#open-banking
#open-banking

2 months ago

How UK scaleups are using open banking APIs to fix their financial infrastructure - London Business News | Londonlovesbusiness.com

Open Banking infrastructure enables real-time financial workflows for UK fintech and accounting scaleups, but implementation challenges around inconsistent bank behavior and data reliability create significant operational obstacles.

EU data protection

3 months ago

Open banking's paywall era - and what it means for banks, fintechs, and policy in 2026 - Tearsheet

Banks are shifting to charge for third-party data access, challenging the free open-banking model and forcing fintechs or consumers to bear growing infrastructure costs.

#fintech

3 months ago

US politics

Affirm's move to become a bank signals a reconfiguration for the BaaS industry and beyond - Tearsheet

fromTechCrunch

4 months ago

Startup companies

Flutterwave buys Nigeria's Mono in rare African fintech exit | TechCrunch

fromFortune

US politics

Inside the battle between the old guard and the upstarts for the future of the financial system

fromHackernoon

6 years ago

Tech industry

Ex-Mastercard Exec Says Legacy Thinking Is the Real Bottleneck in Business Payments | HackerNoon

10 months ago

London startup

Yaspa receives $12m investment led by Discerning Capital to fuel US expansion - London Business News | Londonlovesbusiness.com

fromSilicon Canals

11 months ago

London startup

After securing 46M, LemFi acquires UK fintech Pillar to expand credit access for immigrants globally - Silicon Canals

3 months ago

US politics

Affirm's move to become a bank signals a reconfiguration for the BaaS industry and beyond - Tearsheet

fromTechCrunch

4 months ago

Startup companies

Flutterwave buys Nigeria's Mono in rare African fintech exit | TechCrunch

fromFortune

US politics

Inside the battle between the old guard and the upstarts for the future of the financial system

fromHackernoon

6 years ago

Tech industry

Ex-Mastercard Exec Says Legacy Thinking Is the Real Bottleneck in Business Payments | HackerNoon

10 months ago

London startup

Yaspa receives $12m investment led by Discerning Capital to fuel US expansion - London Business News | Londonlovesbusiness.com

fromSilicon Canals

11 months ago

London startup

After securing 46M, LemFi acquires UK fintech Pillar to expand credit access for immigrants globally - Silicon Canals

The power of one: How Citizens' new open banking API framework came to life - Tearsheet

The main challenge of open banking is enabling seamless, unified commercial integrations across ERPs, treasury systems, and multiple banking relationships.

Artificial intelligence

5 months ago

Noda's co-founder Lasma Kuhtarska: An insider's view on open banking, AI, and the future of payments - London Business News | Londonlovesbusiness.com

Lasma Kuhtarska combines economic and data‑science expertise to lead Noda with a security-first scaling approach and AI-driven payment optimizations.

Tech industry

5 months ago

How Noda's QR payments bring open banking in-store - London Business News | Londonlovesbusiness.com

QR pay-by-bank solutions enable small businesses to reduce card fees, simplify in-store payments, and leverage customers' phone habits for faster, contactless checkout.

Tech industry

fromwww.housingwire.com

6 months ago

FICO and Plaid partner on updated UltraFICO Score

FICO and Plaid will deliver a single mortgage score combining traditional credit history with real-time cash-flow and transaction data to improve lending decisions.

US politics

fromtearsheet.co

6 months ago

Open Banking and its odd three-body problem

Open Banking regulation under Section 1033 is stalled, shifting toward bank-favoring rules as CFPB retraction raises fees, security, and timeline concerns amid fintech-bank disputes.

Privacy technologies

fromFortune Crypto

7 months ago

AI is gobbling our personal data-but new advances in blockchain can stop that | Fortune Crypto

Private data ownership is eroding as corporations and AI agents capture user-generated data, and blockchain can restore user economic stake and privacy.

US politics

7 months ago

What's going on in Open Banking? - Tearsheet

Regulatory and political shifts have created uncertainty around CFPB's Section 1033 open banking rule, intensifying conflicts between banks and fintechs over liability and data sharing.

E-Commerce

Paytech meets iGaming: Open Banking, instant payouts and the race for trust - London Business News | Londonlovesbusiness.com

Faster, safer, same-day payouts via Open Banking/A2A are essential for UK iGaming operators to reduce churn, cut costs, and build trust.

Trust as the cornerstone: A quick guide to open banking and open finance adoption - Tearsheet

Open banking and open finance are reshaping the financial landscape across the world, connecting consumers and businesses to financial tools in new and innovative ways. It enables consumers and businesses to securely share their financial data to access innovative financial experiences. For consumers, it can be the difference between completing a loan application in minutes rather than hours, and for businesses, it can drive performance gains and stronger financial outcomes.

Digital life

Tech industry

'Stablecoins and tokenized deposits will be complementary, not cannibalistic': BNY's Carl Slabicki on the next chapter for treasury - Tearsheet

APIs enable banks to run payments continuously and integrate legacy systems with blockchain, stablecoins, tokenized deposits, and other emerging treasury services.

Software development

Citizens sharpens its open banking edge with a new API design - Tearsheet

Citizens Bank replaced patchwork APIs with a single FDX-based open banking API endpoint that serves business, commercial, wealth, and private accounts for easier fintech integration.

Open banking vs. digital wallets: Why Skrill still holds a key role for UK forex brokers - London Business News | Londonlovesbusiness.com

Scroll through any UK-regulated Forex broker's website and you will spot two payment options anchoring the deposit screen: "Instant Bank Transfer (Open Banking)" and "Skrill Wallet." They may look like interchangeable buttons, yet each represents a different philosophy of moving money. Open banking pulls sterling straight from a user's bank account via the Faster Payments rail; Skrill stores multiple currencies inside a private wallet that can be topped up with cards, other wallets, or even crypto.

UK news

Privacy professionals

fromwww.housingwire.com