Traditional travel insurance typically applies to common inconveniences like delays, cancellations, lost luggage, and medical emergencies, with the option to add a plethora of extras such as adventure travel coverage, travel disruption, collision damage, and pre-existing conditions. This type of insurance is trip-specific - purchased for a one-off vacation or multiple trips spread over a year. On the other hand, international health insurance offers long-term medical support abroad -
They urge holidaymakers to purchase travel insurance as soon as they book a trip to cover themselves for any issues. Tourists are advised to check the policy 'carefully to ensure it covers fraud and cancellations'. Verifying when the cover starts is also important, as it may be from the time of the booking or the start of the trip which could impact protection from scams.
