The Open Wallet Standard (OWS) is designed to solve fragmentation in the agent economy by allowing artificial intelligence (AI) agents to hold value and sign transactions without exposing private keys. This initiative is backed by over 15 major organizations, including the Ethereum Foundation and Paypal, and is available on platforms like Github and npm.
Agentic payments is very early, and we still are figuring out the best way to structure these. So our team just came up with what we thought was the most elegant, minimal, efficient protocol that anyone can extend without our permission.
Ryan, who had worked for seven years at the Ethereum Foundation (EF), Ethereum's de facto governing body, suggested that Ethereum could be on the cusp of an era-defining shift. Since its founding in 2014, the foundation had prioritized technical upgrades and had avoided centralizing power while its user base was growing, but Ethereum had now grown up, and the cryptocurrency world around it had grown up, too.
Remember back in 2021 when everyone thought a cartoon monkey was the peak of human financial evolution? Well, we have come a long way since then. If you are reading this in 2026, you already know that the "NFTs are dead" crowd was mostly wrong. They were just looking at the wrong things. While the hype around speculative art might have cooled, the actual tech behind digital ownership has grown into a massive, sturdy engine for the global economy.
Sentiment among DeFi users remains positive heading into 2026, with 72% of respondents globally expressing optimism about the sector's future. U.S. users reported one of the highest confidence levels at 83%, while sentiment across Asian markets was comparatively more muted, with respondents in Singapore (64%), Taiwan (63%) and in Hong Kong (56%).