#holiday-debt

[ follow ]
#credit-cards
Cryptocurrency
from24/7 Wall St.
6 hours ago

I've Always Paid with a Debit Card, But Is a Credit Card Better?

Using a credit card can build credit, earn rewards, and provide better consumer protections compared to debit cards.
Travel
fromFortune
20 minutes ago

Americans are credit card-maxxing tax season with sign-up bonuses while half the country relies on their refund to catch up on bills | Fortune

High sign-up bonuses on credit cards are prompting some Americans to pay taxes with new cards for points, but this strategy carries risks.
Cryptocurrency
from24/7 Wall St.
6 hours ago

I've Always Paid with a Debit Card, But Is a Credit Card Better?

Using a credit card can build credit, earn rewards, and provide better consumer protections compared to debit cards.
Travel
fromFortune
20 minutes ago

Americans are credit card-maxxing tax season with sign-up bonuses while half the country relies on their refund to catch up on bills | Fortune

High sign-up bonuses on credit cards are prompting some Americans to pay taxes with new cards for points, but this strategy carries risks.
Retirement
from24/7 Wall St.
7 hours ago

Why Dave Ramsey Says You'll Never Build Wealth While Making Car Payments

High car payments can significantly hinder wealth accumulation and financial stability.
Digital life
fromScary Mommy
3 hours ago

18 Genius (& Kind Of Unhinged) Ways Real People Are Paying Down Their Debt

Various unconventional strategies exist for paying down debt, including selling items, side hustles, and unique income-generating activities.
E-Commerce
fromEMARKETER
17 hours ago

Department stores aren't dead, they just need new metrics for success

Successful department stores must focus on fashion and home furnishings, leverage social media, and evaluate individual store performance for future growth.
Business
from24/7 Wall St.
5 hours ago

Why Visa Is One of the Safest Dividend Growth Stocks to Own

Visa's business model generates strong cash flow and consistent dividend growth, with a low payout ratio providing a margin of safety.
Marketing
fromThedrum
1 day ago

Small Business Owners Can Make Holiday Sales Jingle with These Six Out-of-Home (OOH) Ad Innovations

Out of Home advertising innovations can significantly help small businesses drive sales during the challenging holiday retail environment.
#car-ownership
Cars
fromFortune
1 day ago

'I just keep seeing a lot of different aspects of life getting more expensive': New car prices are up 30% over 6 years | Fortune

Rising car prices and inflation are making vehicle ownership increasingly unaffordable for many consumers, especially young buyers.
Cars
fromwww.nytimes.com
4 weeks ago

It's Just Crazy': High Car Payments Make Ownership Feel Impossible

Rising car ownership costs, including payments and maintenance, are leading many to financial distress, exemplified by a nursing student filing for bankruptcy.
Cars
fromFortune
1 day ago

'I just keep seeing a lot of different aspects of life getting more expensive': New car prices are up 30% over 6 years | Fortune

Rising car prices and inflation are making vehicle ownership increasingly unaffordable for many consumers, especially young buyers.
Cars
fromwww.nytimes.com
4 weeks ago

It's Just Crazy': High Car Payments Make Ownership Feel Impossible

Rising car ownership costs, including payments and maintenance, are leading many to financial distress, exemplified by a nursing student filing for bankruptcy.
#inflation
Coffee
fromFortune
3 days ago

Inflation goes up by a whopping monthly rate of nearly 1%-and it's hitting you at the grocery store and gas station | Fortune

Caffeine addiction is costly as coffee prices surged 30.5% year over year due to inflation and tariffs.
Coffee
fromFortune
3 days ago

Inflation goes up by a whopping monthly rate of nearly 1%-and it's hitting you at the grocery store and gas station | Fortune

Caffeine addiction is costly as coffee prices surged 30.5% year over year due to inflation and tariffs.
Bootstrapping
fromFortune
3 days ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
SF real estate
fromFortune
2 days ago

The 'affordability economy' has created a housing market nobody predicted: Prices collapsing in the Sun Belt, soaring in the Rust Belt | Fortune

U.S. housing market is experiencing a significant decline in prices after a post-pandemic boom, with projections for continued decreases.
fromwww.theguardian.com
2 days ago

The hill I will die on: Yes, money can buy you happiness if you spend it right | Eleanor Margolis

Having said that, I refuse to believe there's a single person out there overpaying on rent who wouldn't be happier if they owned a house outright.
Humor
Mental health
fromSilicon Canals
3 days ago

I grew up lower middle class and the thing nobody explains is how the financial anxiety doesn't leave when the money arrives. You can have six months of savings and still feel the phantom weight of an empty account because your nervous system was calibrated in a house where the math never quite worked and it stored that frequency permanently - Silicon Canals

Chronic stress from childhood financial instability affects adult behavior and emotional responses to money.
Apple
fromFast Company
3 days ago

Apple is closing stores in 3 states, joins list of retailers to shutter locations in challenging environment for malls

Apple is closing three retail stores in the U.S. this summer due to declining foot traffic and the shopping centers they are located in.
fromBusiness Matters
3 days ago

Easter lifts footfall but retailers brace for April cost squeeze

The BRC cautioned that the Easter uplift, which arrived earlier than usual this year, fell short of what retailers had been banking on, leaving many in no mood to celebrate as April's cost pressures begin to bite.
UK news
Psychology
fromSilicon Canals
5 days ago

The people who check their bank account before every small purchase aren't necessarily struggling. Some of them grew up in houses where an unexpected expense could change the entire atmosphere of a week, and the checking is not about the balance. It's about confirming that the ground is still solid. - Silicon Canals

Financial anxiety often stems from childhood experiences where money influenced household atmosphere and emotional states, not just current financial status.
Parenting
from24/7 Wall St.
4 days ago

Should You Ever Loan Money to Your Kids? Dave Ramsey Says "No!"

Family loans can create emotional burdens and complicate relationships, making repayment difficult and anxiety-inducing.
US Elections
fromFast Company
4 days ago

This overlooked tax detail could make today your real deadline

Tax returns mailed to the IRS must be postmarked by April 15, with potential delays due to USPS operations.
Writing
fromIndependent
4 days ago

Rosemary McCabe: 'Within five years, I'd opened six credit cards and, between me and my husband, we now have a total debt of $78,000'

Borrowing money casually can lead to dangerous financial consequences, especially in a predatory credit culture.
Retirement
from24/7 Wall St.
6 hours ago

We're 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

Gifting wealth to adult children can provide immediate financial relief, but it must not jeopardize retirement security.
fromTearsheet
9 hours ago

Consumer banking is back in focus - and looks nothing like 2019 - Tearsheet

Leading US banks are not just going digital; they are realizing that digital savings and loans alone do not ensure sustained engagement or profitability. These services must connect to the banks' core strengths: trust, scale, and long-term financial relationships.
Business
Marketing
fromEntrepreneur
3 days ago

How to Prove Your Worth to Cost-Conscious Customers

Businesses must clearly demonstrate their value to consumers facing economic pressure to maintain sales and customer loyalty.
E-Commerce
fromEntrepreneur
3 days ago

Why Discounts Are No Longer Optional For Your Business

Discounts have become essential in the LLC services market, influencing customer decisions and competitive strategies.
SF real estate
fromSFGATE
4 days ago

Mortgage Rates Move Lower as Economic Outlook Worsens

Mortgage interest rates have slightly improved, but the economic outlook remains negative, indicating deeper financial concerns for consumers and businesses.
Fashion & style
fromForbes
5 days ago

Latest Gen Z Spend Trend: Trading Down To Glow Up

Gen Z is shifting to frugal shopping, opting for store brands to afford premium spending on wellness and personal style.
Travel
fromTravel + Leisure
6 days ago

Flight Delays Are Costing Travelers More Than Time-Here's How Much Money You Could Be Losing

Flight disruptions in 2025 cost U.S. passengers an average of $484.19 each, affecting nearly 248 million travelers.
Business
fromFortune
1 day ago

Turns out the American middle class didn't die. It got richer-and felt poorer | Fortune

Affluent Americans in 2026 experience a sense of unease despite material wealth, reflecting a structural shift in the economy and perceptions of prosperity.
#budgeting
Retirement
fromIndependent
2 days ago

'It has paid for itself, many times over' - nine smart buys that will save you hundreds of euro in the long run

Strategic spending on certain items can lead to long-term savings by reducing regular expenses.
Retirement
fromIndependent
2 days ago

'It has paid for itself, many times over' - nine smart buys that will save you hundreds of euro in the long run

Strategic spending on certain items can lead to long-term savings by reducing regular expenses.
#personal-finance
fromSilicon Canals
2 months ago
Business

8 spending habits that keep you looking rich but actually broke, according to financial advisors - Silicon Canals

Psychology
from24/7 Wall St.
1 week ago

Dave Ramsey Is Right About Why Americans Are Spending More and Feeling Worse

Emotional spending leads to financial problems, as people seek fulfillment through material possessions rather than saving.
fromSilicon Canals
2 months ago
Business

8 spending habits that keep you looking rich but actually broke, according to financial advisors - Silicon Canals

UK news
fromwww.independent.co.uk
5 days ago

Martin Lewis issues his new year' money tips for households this April

The Independent provides crucial reporting on various issues, emphasizing the importance of accessible journalism funded by donations.
E-Commerce
fromwww.businessinsider.com
6 days ago

I've been shopping at Dollar Tree for 20 years. I love it, but there are 8 things I never buy at the budget chain

Certain items at Dollar Tree, like candles and plastic toys, are not worth purchasing due to quality concerns.
Relationships
from24/7 Wall St.
2 weeks ago

His Girlfriend's Parents Take 4 Vacations Yearly, But Still Ask for Grocery Money

Lifestyle spending without a financial floor leads to reliance on adult children for necessities.
Retirement
from24/7 Wall St.
4 days ago

The Question Dave Ramsey Says Separates Wealth Builders from Everyone Else

Spending habits significantly impact wealth-building, with wealthy individuals considering overall financial health rather than just immediate affordability.
Boston real estate
fromSlate Magazine
2 weeks ago

Our Precarious Careers Are Forcing a Terrible Spending Habit on Us. It Doesn't Have to Be This Way.

Buying a home may not be financially smarter than renting, especially if planning to sell quickly due to job uncertainty.
Retirement
fromFast Company
6 days ago

How these two major types of spending shocks will affect your retirement planning

Spending shocks, like early retirement and uninsured long-term care, significantly impact retirement portfolio longevity.
US Elections
fromFast Company
3 weeks ago

Americans expecting bigger tax refunds from Trump this year will likely spend them on gas

Spiking gas prices are expected to consume tax refunds, limiting extra spending for most Americans.
Miscellaneous
fromSlate Magazine
1 month ago

This 'Money-Saving Perk' Sounds Too Good to Be True. It's a Scam, Right?

Cash-back rewards are funded by interchange fees that merchants pay, ultimately passed to consumers through higher prices or reduced business options.
#student-loans
Retirement
from24/7 Wall St.
2 weeks ago

Dave Ramsey: "This Is Going to Take You Seven to 10 Years"

A couple with $300,000 in student loans may take 7-10 years to pay off with their current income.
Retirement
from24/7 Wall St.
2 weeks ago

Dave Ramsey: "This Is Going to Take You Seven to 10 Years" - V2 New Series

A social worker faces a $300,000 student loan debt, making repayment on a modest salary a significant financial challenge.
Retirement
from24/7 Wall St.
2 weeks ago

Dave Ramsey: "This Is Going to Take You Seven to 10 Years" - V2 New Series

$300,000 in student loans on a social worker's salary creates a financial crisis, making repayment unrealistic without significant lifestyle sacrifices.
Online marketing
fromSocial Media Explorer
1 month ago

Balancing Credit Building with Credit Caution - Social Media Explorer

Build credit steadily and intentionally through consistent, responsible use rather than aggressive account opening, as time and payment history matter more than rapid activity.
E-Commerce
fromRetail Brew
1 month ago

Consumers say they're financially worse off and it's changing how they shop

One in four Americans report worsening financial situations, driving widespread cost-cutting across groceries, personal care, dining, travel, and discretionary spending, with consumers increasingly favoring budget retailers and value-focused options.
fromwww.aljazeera.com
1 month ago

When money is scarce, every choice counts: Bank, cash, or credit?

I have not touched a paper note for months. I don't even have money to pay for a taxi. Now we walk a lot, for long distances. Palestinians in Gaza use the Israeli currency, the shekel, in their daily transactions, and depend on Israel to supply banks with new banknotes and coins.
World news
fromBusiness Insider
1 month ago

I needed to save money, so I challenged myself to a 30-day spending freeze. I learned a lot about my financial habits.

My goal was to only pay bills. I didn't want to buy anything extra, but I knew things always come up, like my son needing something for school. I told myself ahead of time that I could "break the freeze" for absolute necessities only. Over the 30 days, copays for doctor's appointments and prescription costs were the only unexpected purchases I made.
Mindfulness
fromwww.housingwire.com
2 months ago

Retirement accounts become emergency funds as financial stress rises

In Allianz Life's Q4 2025 Quarterly Market Perceptions Study, 51% of respondents said they had stopped or reduced retirement savings in the previous six months because of economic conditions. Nearly as many (47%) said they had withdrawn money from retirement accounts during that period. Payroll Integrations' 2025 Employee Financial Wellness Report uncovered similar behavior, with 38% of respondents saying they had tapped retirement savings. About one-third plan to do so again within the next year to cover emergency or everyday expenses.
Wellness
#credit-card-debt
#presidents-day
Business
from24/7 Wall St.
1 month ago

These 3 Popular Retailers Could Be Gone by Christmas

Dollar Tree, Kohl's, and Macy's show deteriorating fundamentals and face risk of collapse before the 2026 holiday season.
Business
fromSilicon Canals
2 months ago

8 everyday spending choices that quietly keep middle-class households under pressure - Silicon Canals

Small, normalized recurring expenses—especially subscription creep—accumulate into substantial monthly costs that significantly strain middle-class household finances.
fromBusiness Insider
2 months ago

I grew up couponing after my parents were laid off. Now I teach millions on social media how to save money.

I'm a professional couponer who shares tips with my millions of followers on social media. I have a long couponing history. Both of my parents got laid off during the recession and had two teenage daughters. They needed to figure out how to make ends meet quickly, so my mom took a community college class and learned the basics of couponing.
E-Commerce
fromBusiness Insider
2 months ago

I found dozens of recurring charges on my credit card. I had been wasting $1,600 a year on subscriptions I didn't even use.

At the beginning of the year, I looked more closely at one particular statement than I had before. I was shocked by the number of transactions I didn't recognize. They turned out to be subscriptions. My 17-year-old daughter told me that she'd been offered a special deal at the Verizon store: access to Apple Music for up to six people for $10 a month. She was desperate to take advantage of the promotion and said the streaming service had an amazing selection of songs.
Business
fromFortune
2 months ago

Economists surprised by consumer spending's screeching halt in December | Fortune

The report, issued by the Commerce Department on Tuesday, surprised economists who were looking for growth despite mounting concerns about slowing job growth, uncertainty about President Donald Trump's tariffs and other economic headwinds. And it raised questions about shoppers' ability to spend after they have remained resilient for months despite souring consumer confidence, economists said.
Business
Business
fromPsychology Today
2 months ago

Who Can Afford to Spend Money?

Rising inequality and job losses increase consumer psychological stress and threaten a consumer-dependent economy unless individuals build financial resilience, community solidarity, and empathy.
[ Load more ]