#stress-tests

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fromwww.independent.co.uk
1 day ago

Lenders urged to make mortgage rule changes to help first-time buyers

A carefully measured relaxation of mortgage lending criteria could open the door for more first-time buyers without triggering a significant rise in loan defaults, a leading banking and finance body has suggested. UK Finance's analysis indicates that a modest increase in lending, facilitated by reduced stress rates, could enhance mortgage accessibility, particularly for those entering the property market for the first time, without substantially increasing arrears.
Real estate
US politics
fromFortune
2 months ago

Big banks all pass the Fed's less vigorous stress tests, clearing the way for dividends and buybacks

All major banks passed the Fed's less rigorous stress tests despite substantial theoretical losses, indicating ongoing stability in the banking sector.
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