The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
Dave Ramsey Is Right: "You Don't Need a Credit Score to Thrive"
You can thrive financially without a credit score, but it involves challenges, like paying cash for essential purchases, leading to larger deposits and potentially higher rates.