The article reflects on the author's upbringing and its impact on their financial habits. With parents who faced economic challenges, they learned to value financial prudence. After a brief period of financial indulgence, marked by a car purchase during an economic boom, the author experienced regret as the recession affected their income. They emphasize the importance of debt-free living and maintaining financial independence, particularly for women who may consider sacrificing their careers after childbirth. Ultimately, the narrative champions responsible financial behavior and the pursuit of financial stability.
"Putting my head down to pay off my debt. After the recession, I decided I would never, ever have debt again. I have no debt now - I don't owe a penny to anyone."
"The best advice you can ever have, especially as a female, is to maintain some level of financial independence."
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