I've been doing the Mega Backdoor Roth religiously for 5 years. Should I consider prioritizing less in these accounts to increase accessibility of funds for early retirement?

A 34-year-old couple utilizes the mega backdoor Roth strategy to enhance their retirement savings by contributing to a Roth IRA through a traditional IRA. They aim to retire early at 45-50 and have a net worth of $2.88 million. The husband earns $240,000 annually, while the wife earns $50,000 as a teacher. If they maintain controlled spending, the couple is likely to achieve their financial goals. Compounding can significantly boost investments over time, reinforcing the importance of a prudent savings strategy.

A 34-year-old has been using the mega backdoor Roth strategy to contribute to a Roth IRA, allowing for tax-free withdrawals on investments over time.

The couple has a combined net worth of $2.88 million, which includes real estate and a savings plan for their daughter.

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