#withdrawal-rate tag

Health

Retirees Are Realizing A $1 Million Nest Egg at 62 Only Means $29,630 in Real Spending Power

Real estate

Nearing Retirement With $250,000? Here's What to Do Next

Retirement

Is $600,000 Enough to Retire? What the Numbers Actually Say

Suze Orman's Top Retirement Advice You Shouldn't Ignore

Start saving early, estimate retirement spending and withdrawal needs, and maximize contributions to tax-advantaged accounts to build a secure retirement.

2 months ago

Can You Still Trust the 4 Percent Rule? One 70-Year-Old Thinks You Should Not

The 4% rule may be too risky; a lower withdrawal rate (around 3.7%) and flexible spending strategies better protect retirement savings.

Retirement

Fact: Working Two More Years Could Add $200,000 to A 68-Year-Old's Retirement

Health

Retirees Are Realizing A $1 Million Nest Egg at 62 Only Means $29,630 in Real Spending Power

Real estate

Nearing Retirement With $250,000? Here's What to Do Next

Retirement

Is $600,000 Enough to Retire? What the Numbers Actually Say

Retirement

Suze Orman's Top Retirement Advice You Shouldn't Ignore

2 months ago

Retirement

Can You Still Trust the 4 Percent Rule? One 70-Year-Old Thinks You Should Not

more#retirement-planning

#social-security

Retirement

A Couple's $1.2 Million Portfolio Faces a 3.9% Withdrawal Rate Reality

US news

What a 4% Withdrawal Rate Really Means When Social Security Falls Short

Retirement

A Couple's $1.2 Million Portfolio Faces a 3.9% Withdrawal Rate Reality

US news

What a 4% Withdrawal Rate Really Means When Social Security Falls Short

Retirement

Suze Orman: Why the 4% Rule No Longer Works for Today's Retirees

Business

A $2 Million Portfolio Still Has a Safety Trap Most Investors Miss

Healthcare

Retiring at 64 With $2.1 Million Means Navigating a $10,500 Annual Gap Nobody Talks About

Business

Ramsey's 8% Retirement Rule Sounds Nuts At First

Retirement

4% or 8%, What's The Right Retirement Withdrawal Rule To Live By?

Business

Dave Ramsey's 8% Rule Is Controversial, But Not Entirely Wrong

Retirement

Suze Orman: Why the 4% Rule No Longer Works for Today's Retirees

Business

A $2 Million Portfolio Still Has a Safety Trap Most Investors Miss

Healthcare

Retiring at 64 With $2.1 Million Means Navigating a $10,500 Annual Gap Nobody Talks About

Business

Ramsey's 8% Retirement Rule Sounds Nuts At First

Retirement

4% or 8%, What's The Right Retirement Withdrawal Rule To Live By?

Business

Dave Ramsey's 8% Rule Is Controversial, But Not Entirely Wrong

How to do an in-depth portfolio review with these 8 steps

Conduct a staged, comprehensive portfolio review: gather documents, evaluate savings and withdrawal rates, rebalance asset allocation, and maintain adequate cash reserves.

3 weeks ago

If Your 401(k) Hits $1 Million By 35, Do You Need to Keep Saving for Retirement?

A $1 million portfolio at 35 can potentially fund retirement via compound growth, but adequacy depends on returns, withdrawal rate, retirement age, and living costs.

The Lifestyle a $3 Million Retirement Portfolio Can (and Can't) Support

But still, if you're retiring with $3 million, you're clearly well ahead of your peers. A $3 million nest egg gives you the leeway to spend money on the things you've always wanted to do - especially if you're also getting a generous monthly Social Security check. Still, a $3 million nest egg needs to be managed carefully. You don't want to blow that money or risk running out of savings in your lifetime.

Retirement

Business

Is $2 Million Enough to Retire Comfortably in Today's Economy?

A $2 million portfolio can generally support a comfortable middle-to-upper-class retirement, though outcomes depend on location, retirement age, spending, and portfolio strategy.

I've got $18 million at 40 years old - but I think I want to retire now because I hate my job

A nest egg of $18 million per year is very large. At a safe 3.7% withdrawal rate, the Redditor could spend $666,000 per year. Since the OP said he's spending $300K plus his mortgage payments, he's most likely well below that amount (depending on just how much the mortgage balance is). Since his income needs would be more than met by his savings, there's really very little reason to continue doing work he doesn't enjoy.

Philosophy