They know that Dave would say yes, if you have the cash to pay off the mortgage, you should absolutely do so, and free yourself from debt. However, this individual also recognizes the opportunity this cash presents. As they look to sell a second home in 2026, they know that the proceeds from this sale, along with some other funds set aside, will be sufficient to pay off their primary mortgage.
If you're retired, need a passive income supplement from your investment portfolio, and strive to keep things simple and cost-effective, you should probably check out the list of Vanguard ETFs. In terms of getting the job done well, affordably, and effectively, it's tough to stack up against the ETF legend, even with the ocean of other passive and active ETF products across the market.