A Reddit user, at 32 years old and with $7 million saved, faces uncertainty about spending his days after being forced into early retirement. Despite his considerable wealth and a safe withdrawal rate of $259,000 annually, he feels lost about his career options, as he cannot return to a previously lucrative field. As a result, he is contemplating meaningful ways to fill his time, emphasizing the importance of pursuing joy over financial necessity in his next endeavors.
With $7 million invested, his assets should produce around $259,000 to live on at a safe 3.7% withdrawal rate.
He is in the enviable position of not having to work for money, so he could choose to get his next job purely based on joy.
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