"Retiring at age 50 can significantly impact your Social Security benefits, as the formula for your monthly payment relies on your 35 highest-paid years of earnings. A gap in earnings due to early retirement results in zeros that can drastically reduce your benefits later in life."
"If you started your career at 21 and retire at 50, you’ll only have a 29-year work history. This means six of those years will be zeros, which seriously affects how the Social Security Administration calculates your benefits."
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