I was laid off 9 days before becoming fully vested in my 401(k) - what are my options?
Briefly

The user learned a hard lesson about corporate loyalty after being laid off just days before their 401(k) would fully vest, losing $15,000.
Community members emphasized that HR departments are not your companions, but exist primarily to shield the company’s interests and protect their own positions.
Many responders advised contacting the 401(k) custodian to understand the vesting timeline, since companies often measure 'years' differently than employees expect.
The unfortunate experience underscores a harsh reality in corporate culture—employees are often viewed merely as numbers, and loyalty is a one-way street.
Read at 24/7 Wall St.
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