The average Social Security benefit today is $1,924. Your monthly retirement benefit is tied to your lifetime earnings, so aim for a larger check by maximizing earnings over your career.
While savings can run out, your monthly Social Security benefits are yours for life, making it vital to maximize these benefits based on your earnings history.
Extending your career, especially during peak earning years, can significantly impact your Social Security benefits, as they consider your highest-earning 35 years.
It's beneficial to work a full career and consider delaying Social Security claims to receive increased retirement benefits, ultimately ensuring greater financial security.
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