I'm 41 with no kids and no debt - how should I factor in my $500k in a 401(k) into my early retirement plans?

"Incorporating your 401(k) into your early retirement plan requires balancing short-term cash management and long-term growth, crucial for financial independence."

"The challenging aspect of leveraging a 401(k) in early retirement revolves around determining reliance on it as part of net worth while focusing on liquidity needs."

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