#early-retirement

#early-retirement

I went to Texas A&M University. It's a big school in a small-town bubble, where friendliness and tradition rule. I built a good life in Texas. I married a local boy, raised kids, built a career, and did everything the cultural syllabus told me to do. But deep down, I always felt a little out of place, like the transfer student who arrived halfway through the semester.

Two decades ago, I took my liberal arts degree(s) and got an entry-level job at a solid healthcare company and have moved up to the point where I think I've reached my max potential. I am punching above my weight in my current role. I believe that AI will kill my role in the next 12 months, and I do not believe my age and skillset will make me competitive in today's job market.

Spending hours at work while having a newborn at home, even with nanny support, can be challenging. Many new parents may choose to focus on family instead.

I intentionally stayed in the middle management bracket, where I was paid well and typically worked 40 to 45 hours most weeks. This meant I had enough time to build a real-estate side business.

Her husband expresses a desire for early retirement but also wants to spend lavishly on items like an expensive Mercedes, causing a rift in their financial plans.

I can confirm that we received a total of 325 applications for the voluntary exit programme. This VEP comprises Voluntary Severance (VS) and Voluntary Early Retirement (VER) schemes available to employees with at least two years' service.

It's a dream to live off dividends without touching principal, allowing growth over time; managing a portfolio's yields while aiming for financial independence is crucial.

Part of me is at peace, but another part is full of resentment. I feel pushed into this choice - pushed by DOGE. It's been such a stressful, emotional decision.