could muster - London Business News | Londonlovesbusiness.com

The FOMC's hawkish rate cut surprised markets and resulted in significant declines in equities, despite expectations of a more dovish stance.

Inflation price pressure remained in November 'killing the stone dead' for interest rate reduction - London Business News | Londonlovesbusiness.com

UK inflation remains high at 2.6% YoY, challenging potential interest rate cuts by the Bank of England.

Market thoughts: As hawkish a cut as Powell could muster - London Business News | Londonlovesbusiness.com

The FOMC's hawkish rate cut surprised markets and resulted in significant declines in equities, despite expectations of a more dovish stance.
moreeconomic-policy

This Feels Like the Post-Pandemic Rally. 3 Stocks to Buy If It Is

The current stock market rally is notable for occurring alongside higher interest rates, which challenges previous market behaviors.

UK inflation hits eight-month high of 2.6%, fuelling calls to hold interest rates

UK inflation has reached its highest level in eight months, driven by rising petrol, grocery costs, and increased tobacco duty.

Canadian dollar dips below 70 cents US for first time since March 2020 | CBC News

The Canadian dollar has fallen below $0.70 US, reflecting economic instability and political uncertainty in Canada.

European Central Bank warns of effects of shift in US trade policies

Christine Lagarde highlighted concerns over economic growth amidst ongoing challenges, including US trade policies and geopolitical tensions, while continuing to signal interest rate cuts.
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