#sequence-of-returns-risk

[ follow ]
#retirement-planning #asset-allocation #estate-planning #dividend-etfs #4-rule #retirement-income
Real estate
fromSlate Magazine
6 days ago

There's a Popular Belief About What You Need to Do With Your Money at My Age. I've Crunched the Numbers-and I Disagree.

Protect living-income needs by holding a multi-year cash/bond reserve and reduce equity concentration to avoid forced sales during market downturns.
Retirement
from24/7 Wall St.
1 week ago

The New 4% Rule? How Dividend ETFs Are Rewriting Retirement Math

Dividend-focused ETFs provide steady cash flow that lets retirees avoid selling principal under the traditional 4% rule, reducing sequence-of-returns risk in today's market.
Business
from24/7 Wall St.
1 week ago

Warren Buffett's 90/10 Rule: Why Most Retirees Are Doing It Wrong

A 90% S&P 500 / 10% short-term government bond allocation amplifies sequence-of-returns risk for retirees and suits only very long-term, nondependent investors.
[ Load more ]