A couple who spent years as financial planners choosing to remain child-free reversed their decision to have children after reflections during the COVID-19 pandemic. They had a personal epiphany regarding the importance of close relationships and community, which led them to reconsider their family structure. Their work in financial planning prompted them to adapt their strategy, focusing on financial flexibility. They saved aggressively over the years to ensure they could easily shift their financial plan when the decision to have children arose.
The couple emphasized that for many years they opted to be child-free but eventually decided to have children, a decision influenced by reflections during the COVID-19 pandemic.
They realized that their financial planning needed to adapt to their changing life decisions, maintaining financial flexibility to accommodate their new family plans.
The couple saved between 30 to 40 percent of their income over a decade to prioritize future flexibility, demonstrating proactive financial decision-making.
They acknowledged that life changes are inevitable, and hence their financial planning philosophy centered around creating adaptable plans was crucial in this transition.
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