With multiple vehicles on the road, small businesses face exposure to various risks: theft, breakdowns, accidents or even legal claims. Fleet insurance allows a small business to insure all its vehicles in one go and saves administration time as well as protecting against unexpected costs.
Third party liability coverage is one of the most important aspects of fleet insurance. This feature covers damages to other vehicles, property, or even medical expenses in the event of an accident where your driver is at fault.
When selecting a fleet insurance policy, third party liability coverage is non negotiable. Businesses operating in high risk environments can benefit by having the option to increase liability limits from some insurers.
In a competitive marketplace, you need to carefully compare fleet insurance options to make sure you are getting the most comprehensive protection without overspending.
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