#investing-vs-debt

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Higher education
from24/7 Wall St.
2 days ago

I'm an engineer with $140k in student debt and $70k in savings. Should I pay it off or keep investing?

Pay down student loan debt aggressively because loan interest rates typically exceed risk-free returns and investing adds volatility risk.
Retirement
from24/7 Wall St.
2 weeks ago

Why the Dave Ramsey 'Pay Off the Mortgage' Rule Is Costing High-Income Households $400,000 Over a 25-Year Retirement

Paying off a low-rate mortgage early can forfeit substantial retirement wealth versus investing when returns exceed mortgage interest and taxes are considered.
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