The first time I cheated on my husband was in our tenth year of marriage, and I regret the hell out of it. It was a classic sleazy affair, including lunchtime hotel rendezvous. My counselor said I was addicted to excitement; I think I had just grown apart from my husband and married too young right out of college. The second time I cheated was for love and led to me divorcing my husband.
I lived with the guy for five years before marrying, and we've been together for 23 years now with absolutely zero cheating or even the desire to (once a cheater NOT ALWAYS a cheater!). I'm still ashamed of it, but you only have one life, and you may not get it right the first time.
You also can't just stay together for the sake of kids - you risk being alone and miserable while they'll soon be off enjoying their lives.
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