How much of your salary should you spend on treating yourself? Money experts weigh in
Budget a personalized discretionary spending amount monthly that balances essentials with occasional treats to maintain financial health and life enjoyment.
Gyms, streaming and gaming subscriptions hit as consumers tighten belts
While disposable income has risen, many UK households are making deliberate choices to prioritise long-term financial health over short-term luxuries. The steep decline in discretionary spending reflects this new mindset.
High street stores recorded sales growth of +3.7% compared to September 2024 - London Business News | Londonlovesbusiness.com
Like-for-like discretionary retail sales rose 3.1% in September, but growth lagged inflation and online momentum weakened, while Budget timing threatens Christmas trade.