#mortgage-spreads tag

2 weeks ago

Real estate

Mortgage rates dip, experts see steady 2026 ahead

Real estate

Mortgage purchase applications near 3-year high as spreads improve

Real estate

Mortgage rates unchanged ahead of expected Fed rate cut

Mortgage spreads hit lowest level in years, keeping rates near 6%

Improved 2025 mortgage spreads helped push mortgage rates near 6%, supporting housing demand and enabling potential further rate declines if spreads return to historical norms.

3 months ago

Mortgage rates shift could make fall 2025 a "new spring"

Mortgage rates are starting to trend lower, boosting refinance and purchase activity, with October projected as the best funding month of 2025.

2 days ago

Real estate

Mortgage rates drop below 6% after Trump's MBS announcement

2 weeks ago

Real estate

Mortgage rates dip, experts see steady 2026 ahead

Real estate

Mortgage purchase applications near 3-year high as spreads improve

Real estate

Mortgage rates unchanged ahead of expected Fed rate cut

Real estate

Mortgage spreads hit lowest level in years, keeping rates near 6%

3 months ago

Real estate

Mortgage rates shift could make fall 2025 a "new spring"

more#mortgage-rates

1 week ago

Logan Mohtashami's 2026 housing forecast

The reason mortgage rates are near yearly lows as we end the year is that the labor market has softened and mortgage spreads have returned to near-normal levels. Without these two variables, mortgage rates would have stayed higher for longer. My 2026 forecast is for the 10-year yield to range between 3.80% and 4.60%, and for mortgage rates to range from 5.75% to 6.75%.

Real estate

Fed rate cut unlikely to drive mortgage rates lower

Compression of 10-year Treasury–30-year mortgage spreads, aided by the Fed's MBS reinvestment, is lowering mortgage pricing and boosting borrower engagement.

Will the Fed ruin the lowest mortgage rates of 2025?

Improved mortgage spreads and softer labor data lowered mortgage rates in 2025, pushing the 10-year yield to about 3.99% despite inflation and fiscal pressures.

Experts debate GSEs' role in reducing mortgage rates

Allowing GSEs to expand retained portfolios and buy MBS when mortgage–Treasury spreads exceed 170 bps could lower mortgage rates and stabilize MBS prices.

3 months ago

Where do mortgage rates go from here?

For most of the year, the 10-year yield and 30-year mortgage rates have acted perfectly normally, with job growth slowing down. The 10-year yield peaked around 4.79% and mortgage rates have ranged between 6.13% and 7.25%. As the year has progressed, the 10-year yield has trended down toward 4% and has adequately accounted for the softening of the labor data.

Real estate