Relocating during retirement presents financial advantages, such as lower living costs, but it also complicates Medicare coverage. While Medicare Parts A and B offer the same benefits nationwide, Medicare Advantage and Part D plans are not portable and vary by state. Therefore, retirees should carefully research new healthcare options before moving to ensure they maintain the level of coverage necessary for their needs and budget.
Relocating during retirement can offer financial benefits, but understanding how Medicare coverage changes with your location is crucial for sustaining healthcare access.
While Parts A and B provide universal coverage across the U.S., Medicare Advantage and Part D plans are location-specific, making transitions complex.
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