#home-buying

[ follow ]
#real-estate

How Much House Will a Million Dollars Buy You in Greater L.A.?

The L.A. housing market is one of the most expensive in the U.S.
Median prices can be misleading for potential homebuyers in Los Angeles.

Judge approves settlement that changes rules for real estate agents

NAR's settlement will significantly change the commission structure for real estate agents, impacting fees paid by home sellers across the U.S.

Is it worth it to live with my parents for 1-2 years after college to save up for a down payment on a house?

The rising home prices make buying a house increasingly challenging for young people, leading many to rent or adopt alternative lifestyles.

Buying a house with solar panels? These are the extra checks you need to make

Carefully assess existing solar panels when buying a house, considering both benefits and potential downsides.
Evaluating the age and condition of solar panels is crucial for future maintenance and upgrades.

Does Your New House Come With an Instagram? It May Cost You

Selling homes with included social media accounts enhances buyer engagement and preserves the property's history.

4 people who bought and sold homes without a traditional real-estate agent break down how and why they did it

The NAR settlement may lead to changes in how Americans buy and sell homes, potentially reducing reliance on traditional real estate agents.

How Much House Will a Million Dollars Buy You in Greater L.A.?

The L.A. housing market is one of the most expensive in the U.S.
Median prices can be misleading for potential homebuyers in Los Angeles.

Judge approves settlement that changes rules for real estate agents

NAR's settlement will significantly change the commission structure for real estate agents, impacting fees paid by home sellers across the U.S.

Is it worth it to live with my parents for 1-2 years after college to save up for a down payment on a house?

The rising home prices make buying a house increasingly challenging for young people, leading many to rent or adopt alternative lifestyles.

Buying a house with solar panels? These are the extra checks you need to make

Carefully assess existing solar panels when buying a house, considering both benefits and potential downsides.
Evaluating the age and condition of solar panels is crucial for future maintenance and upgrades.

Does Your New House Come With an Instagram? It May Cost You

Selling homes with included social media accounts enhances buyer engagement and preserves the property's history.

4 people who bought and sold homes without a traditional real-estate agent break down how and why they did it

The NAR settlement may lead to changes in how Americans buy and sell homes, potentially reducing reliance on traditional real estate agents.
morereal-estate
#mortgage-rates

Mortgage rates were supposed to come down. Instead, they're rising. Here's why

Mortgage rates have unexpectedly risen despite the Fed's interest rate cut, primarily driven by the 10-year Treasury yield.

Mortgage rate hits the highest level in months

Mortgage rates are experiencing volatility, currently at 6.44%, which is up from 6.32% last week and significantly lower than a year ago.
Higher mortgage rates affect home buyers' budgets and can deter sellers from listing homes.

Is now a good time to buy a house?

The housing market presents challenges but could still be favorable for financially prepared buyers.

Consumer sentiment on mortgage rates better than last year

Consumer sentiment around homebuying remains optimistic despite a slight decline in the HPSI, attributed to expectations of falling mortgage rates.

Has spring housing demand already started?

The spring home-buying season has likely begun earlier than usual, indicated by growing pending contracts despite high mortgage rates.

Like an early holiday gift, mortgage rates drop again

Mortgage rates have decreased, with 30-year fixed rates falling to 6.69%, their lowest since late October, aiding refinancing efforts.

Mortgage rates were supposed to come down. Instead, they're rising. Here's why

Mortgage rates have unexpectedly risen despite the Fed's interest rate cut, primarily driven by the 10-year Treasury yield.

Mortgage rate hits the highest level in months

Mortgage rates are experiencing volatility, currently at 6.44%, which is up from 6.32% last week and significantly lower than a year ago.
Higher mortgage rates affect home buyers' budgets and can deter sellers from listing homes.

Is now a good time to buy a house?

The housing market presents challenges but could still be favorable for financially prepared buyers.

Consumer sentiment on mortgage rates better than last year

Consumer sentiment around homebuying remains optimistic despite a slight decline in the HPSI, attributed to expectations of falling mortgage rates.

Has spring housing demand already started?

The spring home-buying season has likely begun earlier than usual, indicated by growing pending contracts despite high mortgage rates.

Like an early holiday gift, mortgage rates drop again

Mortgage rates have decreased, with 30-year fixed rates falling to 6.69%, their lowest since late October, aiding refinancing efforts.
moremortgage-rates
#real-estate-trends

Top 10 Cities With the Most New-Construction Homes-and They're Affordable, Too

Newly constructed homes are becoming more affordable, reducing the price gap with existing homes.

This New England city was the most popular market on Zillow in 2024

Manchester, N.H. was the most popular city for home buyers in 2024, driven by the rise of hybrid work models.

Outdoor amenities topped Zillow search wish-lists for local buyers in 2024

Home buyers in Massachusetts prioritize outdoor amenities, with pools and garages being particularly sought after.
Maine buyers showed the highest interest in farms, indicating a preference for rural living options.
Nationally, ranch-style homes topped the charts for their appeal in 2024.

Our Favorite Hunts of 2024

The U.S. housing market faced significant challenges in 2024, seeing the lowest home sales since 1995.

Top 10 Cities With the Most New-Construction Homes-and They're Affordable, Too

Newly constructed homes are becoming more affordable, reducing the price gap with existing homes.

This New England city was the most popular market on Zillow in 2024

Manchester, N.H. was the most popular city for home buyers in 2024, driven by the rise of hybrid work models.

Outdoor amenities topped Zillow search wish-lists for local buyers in 2024

Home buyers in Massachusetts prioritize outdoor amenities, with pools and garages being particularly sought after.
Maine buyers showed the highest interest in farms, indicating a preference for rural living options.
Nationally, ranch-style homes topped the charts for their appeal in 2024.

Our Favorite Hunts of 2024

The U.S. housing market faced significant challenges in 2024, seeing the lowest home sales since 1995.
morereal-estate-trends

Should I buy a house with a restrictive covenant? The experts give their view

Understanding restrictive covenants is essential for prospective property buyers to avoid legal complications.
#relocation

Top Reasons Why Boston Condo Owners Are Listing Their Property For Sale In 2025 Boston Condos For Sale Ford Realty

The main reason people move is to be near family and friends, enhancing their emotional connections and quality of life.

Top 10 safest cities for Boomers to retire in

Many retirees prioritize safety over happiness when choosing a new home.
Safety concerns significantly influence relocation decisions for retirees.

Top Reasons Why Boston Condo Owners Are Listing Their Property For Sale In 2025 Boston Condos For Sale Ford Realty

The main reason people move is to be near family and friends, enhancing their emotional connections and quality of life.

Top 10 safest cities for Boomers to retire in

Many retirees prioritize safety over happiness when choosing a new home.
Safety concerns significantly influence relocation decisions for retirees.
morerelocation

Clean and Calm, in Grays, Blacks and Whites

Helen Han and Dan Pan moved to a bigger single-family home due to their growing family needs.
#financial-advice

I'm approaching $100k in my 401(k) - should I decrease my contributions going forward?

Maximizing retirement savings is crucial and should not be sacrificed for home purchases.

Dave Ramsey says this is how you can still buy a house even if you have a 0 credit score

You can buy a house even with no credit score through manual underwriting, contrary to modern beliefs that a credit profile is essential.

I'm approaching $100k in my 401(k) - should I decrease my contributions going forward?

Maximizing retirement savings is crucial and should not be sacrificed for home purchases.

Dave Ramsey says this is how you can still buy a house even if you have a 0 credit score

You can buy a house even with no credit score through manual underwriting, contrary to modern beliefs that a credit profile is essential.
morefinancial-advice
#financial-planning

This factor can get your mortgage application denied even if you're a high earner

Understanding your debt-to-income ratio is essential for securing a mortgage, as it is the primary measure of your repayment capability.

Yes, you can get a mortgage if you're self-employed - but get ready to fill out a few extra forms

Self-employment increases mortgage challenges due to income variability and stricter lender criteria.

I'm looking to buy a house and was told that I can use my 401k as an asset - is that true?

Having all paperwork organized is crucial when applying for a mortgage.
The rising median sales price emphasizes the seriousness of home buying as a financial commitment.
Understanding how your 401(k) affects mortgage approval can influence your readiness.

This factor can get your mortgage application denied even if you're a high earner

Understanding your debt-to-income ratio is essential for securing a mortgage, as it is the primary measure of your repayment capability.

Yes, you can get a mortgage if you're self-employed - but get ready to fill out a few extra forms

Self-employment increases mortgage challenges due to income variability and stricter lender criteria.

I'm looking to buy a house and was told that I can use my 401k as an asset - is that true?

Having all paperwork organized is crucial when applying for a mortgage.
The rising median sales price emphasizes the seriousness of home buying as a financial commitment.
Understanding how your 401(k) affects mortgage approval can influence your readiness.
morefinancial-planning

Your personal finance questions - What is a tax-efficient way for me to buy my daughter a starter home from savings?

Gifting a home to your daughter now can be tax-efficient and beneficial for both parties.

Neighborhood Search Made Easy: Tools and Strategies for Homebuyers in 2024 | ArchEyes

Choosing the right neighborhood is as important as selecting the house itself, especially with remote work altering lifestyle priorities.
#real-estate-advice

Americans Spent a Record Amount Over Thanksgiving-Here's How Holiday Debt Could Affect Your Homebuying Journey

Holiday spending can significantly hinder your chances of successfully buying a house.

I Was a Paranormal Investigator for 5 Years - I'd Steer Clear of Homes with These Spooky Red Flags

When buying a house, be aware of potential paranormal signs like unsettling feelings, property history, visual anomalies, and electrical irregularities.

Americans Spent a Record Amount Over Thanksgiving-Here's How Holiday Debt Could Affect Your Homebuying Journey

Holiday spending can significantly hinder your chances of successfully buying a house.

I Was a Paranormal Investigator for 5 Years - I'd Steer Clear of Homes with These Spooky Red Flags

When buying a house, be aware of potential paranormal signs like unsettling feelings, property history, visual anomalies, and electrical irregularities.
morereal-estate-advice
#refinancing

Best mortgage lenders

Rate Mortgage is a top choice for its flexibility and fast approval processes, making it ideal for various borrowers.

Mortgage demand rises amid lowest rates in a month

Mortgage applications rose 2.8% driven by lower rates and improved inventory, signaling a positive shift for prospective home buyers.

Best mortgage lenders

Rate Mortgage is a top choice for its flexibility and fast approval processes, making it ideal for various borrowers.

Mortgage demand rises amid lowest rates in a month

Mortgage applications rose 2.8% driven by lower rates and improved inventory, signaling a positive shift for prospective home buyers.
morerefinancing

TikTok Financial Hacks: Which Money-Saving Technique Is Best for Saving To Buy a House?

TikTok offers various financial strategies, including the FIRE method and Dave Ramsey's baby steps, which can guide users on saving for homeownership.

Home Insurance Kills the Deal for Some California Buyers

California's insurance crisis is hindering home purchases, with many buyers unable to secure coverage, forcing them to abandon their property searches.

Gen X: Key features you should prioritize for your next home

Single-floor living is crucial for homeowners considering aging in place, as it enhances mobility and accommodates aging family members.

Amazon's Newly Dropped Tiny House Is Complete With 2 Floors and a Beautiful Rooftop Deck - and It's Under $25K

Tiny houses from Amazon offer affordable alternatives for homeownership, with some available for under $25,000.
The prefab container homes provide custom options and are suitable for families.

Survey shows veterans are more likely than civilians to buy homes in the next year

Veterans and service members show more confidence in home buying than civilians, with optimism linked to stable inflation and improving economic conditions.

We traded our condo in a walkable city for a big house in the suburbs after we retired. It's been great for us and our grandkids.

Retirees often seek larger homes to accommodate growing families and hobbies, contrasting the trend of downsizing.
[ Load more ]