The hidden middlemen who cost homebuyers $12 billion and counting
Appraisal management companies (AMCs) often have hidden fees that can significantly impact homebuyers, taking a large portion of appraisal costs for themselves.
New York City Rents Rise Again: Here's How Much Home They Get You in These Desirable Cities
New York City's rental market remains high, prompting 85% of online searchers to consider out-of-state housing options.
This Is the How Old the Typical First-Time Homebuyer Is, According to a New Report
The median age of first-time homebuyers has reached an all-time high of 38 years in 2024 due to rising housing costs.
A Letter to the Nation's New Leaders: Right Now, the American Dream of Homeownership Is in Crisis
Increased housing supply is crucial for improving affordability, overshadowing factors like real estate commissions.
Student loan debt can delay homeownership in Mass. for decades
Massachusetts faces significant challenges for graduates trying to buy homes due to high student loan debt and real estate prices.
Here's how far NYC rent can go towards buying a house in these US cities
Manhattan's high rent prompts residents to explore homeownership options in more affordable regions like Long Branch, New Jersey.
The hidden middlemen who cost homebuyers $12 billion and counting
Appraisal management companies (AMCs) often have hidden fees that can significantly impact homebuyers, taking a large portion of appraisal costs for themselves.
New York City Rents Rise Again: Here's How Much Home They Get You in These Desirable Cities
New York City's rental market remains high, prompting 85% of online searchers to consider out-of-state housing options.
This Is the How Old the Typical First-Time Homebuyer Is, According to a New Report
The median age of first-time homebuyers has reached an all-time high of 38 years in 2024 due to rising housing costs.
A Letter to the Nation's New Leaders: Right Now, the American Dream of Homeownership Is in Crisis
Increased housing supply is crucial for improving affordability, overshadowing factors like real estate commissions.
Student loan debt can delay homeownership in Mass. for decades
Massachusetts faces significant challenges for graduates trying to buy homes due to high student loan debt and real estate prices.
Here's how far NYC rent can go towards buying a house in these US cities
Manhattan's high rent prompts residents to explore homeownership options in more affordable regions like Long Branch, New Jersey.
The tax that's stopping older homeowners from selling their valuable properties
The capital gains tax on home sales is increasingly affecting middle-income sellers as home values rise, discouraging downsizing among older Americans.
Average rate on 30-year mortgage hits 6.6%, its third straight weekly decline
Mortgage rates are declining but homeownership remains out of reach for many due to high prices and affordability issues.
Opinion | In the Climate Change Era, Renting Is the American Dream
Homeownership in disaster-prone areas is increasingly viewed as less stable due to rising insurance costs and climate change.
Renting is gaining appeal as a safer financial choice in high-risk areas.
California Will Force Insurers To Cover Fire-Prone Areas-but More Costs Will Be Piled Onto Homeowners
Insurance companies in California must resume coverage in wildfire areas or risk losing business, impacting policy costs for homeowners.
Average rate on a 30-year mortgage slips to 6.81%
Mortgage rates are slightly down, yet still affect homebuyer demand and affordability negatively.
15-year fixed-rate mortgage rates have increased, complicating refinancing for homeowners.
The tax that's stopping older homeowners from selling their valuable properties
The capital gains tax on home sales is increasingly affecting middle-income sellers as home values rise, discouraging downsizing among older Americans.
Average rate on 30-year mortgage hits 6.6%, its third straight weekly decline
Mortgage rates are declining but homeownership remains out of reach for many due to high prices and affordability issues.
Opinion | In the Climate Change Era, Renting Is the American Dream
Homeownership in disaster-prone areas is increasingly viewed as less stable due to rising insurance costs and climate change.
Renting is gaining appeal as a safer financial choice in high-risk areas.
California Will Force Insurers To Cover Fire-Prone Areas-but More Costs Will Be Piled Onto Homeowners
Insurance companies in California must resume coverage in wildfire areas or risk losing business, impacting policy costs for homeowners.
Average rate on a 30-year mortgage slips to 6.81%
Mortgage rates are slightly down, yet still affect homebuyer demand and affordability negatively.
15-year fixed-rate mortgage rates have increased, complicating refinancing for homeowners.
ReStore Oakland hosts 'Free Furniture Friday' with thousands of donated goods up for grabs
Habitat for Humanity ReStore Oakland's "Free Furniture Friday" event aims to clear warehouse space, facilitate new donations, and promote community support.
Could FHA borrowers get mortgage insurance relief?
The Mortgage Insurance Freedom Act aims to alleviate FHA borrowers' mortgage insurance costs at 78% LTV, enhancing affordability and equity accumulation.
Brian Montgomery says conservatives should love' HUD programs
The Department of Housing and Urban Development operates efficiently and benefits taxpayers without direct funding, primarily through borrower premiums.
Reps. Gregory Meeks and Pete Sessions introduce bill to support first-time homeowners - QNS
The Mortgage Insurance Freedom Act aims to relieve financial burdens for first-time homeowners by allowing FHA borrowers to cancel mortgage insurance premiums.
MMI Fund capital reserve is now 5X larger than required
The FHA's Mutual Mortgage Insurance Fund achieved a robust financial year with a capital reserve ratio of 11.47%.
The percentage of first-time homebuyers using FHA insurance remained consistent, reflecting strong support despite market challenges.
Could FHA borrowers get mortgage insurance relief?
The Mortgage Insurance Freedom Act aims to alleviate FHA borrowers' mortgage insurance costs at 78% LTV, enhancing affordability and equity accumulation.
Brian Montgomery says conservatives should love' HUD programs
The Department of Housing and Urban Development operates efficiently and benefits taxpayers without direct funding, primarily through borrower premiums.
Reps. Gregory Meeks and Pete Sessions introduce bill to support first-time homeowners - QNS
The Mortgage Insurance Freedom Act aims to relieve financial burdens for first-time homeowners by allowing FHA borrowers to cancel mortgage insurance premiums.
MMI Fund capital reserve is now 5X larger than required
The FHA's Mutual Mortgage Insurance Fund achieved a robust financial year with a capital reserve ratio of 11.47%.
The percentage of first-time homebuyers using FHA insurance remained consistent, reflecting strong support despite market challenges.
If you tired of renting and want to finally buy a home, these may be your best options
Millennials face significant obstacles to homeownership despite following traditional financial advice, leading to widespread renting and financial insecurity.
Median Homeowner Net Worth Hits $400,000 While for Renters Its $10,400
The national wealth gap between homeowners and renters is substantial, primarily due to homeowners' accumulated equity.
I'm 36 With $3.6 Million and I Still Rent a Home. Am I Making a Bad Decision?
Owning a home can limit financial flexibility and isn't necessary for building wealth.
Renting long-term is a viable option, especially if investments are prioritized.
If you tired of renting and want to finally buy a home, these may be your best options
Millennials face significant obstacles to homeownership despite following traditional financial advice, leading to widespread renting and financial insecurity.
Median Homeowner Net Worth Hits $400,000 While for Renters Its $10,400
The national wealth gap between homeowners and renters is substantial, primarily due to homeowners' accumulated equity.
I'm 36 With $3.6 Million and I Still Rent a Home. Am I Making a Bad Decision?
Owning a home can limit financial flexibility and isn't necessary for building wealth.
Renting long-term is a viable option, especially if investments are prioritized.
Climate change is inadvertently making the home insurance industry unsustainable, signaling an impending crisis that impacts homeownership and the broader economy.
Bad news for millennials: An Oxford study found a link between owning a home and living longer
Homeownership is associated with increased longevity, particularly among Black and White male Americans.
The Costliest Place to Own a Home in Every State
Property taxes are a critical source of local government funding that varies widely based on location and home value.
How the Climate Crisis Became an Insurance Crisis
Climate change is inadvertently making the home insurance industry unsustainable, signaling an impending crisis that impacts homeownership and the broader economy.
Bad news for millennials: An Oxford study found a link between owning a home and living longer
Homeownership is associated with increased longevity, particularly among Black and White male Americans.
The Costliest Place to Own a Home in Every State
Property taxes are a critical source of local government funding that varies widely based on location and home value.
I bought a $3.25 million home as a single woman. Homeownership is an investment in my future.
Single women represent 20% of homebuyers, significantly outpacing single men in ownership rates, as shown by Jessica Chestler's $3.25 million purchase.
I bought my first home alone at age 33. I had to live with my parents for 9 years to save enough, but it was worth it.
Karla Cobreiro achieved solo homeownership at 33, emphasizing the importance of financial readiness and personal space in her journey.
I bought a $3.25 million home as a single woman. Homeownership is an investment in my future.
Single women represent 20% of homebuyers, significantly outpacing single men in ownership rates, as shown by Jessica Chestler's $3.25 million purchase.
I bought my first home alone at age 33. I had to live with my parents for 9 years to save enough, but it was worth it.
Karla Cobreiro achieved solo homeownership at 33, emphasizing the importance of financial readiness and personal space in her journey.
Bitcoin: The Key to Unlocking the Dream of Homeownership for a Generation Priced Out
Bitcoin's increasing purchasing power makes homeownership increasingly attainable in the face of rising traditional home prices.
Single Women Homeowners: 4 Buyers Share Their Experience Purchasing Property Alone
Single women significantly lead in homeownership among unmarried Americans, facing unique challenges related to caregiving and multigenerational living arrangements.
This 51-year-old renter with stage-3 breast cancer thought she'd 'go to her grave' without owning a home. That was until she found Divvy Homes' rent-to-own program
Renting often drains income, making home ownership feel impossible; Divvy Homes presents a viable path for those seeking to own their homes.
Should You Pull Money From Your 401(k) to Pay Off Your Mortgage? Dave Ramsey Weighs In With His Take
Owning a house outright is a common homeowner goal, but accessing retirement funds for this comes with significant hidden risks.
Amazon Listed a 2-story Tiny House With a Sunroom and Rooftop Terrace - and It's Under $50K
Amazon offers affordable, customizable tiny homes that could be ideal for aspiring homeowners amid high real estate costs.
Credit data shows no housing crash
The current housing market is stable and not at risk of crashing as it was in 2008.
Bitcoin: The Key to Unlocking the Dream of Homeownership for a Generation Priced Out
Bitcoin's increasing purchasing power makes homeownership increasingly attainable in the face of rising traditional home prices.
Single Women Homeowners: 4 Buyers Share Their Experience Purchasing Property Alone
Single women significantly lead in homeownership among unmarried Americans, facing unique challenges related to caregiving and multigenerational living arrangements.
This 51-year-old renter with stage-3 breast cancer thought she'd 'go to her grave' without owning a home. That was until she found Divvy Homes' rent-to-own program
Renting often drains income, making home ownership feel impossible; Divvy Homes presents a viable path for those seeking to own their homes.
Should You Pull Money From Your 401(k) to Pay Off Your Mortgage? Dave Ramsey Weighs In With His Take
Owning a house outright is a common homeowner goal, but accessing retirement funds for this comes with significant hidden risks.
Amazon Listed a 2-story Tiny House With a Sunroom and Rooftop Terrace - and It's Under $50K
Amazon offers affordable, customizable tiny homes that could be ideal for aspiring homeowners amid high real estate costs.
Credit data shows no housing crash
The current housing market is stable and not at risk of crashing as it was in 2008.
You Can Still Build a House Like a Sears Kit Home - But There's a Catch
Kit homes, also known as modular homes, are still relevant today, providing affordable homeownership options despite changes since their peak popularity in the early 20th century.
We're in our 40s with millions in the bank but don't feel settled - will a large new house in a great neighborhood make the difference?
Millennial couples face challenges balancing personal aspirations versus financial priorities, even with significant wealth.
TikTok financial hacks - which money-saving technique is best for saving to buy a house?
The FIRE method focuses on saving and investing diligently to achieve financial independence, which can also help aspiring homeowners save for a down payment.
My wife and I have a net worth of over $5 million - we want to upgrade and buy a more expensive house but are unsure if it's a smart idea
The desire for larger homes persists even among financially successful families, reflecting societal pressures and personal aspirations.
We're in our 40s with millions in the bank but don't feel settled - will a large new house in a great neighborhood make the difference?
Millennial couples face challenges balancing personal aspirations versus financial priorities, even with significant wealth.
TikTok financial hacks - which money-saving technique is best for saving to buy a house?
The FIRE method focuses on saving and investing diligently to achieve financial independence, which can also help aspiring homeowners save for a down payment.
My wife and I have a net worth of over $5 million - we want to upgrade and buy a more expensive house but are unsure if it's a smart idea
The desire for larger homes persists even among financially successful families, reflecting societal pressures and personal aspirations.
Report shows more ways for city to help residents become homeowners - Austin Monitor
Austin's homeownership assistance is limited to those earning at or below 80% of the local Median Family Income, posing challenges for higher earners.
Veterans have down payment assistance options of up to $117K
State-funded down payment assistance programs are vital for helping veterans and their families achieve homeownership, with increasing awareness intended for 2025.
Report shows more ways for city to help residents become homeowners - Austin Monitor
Austin's homeownership assistance is limited to those earning at or below 80% of the local Median Family Income, posing challenges for higher earners.
Veterans have down payment assistance options of up to $117K
State-funded down payment assistance programs are vital for helping veterans and their families achieve homeownership, with increasing awareness intended for 2025.
Zero-down FHA mortgages could expand first-time homeownership
Zero-down FHA mortgages could better support first-time homebuyers than current downpayment assistance programs, addressing primary barriers to homeownership effectively.
This Man Won't Allow His Broke Parents To Live With Him And It's Sparking A Conversation About Entitlement
Family dynamics involving financial assistance can lead to misunderstandings and feelings of obligation.
The shift from gift to loan can deeply impact parent-child relationships.
It's time to address rural America's housing crisis
Rural America faces a housing crisis requiring unique solutions that differ from urban economic strategies.
They thought they found their dream home - so did thousands of bats
The couple faced unexpected difficulties and costs while trying to address a long-standing bat infestation in their new home.
It's time we put the guardrails up and protect consumers from abusive trigger leads
Trigger leads exploit borrowers' credit inquiries, leading to invasive marketing and potential financial harm.
FHLBank of New York expands credit access for underserved borrowers
FHLBNY's adoption of VantageScore 4.0 enhances mortgage access, particularly for underserved homebuyers, by incorporating alternative data for credit evaluation.
Is This the Best Tiny House in America? How Much This Homeowner Spent-and Saves-by Living Small
Jacqueline Urick finds happiness and practicality living in a tiny house, affirming that smaller spaces can lead to significant lifestyle benefits.