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Real estate
fromwww.housingwire.com
2 months ago

Mortgages with rates above 6% now outnumber sub-3% loans

Mortgage loans with rates above 6% now outnumber ultra-low pandemic-era mortgages, shifting market dynamics and constraining homeowner mobility.
fromFast Company
2 months ago

Something just flipped in the U.S. mortgage market-and it's not rates coming down

According to new data from Realtor.com, the share of U.S. homeowners with mortgage rates over 6% is now greater than the share hanging onto those "ultra low" sub-3% rates. In the third quarter of 2025, 21% of outstanding mortgages carried a rate above 6% compared to the 20% of mortgages with rates below 3%. That change signals a "meaningful shift" from the gridlock that's defined the last few years in the U.S. housing market.
Real estate
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