#risk-management

#risk-management

Canadian livestock producers deserve risk management programs that reflect the realities of their operations. Adding pasture-related feed costs as an allowable expense ensures fairer support for those who rely on rented pastureland. Our government is committed to supporting producers with effective, responsive programs to protect farming operations.

If PGA National rewards touch, patience and precision over power, that's exactly Bezuidenhout's lane. He's one of the better short-game players in the field, ranked fourth in strokes gained around the green and second best in the field in putting, with strong Bermuda splits to back it up. His strength is his ability to convert mid-range putts and save par when greens are misses.

But you know what rarely gets the same attention? The quieter discipline that actually protects wealth: how and when experienced investors exit. Exit strategy starts before you enter Smart money doesn't leave loudly. There are no viral posts or panic-driven sell-offs. Capital is adjusted gradually, exposure is refined, and risk is reduced long before headlines turn negative. By the time public sentiment shifts, the most disciplined investors are already positioned.

The car under the dealership's lights is shiny. The salesman is a smooth talker. Your instinct is "This is the right car for me." This is where business people get into trouble, not only with cars, but with hiring and business partnerships. First impressions can be dangerously misleading, and emotional decisions rarely hold up under scrutiny. The car that looks good and is polished is almost always hiding some mechanical failures, rust and poor accident history.

Running a social account is a delicate balance between risk and trust. "I think it's almost like a double-edged sword ... don't overthink it, but also learn the muscle of putting out risky content and knowing the limitations of how risky you can go," said Jori Evans, director of social at Manscaped. Evans gained experience from working with boutique brands before moving onto Microsoft, Groupon and with agencies for brands like Slim Jim. She will speak on a panel at Ragan's Social Media Conference next month to discuss what it really takes to manage a brand's social account behind the scenes.

They slow down innovation, increase maintenance costs, and make it harder to scale or adapt to changing market demands. However, businesses choose to stay in this "toxic relationship" rather than break free of legacy constraints because the "breakup" is associated with risks, such as potential system downtime, data loss, disruption of fragile business logic, security vulnerabilities, and temporary drops in productivity - risks that can be significantly reduced with a preliminary software audit.

Many investors regard bonds as the frumpier cousins to stocks. Their prices rarely pop or plummet. They usually deliver a lower return, and-aside from a glamorous cameo in the 1980s thriller Die Hard-they are not part of popular culture in the same way as, say, GameStop or Tesla shares. They are, though, a critical part of any well-managed portfolio, and with the stock market looking particularly frothy, this may be more true than ever.

Sometime in the early 1970s, a young Rick Rieder sat in his elementary school cafeteria, not eating. Instead, he stared at his lunch money-a quarter-and weighed the probability of an Oakland Raiders victory. He would obsess over microdata, like how the football team played on turf versus grass, searching for a marginal edge that would turn his 25 cents into 50. Then, he'd bet. When he lost, he went hungry, he told podcaster and author William Green.

Twenty years ago, as the top digital and innovation executive for Citi's credit card business, I led the team that spent months building what looked like a brilliant partnership. We'd found a startup with a disruptive payments platform-one that became the forerunner of what has become a new payment type used by millions of consumers today. The deal: strategic investment in exchange for access to the startup's codebase as a sandbox for innovation pilots. No more waiting in the legacy systems queue. Just rapid prototyping with leading-edge developers.

Sometimes Warren Buffett says something so simple, so obvious, that you almost want to roll your eyes. At 95 years young, he has offered plainspoken advice that has shaped one of the most successful careers in history. But when you hear it, you know it's truth and part of you wonders: Why haven't I applied this yet? When we slow down long enough to sit with some of his wisdom-really let it sink in, not just skim it on our phones-

As Theresa Defino recently reported, HHS OCR will prioritize risk assessments and expand its investigations into risk management in 2026. Alisa Chestler and Layna Cook Rush of Baker Donelson have summarized some recent recommendations from HHS OCR's January 2026 Cybersecurity Newsletter that regulated entities may want to pay increased attention to at this point: Patching Is a Required Risk Management Activity Legacy Systems and Unpatchable Vulnerabilities Are Not Excuses Unnecessary Software and Default Accounts Create Hidden Risk

Artificial intelligence can lower the barrier to self-reflection and be genuinely empowering for some, she explains. For people who feel stuck, overwhelmed, or unsure of where to begin, prompts can act as a scaffold for expressing and understanding your ideas, says Iftikhar. If the AI has access to information you've either shared or asked it to generate, it's also an efficient tool at synthesizing that information, explains Ziang Xiao, an assistant professor of computer science at Johns Hopkins University.

Small details often shape how people view a business, and one unexpected fall inside a store or office can quickly shift that perception. Many companies overlook the idea that a single misstep can lead to serious injuries, financial stress and long term reputational issues. While organisations spend resources on branding, client retention and digital visibility, they sometimes ignore basic safety features that protect customers and employees.

In the world of social impact and sustainability, 2025's word of the year could have been "headwinds." It became a euphemism for everything from political pressure and regulatory changes to economic uncertainty, AI disruption, and social upheaval. But in many ways, "headwinds" is an understatement for what impact and sustainability leaders across the corporate and nonprofit sectors navigated in a year of budget cuts and evolving risk factors.

To all employees, this company takes data protection very seriously. It has a material impact on our operations. The CIO and IT Director are in charge of those policies. If one of them comes to your business unit and gives you an instruction, take it as seriously as you would instructions from any other C-level, including myself. As of this date, know this: If you disregard or otherwise violate any IT instruction, you better pray that they are wrong.

Anxiety ... we can't live with it, but we also can't live without it since there's no delete button for emotions. For families managing food allergies, anxiety can feel especially intense because it's tied to real risks. Yet, research shows that while food allergy anxiety is common, it's how we respond to it-not its presence-that most affects family functioning and quality of life.

Investing often feels like navigating an unpredictable storm. Markets rise and fall, and the news cycle constantly blasts warnings about the next big crash, leaving you worried about losing your hard-earned cash if you back the wrong horse. True financial resilience comes from understanding that no single company, sector or country performs well all the time. By accepting uncertainty rather than fighting it, you build a foundation that withstands shocks and positions your wealth for sustainable growth.

For many retirees, their biggest fear isn't just running out of money, it's running out of money because the market crashed at the worst possible time. We've all heard horror stories from big market crashes and panic selling that can deplete someone's principal and make it mathematically challenging for a portfolio ever to fully recover. The good news is that retirees can step off this roller coaster, and the better news is that it doesn't require a huge bet on any risky strategy.

Anyone traveling to outer space should be aware of the risks. Currently, staying alive means staying cocooned inside the spacecraft, spacesuit, or settlement. While planetary-scale engineering or genetic engineering may yet happen, Earth-like environments that are habitable for humans are a long way from either. Scientists investigate psychological responses to long-term experiences of lack of natural light, spatial confinement, ambient noise, living and working with the same small group of people, and mental adjustments to the physical and cognitive changes induced by spaceflight.

Trading in forex markets is something that many business-minded investors turn to, not least of all because it aligns with their existing macroeconomic knowledge. The key point here is that no market exists in isolation because economic events in seemingly disconnected markets can influence any other market; it's just that the level of interconnectivity and resulting influence may not always be readily apparent.

Most managers of global companies came of age in an era where geopolitics did not have such a constraining role. These managers took for granted greater economic integration and strong institutional foundations that support it. They went to business school to learn about reading financial statements, analyzing investments, and selling to old and new customers. However, they had little-to-no training on navigating a world dominated by trade wars, national security concerns, shifts in the global balance of power, or technology decoupling.

Running a consultancy business in the UK offers incredible flexibility and the chance to work across diverse sectors. However, with that freedom comes responsibility - particularly when it comes to protecting yourself from potential risks. Whether you're advising FTSE 100 companies or helping small businesses streamline their operations, having the right insurance cover isn't just sensible; it's often essential for winning contracts and maintaining your professional reputation.

Most people know the story of Paul Bunyan. A giant lumberjack, a trusted axe, and a challenge from a machine that promised to outpace him. Paul doubled down on his old way of working, swung harder, and still lost by a quarter inch. His mistake was not losing the contest. His mistake was assuming that effort alone could outmatch a new kind of tool.

If you've chosen a target asset allocation-the mix of stocks, bonds, and cash in your portfolio- you're probably ahead of many investors. But unless you're investing in a set-and-forget investment option like a target-date fund, your portfolio's asset mix will shift as the market fluctuates. In a bull market you might get more equity exposure than you planned, or the reverse if the market declines. Rebalancing involves selling assets that have appreciated the most and using the proceeds to shore up assets that have lagged.

Retiring at 55 can feel like crossing a finish line, but your 401(k) does not instantly align with your new lifestyle. Early retirement opens up a set of rules, tax surprises, and strategic options that many people do not see coming. Some can work in your favor, like penalty free withdrawals under certain conditions. Others can drain your savings faster than expected if you are not careful.

The Pain Point: The single biggest, most expensive mistake in construction is a subcontractor building off an outdated set of plans. In a traditional, email-based bidding process, plans and addenda are scattered across dozens of different "Re: Re: FWD: FINAL_PLANS_v3" email chains. It's a logistical nightmare and a massive liability. What They're Looking For: A central command center or a digital plan room. A great NCM platform gives a GC a single, cloud-based portal to house every single document for a project.

Before the fact, they are providing Educational Preparation: "This is what you will need to learn to do and how to do it." During the fact, they are providing Training Oversight: "This will take our being there to watch while you practice." After the fact, they are providing Reflective Evaluation: "What was it like? What did you learn? And what do you need to learn to do better?"

10b5-1 trading plans were once offered mainly to the C-Suite and Board, designed to provide them with a structured and compliant framework for trading their company stock under the Securities and Exchange Commission's (SEC) Rule 10b5-1. Now, many companies are adopting a broader view of risk management that includes democratizing access to 10b5-1 trading plans. This is anchored in the reality that senior executives are not the only employee segment with access to sensitive information and equity compensation: Other roles often require working with MNPI.

Running a business isn't simple. Even when you do things right, problems still show up. A deal can collapse. A client can complain. An employee can feel mistreated. One issue turns into another, and suddenly you're spending more time defending your work than doing it. That's why business asset protection matters. It's not about hiding money or avoiding the rules. It's about structure. When your business is built the right way, a single mistake won't ruin everything you've worked for.

"Fail fast" has become a defining principle of modern product development. It encouraged teams to move rapidly, validate assumptions, and avoid spending time on ideas that don't work. However, as experimentation has increased, so have the consequences. In organizations where products are linked to sensitive data, social influence, or financial decision-making, reckless speed can result in user loss, broken trust, or reputational damage.

When thieves stole more than $80 million in jewels from the Louvre in Paris, they didn't exploit a total absence of security but rather gaps in the museum's broader security program, encompassing both aging systems and situational awareness, according to early reports. The museum's director later confirmed that the balcony used in the break-in wasn't covered by a functioning external camera; the only camera nearby faced the wrong direction.

The world of cryptocurrency trading continues to grow rapidly, attracting beginners and experienced investors who are eager to explore its potential. However, the crypto market can be unpredictable, with prices changing quickly and trends shifting overnight. That's why creating a balanced and well-thought-out portfolio is essential. CW-Management experts explain how traders can use diversification and CFD trading to manage risk and build a more stable crypto strategy without relying on luck or guesswork.

The difference between traders who blow their accounts and those who build sustainable income comes down to one thing: treating forex like a business instead of a casino. Traders who follow a consistent plan with proper risk management are significantly more profitable than those who don't. This handbook gives you the system. You'll learn how to build a trading plan, manage risk like institutions do, and develop strategies you can actually trust.