#heloc

[ follow ]
#home-equity #financial-advice #interest-rates #tax-deductions #tax-cuts-and-jobs-act-2017
#tax-deductions
more#tax-deductions
Business
from24/7 Wall St.
4 days ago

I Was Told to Take Out a HELOC for Tax Write-Offs, but Now I'm Questioning It

HELOC interest on a personal residence is not tax-deductible for personal-use borrowing since 2018; advisors pushing it for tax benefits can harm clients.
Real estate
fromwww.housingwire.com
6 days ago

Mortgage originations dip 1.6% in Q3 2025

Q3 mortgage originations totaled $600.4 billion, with purchase lending falling while refinance and HELOC activity posted modest gains, leaving the market largely stagnant.
Real estate
from24/7 Wall St.
6 days ago

Dave Ramsey: 'There's No Tax Write-Off for a HELOC' When Used for Everyday Spending

Mortgage interest deductions no longer apply to HELOCs unless funds are used for substantial home improvements.
Fundraising
fromFortune
1 week ago

Figure CFO Macrina Kgil on rapid growth after landmark IPO | Fortune

Figure delivered strong Q3 revenue and profit growth, expanded blockchain-based tokenized lending products, and raised substantial IPO capital to fund expansion.
Real estate
fromwww.housingwire.com
1 week ago

Figure Technology hits $2.5B loan volume in Q3 2025

Figure's marketplace model expands beyond home equity, leveraging Figure Connect's fee-based platform and partners to access capital markets, boosting profitability and growth.
Real estate
fromwww.housingwire.com
2 weeks ago

Declining mortgage rates boost refinance and home equity lending

Lower mortgage and HELOC rates plus substantial tappable equity are making refinancing and equity withdrawals more affordable and accessible for many homeowners.
#home-equity
more#home-equity
Real estate
fromwww.housingwire.com
1 month ago

Better launches bank statement HELOC for small business owners

Better's Bank Statement HELOC lets self-employed borrowers use 12–24 months of bank statements and AI underwriting to access up to $400,000 equity without tax returns.
fromwww.housingwire.com
2 months ago

Mortgage lender strategies shift as Fed signals rate cuts

Chase Home Lending, for instance, rolled out a limited-time purchase rate sale in August and is now offering discounted pricing on rate-and-term and cash-out refinances through Sept. 21. The bank has also introduced a home equity line of credit (HELOC). It's difficult to predict where rates will go exactly as they don't always move in predictable ways. While we are seeing positive indicators of lowering rates, there is always the possibility for rates to go up again, said Erik Schmitt, consumer direct executive for Chase Home Lending.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

Better's HELOC product helps borrowers pay off $193M in debt

Better.com offers One Day HELOCs through an AI-native end-to-end mortgage platform, reducing borrower monthly payments by about $1,000 on average and scaling originations.
Real estate
fromwww.housingwire.com
2 months ago

Longbridge's 'HELOC for Seniors' product is officially on the market

Longbridge’s HELOC for Seniors offers up to $400,000 with fixed per-draw rates, flexible upfront access, redraws, interest-only payments, and qualification for retirement-income borrowers.
#securitization
more#securitization
fromwww.housingwire.com
4 months ago

Synergy One joins Figure's Democratized Prime platform

Synergy One is earning returns on corporate Treasury notes by lending against HELOCs originated using Figure's technology, marking the first live institutional use of Democratized Prime.
E-Commerce
Retirement
from24/7 Wall St.
5 months ago

We racked up lots of debt and want to know if a HELOC is the best way to tackle it

A HELOC can help consolidate debt with lower interest rates and greater flexibility, but caution is necessary due to potential risks.
Real estate
fromSFGATE
6 months ago

HELOC Balances Have Risen 27%-So Why Do Financial Advisers Agree It's Still the Best Option for Certain Homeowners?

U.S. consumer debt reached an all-time high of $18.2 trillion, with rising popularity of HELOCs amid inflation.
[ Load more ]