#inflation-indexing

#inflation-indexing

Indexing capital gains to inflation would raise cost basis using CPI, reducing taxable gains and lowering taxes on long-held appreciated assets.

Indexing capital gains cost basis to inflation would reduce taxable gains for long-held, high-unrealized-value assets, potentially saving retirees tens of thousands in taxes.

COLA compounding can significantly raise lifetime Social Security payments, but rushing to claim early is often not the best strategy compared with claiming age.

Social Security benefits become taxable when provisional income exceeds IRS thresholds, potentially taxing up to 50% or 85% of benefits.