#sequence-of-returns-risk

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Retirement
from24/7 Wall St.
4 hours ago

I'm 58 With $800,000 Saved, Can I Retire in 5 Years Without Social Security Yet?

Retiring at 63 with $800,000 is feasible using a bridge strategy that delays Social Security until 70, requires a 2-year healthcare expense reserve, and maintains disciplined withdrawal rates to avoid sequence-of-returns risk.
Business
from24/7 Wall St.
3 days ago

Warren Buffett's Index Fund Advice Falls Short For Late Savers

Low-cost S&P 500 index funds held long-term outperform for most investors, but lack of savings, living beyond means, and sequence-of-returns risks limit applicability.
Business
from24/7 Wall St.
3 days ago

The Stark Reality Of What A $1.5m Retirement Looks Like in 2026

Withdrawal rate, sequence-of-returns risk, and tax treatment determine whether $1.5 million sustains a comfortable retirement.
#retirement
Healthcare
from24/7 Wall St.
3 weeks ago

Baby Boomers Should Answer These 3 Questions Before Locking In a Retirement Date

Retirement timing determines healthcare exposure, Social Security strategy, tax and sequence-of-returns risk; plan timing deliberately to sustain 25–35 years of retirement.
Retirement
from24/7 Wall St.
1 month ago

What a 4 Percent Withdrawal Rate Looks Like During a Down Market

Retiring into an early market downturn can permanently damage a portfolio because inflation-adjusted withdrawals during losses lock in declines and accelerate depletion.
#retirement-planning
fromSlate Magazine
3 months ago
Real estate

There's a Popular Belief About What You Need to Do With Your Money at My Age. I've Crunched the Numbers-and I Disagree.

fromSlate Magazine
3 months ago
Real estate

There's a Popular Belief About What You Need to Do With Your Money at My Age. I've Crunched the Numbers-and I Disagree.

Retirement
from24/7 Wall St.
3 months ago

The New 4% Rule? How Dividend ETFs Are Rewriting Retirement Math

Dividend-focused ETFs provide steady cash flow that lets retirees avoid selling principal under the traditional 4% rule, reducing sequence-of-returns risk in today's market.
Business
from24/7 Wall St.
3 months ago

Warren Buffett's 90/10 Rule: Why Most Retirees Are Doing It Wrong

A 90% S&P 500 / 10% short-term government bond allocation amplifies sequence-of-returns risk for retirees and suits only very long-term, nondependent investors.
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