Letters: California should deregulate home insurance market
Briefly

The letters advocate for significant changes in policy. One letter argues that California’s insurance regulations force rate hikes and discourage providers, suggesting deregulation would improve the market. The other letter echoes Pastor Niemoller's warning about the dangers of silence during oppression, urging proactive resistance against perceived injustices under President Trump. Both highlight the critical need for action to prevent adverse social and economic consequences.
California's Fair Plan only has $385 million to satisfy claims of $24 billion, and requires private carriers to provide supplements, suggesting government regulation fails.
Pastor Niemoller's poignant words remind us that silence in the face of injustice allows oppression to grow; we must raise our voices against discrimination.
Ending California's insurance regulation could attract more providers, increasing competition and ultimately lowering the costs for homeowners in an unstable market.
We must stand against the actions of President Trump that threaten the rights and dignity of marginalized groups; inaction risks repeating the mistakes of history.
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