Retiring at 65 rather than 50 can provide substantial benefits, including increased earnings, the ability to adapt to rising costs due to inflation, and a greater opportunity to accumulate wealth for generational transfer. Many retirees, initially excited about retirement, may feel a lack of purpose after leaving the workforce. Working longer not only helps in stretching retirement savings but also fosters community connections and enables additional contributions to retirement portfolios. Overall, considering delaying retirement can lead to a more secure and fulfilling life post-employment.
It's easier to stay where you are and earn extra money than it is to re-enter the workforce after a 5-10-year hiatus.
Working until you are 65 gives you additional years to contribute to your portfolio and accumulate more wealth.
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