#async-payjoin
#async-payjoin

Tapping into the latest emerging payment solution trends

Consumers demand diverse payment options, including digital wallets and A2A payments, driving merchants to adapt for growth and seamless experiences.

DevOps

fromInfoQ

fromLondon Business News | Londonlovesbusiness.com

Event-Driven Patterns for Cloud-Native Banking - What Works, What Hurts?

Event-driven architecture in regulated industries offers benefits and challenges that need careful consideration.

Digital life

fromFinbold

18 hours ago

Why You Don't Actually Own The Money You Own

You do not truly own your bank balance; banks control access to your money, making you an unsecured creditor.

Poker

23 hours ago

London built the payment rails that made instant casino withdrawals possible - London Business News | Londonlovesbusiness.com

The iGaming industry has transformed payment processes, enabling instant withdrawals for players due to advancements in payment infrastructure.

#bitcoin

Film

Upcoming 'Bitcoin' Movie With Casey Affleck, Gal Gadot Probes Satoshi's Identity

2 hours ago

Cryptocurrency

Why the Wealthy Are Doubling Down on Bitcoin-Backed Debt

'Think Even Bigger': Michael Saylor's New Signal Hints at Another Massive Strategy Bitcoin Buy

Strategy Inc. signals aggressive bitcoin accumulation, with Michael Saylor's cues indicating potential balance sheet expansion and sustained institutional demand.

When Quantum Computers Come For Your Bitcoin: What Classical Property Law Says Happens Next

Bitcoin's future is challenged by quantum computing, raising questions about ownership and legality of coins accessed through quantum-derived keys.

Cardano Founder Hoskinson: Bitcoin's Quantum Fix Is a Hard Fork in Disguise

Charles Hoskinson criticizes BIP 361 for misclassifying a hard fork as a soft fork, highlighting Bitcoin's vulnerability to quantum computing.

Bitcoin Developers Propose Freezing Coins That Skip Quantum-Safe Migration Under BIP-361

BIP-361 proposes a five-year timeline for Bitcoin holders to migrate funds from legacy addresses to avoid permanent freezing due to quantum threats.

Film

Upcoming 'Bitcoin' Movie With Casey Affleck, Gal Gadot Probes Satoshi's Identity

A film about Bitcoin's origins, starring Gal Gadot and Casey Affleck, explores Satoshi Nakamoto's identity and Craig Wright's controversial claims.

2 hours ago

Why the Wealthy Are Doubling Down on Bitcoin-Backed Debt

High-net-worth individuals are increasingly using bitcoin-backed loans for long-term capital preservation instead of active trading during market volatility.

'Think Even Bigger': Michael Saylor's New Signal Hints at Another Massive Strategy Bitcoin Buy

Strategy Inc. signals aggressive bitcoin accumulation, with Michael Saylor's cues indicating potential balance sheet expansion and sustained institutional demand.

When Quantum Computers Come For Your Bitcoin: What Classical Property Law Says Happens Next

Bitcoin's future is challenged by quantum computing, raising questions about ownership and legality of coins accessed through quantum-derived keys.

Cardano Founder Hoskinson: Bitcoin's Quantum Fix Is a Hard Fork in Disguise

Charles Hoskinson criticizes BIP 361 for misclassifying a hard fork as a soft fork, highlighting Bitcoin's vulnerability to quantum computing.

Bitcoin Developers Propose Freezing Coins That Skip Quantum-Safe Migration Under BIP-361

BIP-361 proposes a five-year timeline for Bitcoin holders to migrate funds from legacy addresses to avoid permanent freezing due to quantum threats.

Once close enough for an acquisition, Stripe and Airwallex are now going after each other | TechCrunch

Jack Zhang chose to reject a $1.2 billion acquisition offer from Stripe to continue building Airwallex, which has since grown significantly.

European startups

Airwallex is about to take on Stripe and the rest of the payments industry - in the physical world | TechCrunch

Airwallex is launching a point-of-sale product for in-person payments, enhancing competition with Stripe, Square, and Adyen in the fintech space.

Venture

Once close enough for an acquisition, Stripe and Airwallex are now going after each other | TechCrunch

Jack Zhang chose to reject a $1.2 billion acquisition offer from Stripe to continue building Airwallex, which has since grown significantly.

European startups

fromwww.independent.co.uk

Airwallex is about to take on Stripe and the rest of the payments industry - in the physical world | TechCrunch

Airwallex is launching a point-of-sale product for in-person payments, enhancing competition with Stripe, Square, and Adyen in the fintech space.

more#airwallex

EU data protection

What are EU digital identity wallets? The benefits and risks explained

The Independent provides accessible journalism on critical issues like reproductive rights and digital identity, emphasizing the importance of on-the-ground reporting.

Artificial intelligence

The Translation Layer: Why AI Is Necessary to Scale Decentralized Finance

AI agents in decentralized finance automate tasks, enhancing user interaction with smart contracts and reducing reliance on centralized intermediaries.

One Event for Everyone: Ripple Combines Swell and Apex to Unite Finance Leaders, Developers, and Innovators

Ripple merges Swell and Apex into one event to unify institutional finance and blockchain development.

6 hours ago

XRP Prepares for Quantum Future as Ripple Maps XRPL Strategy for Security Readiness

Ripple is implementing a multi-phase plan to secure the XRP Ledger against quantum threats by 2028.

NYC startup

One Event for Everyone: Ripple Combines Swell and Apex to Unite Finance Leaders, Developers, and Innovators

Ripple merges Swell and Apex into one event to unify institutional finance and blockchain development.

6 hours ago

XRP Prepares for Quantum Future as Ripple Maps XRPL Strategy for Security Readiness

Ripple is implementing a multi-phase plan to secure the XRP Ledger against quantum threats by 2028.

PayPal turns Canva designs into payment machines

PayPal Payment Links are now integrated in Canva, allowing instant payments from designs without needing a separate e-commerce platform.

Relics Of A Revolution, Part III: The Suit, The Songs, The System

Afroman's response to the botched raid was not just a legal victory; it was protest art in the modern age—raw, low-budget, absurdist, and deeply American.

Social justice

Relics Of A Revolution, Part II: False Profits And Freedom

Revolutions leave behind artifacts - not always weapons or flags, but the quieter objects that carried a message before anyone knew how far it would travel. A wheat-pasted broadside on a Los Angeles overpass. A hand-lettered cardboard sign held up in the snow outside a Tokyo office building.

Arts

Artificial intelligence

Are we tokenmaxxing our way to nowhere? | TechCrunch

The gap between AI insiders and the general public is increasing, highlighted by spending, suspicion, and new vocabulary.

#crypto

Venture

Top crypto VCs like Paradigm and a16z see portfolio values shrink amid market downturn and distributions to investors | Fortune

Cryptocurrency

Fresh Manipulation Warnings Hit Other Crypto Projects After RAVE's 95% Collapse

This Week in Crypto Law (Apr. 5, 2026)

Crypto is increasingly integrating into traditional finance as regulatory frameworks evolve.

Venture

Top crypto VCs like Paradigm and a16z see portfolio values shrink amid market downturn and distributions to investors | Fortune

Crypto venture capital firms experienced significant asset declines in 2025, reflecting market volatility rather than fund performance.

Fresh Manipulation Warnings Hit Other Crypto Projects After RAVE's 95% Collapse

Warnings about structural risks and questionable trading behavior in the crypto market are increasing, exposing retail investors to potential losses.

This Week in Crypto Law (Apr. 5, 2026)

Crypto is increasingly integrating into traditional finance as regulatory frameworks evolve.

Lydian Launches Visa Platinum Crypto Card To Enable Everyday Spending Of Digital Assets

Lydian launched a Visa Platinum card enabling users to spend over 300 digital assets globally, simplifying crypto transactions.

Tech industry

From Inbox to Income: W3.io is Building the Digital Rails That Lead Creators to Bitcoin

The creator economy is a $250 billion industry, but creators face significant operational challenges that hinder their earnings potential.

Venture

Y Combinator Makes First All-Stablecoin Startup Investment

Y Combinator's $500,000 investment in Totalis marks its first all-stablecoin deal, highlighting a shift towards onchain capital formation.

19 hours ago

The crypto industry and prediction markets share a mission of disruption-but it's not clear where crypto fits in | Fortune

Polymarket and Kalshi have rapidly grown in valuation, highlighting the intersection of prediction markets and the crypto industry.

What If Your VPN, Phone Number, And AI Chat Left Zero Trace? Meet Nadanada.me - The "Nothing At All" Privacy Revolution

LNVPN has evolved into a comprehensive privacy infrastructure service offering anonymous eSIM data plans, disposable phone numbers, and AI chat tools.

Bitcoin Rebounds, But Crypto's Security Crisis Intensifies Week in Review

Bitcoin and major cryptocurrencies rose, indicating risk appetite despite ongoing geopolitical and economic uncertainties.

Cryptocurrency

Heleket Crypto Payment Processing Platform Brings Low-Fee Transactions to Online Business

Cryptocurrency

Demand For Crypto Pay Surges, But Payroll Systems Fall Behind: Research

Bitcoin Rebounds, But Crypto's Security Crisis Intensifies Week in Review

Bitcoin and major cryptocurrencies rose, indicating risk appetite despite ongoing geopolitical and economic uncertainties.

Heleket Crypto Payment Processing Platform Brings Low-Fee Transactions to Online Business

Cryptocurrency payment systems like Heleket offer lower fees and faster transactions compared to traditional payment methods.

Demand For Crypto Pay Surges, But Payroll Systems Fall Behind: Research

A significant portion of workers are interested in receiving part of their pay in cryptocurrency, despite limited employer offerings.

This Week in Crypto Law (Apr. 12, 2026)

This week in crypto law showed a shift from experimentation to integration with federal authority reinforced and traditional finance deepening digital asset involvement.

2 days ago

Circle Launches USDC Bridge for Native Cross-Chain Transfers Across EVM Networks

Circle launched the USDC Bridge, enabling direct cross-chain USDC transfers without third-party involvement.

Less Than 1% of Crypto Projects Disclose Market Maker Deals

91% of crypto protocols generate revenue, but less than 1% disclose market maker deals, highlighting transparency issues and risks for investors.

2 days ago

FATF Calls for Rapid Global Crypto Standards Rollout as Cross-Border Enforcement Gaps Raise Systemic Risks

FATF pressures jurisdictions to enforce crypto regulations faster, increasing scrutiny on stablecoins and accountability for compliance gaps.

Breez SDK Launches Passkey Login For Seedless Bitcoin Wallets

Breez SDK now enables self-custodial Bitcoin wallets using passkey authentication instead of seed phrases, reducing barriers to self-custody adoption.

Tempo Launches Private Stablecoin Zones for Enterprise Payroll and Treasury Settlements

Tempo launched Zones, a private execution environment for stablecoin transactions, ensuring transaction-level privacy for enterprises.

2 days ago

Hex Trust Brings 1:1 Backed Wrapped XRP to Solana's Ecosystem

Wrapped XRP, known as wXRP, is issued and custodied by Hex Trust, a regulated digital asset custodian. The token is fully collateralized at a 1:1 ratio.

Cryptocurrency

TRON Integrates deBridge MCP, Unlocking Seamless Cross-Chain Execution for AI Agents

TRON DAO integrates deBridge's Model Context Protocol for seamless cross-chain execution, enhancing developer access to liquidity and transaction management across multiple blockchains.

Chainalysis Details 'Shadow Crypto Economy' Exposure as Grinex Suspends Operations

Grinex's shutdown reveals crypto laundering tactics that evade typical enforcement actions, raising concerns about illicit fund movements.

Meet the crypto guru to the Fortune 500 | Fortune

CFOs are hesitant to adopt blockchain despite its existing infrastructure and Fortune 500 companies experimenting with it.

Closing the Gap: XDC Network's Sean White on Why SMEs Deserve Better Payment Infrastructure

XDC Network aims to modernize payment systems for Australia's 2.5 million medium-sized businesses through the AUDDapt grant program.

fromTNW | Blockchain

Multi-Hop Transactions in Crypto. The Compliance Risk Behind Indirect Exposure

Public blockchains present compliance challenges due to multi-hop transactions, complicating the tracking of funds and enforcement of regulations.

Meet the crypto guru to the Fortune 500 | Fortune

CFOs are hesitant to adopt blockchain despite its existing infrastructure and Fortune 500 companies experimenting with it.

Closing the Gap: XDC Network's Sean White on Why SMEs Deserve Better Payment Infrastructure

XDC Network aims to modernize payment systems for Australia's 2.5 million medium-sized businesses through the AUDDapt grant program.

fromTNW | Blockchain

Multi-Hop Transactions in Crypto. The Compliance Risk Behind Indirect Exposure

Public blockchains present compliance challenges due to multi-hop transactions, complicating the tracking of funds and enforcement of regulations.

Circle Faces Lawsuit After Drift Exploit Over Claims It Took No Action to Freeze the Funds

Circle faces legal scrutiny for failing to freeze stolen USDC after the Drift Protocol hack, raising questions about accountability in crypto infrastructure.

Circle Announces Quantum-Resistant Roadmap to Secure Future Digital Asset Infrastructure

Circle's Arc platform will launch with post-quantum signature support to secure institutional assets against quantum threats.

Circle Faces Lawsuit After Drift Exploit Over Claims It Took No Action to Freeze the Funds

Circle faces legal scrutiny for failing to freeze stolen USDC after the Drift Protocol hack, raising questions about accountability in crypto infrastructure.

Circle Announces Quantum-Resistant Roadmap to Secure Future Digital Asset Infrastructure

Circle's Arc platform will launch with post-quantum signature support to secure institutional assets against quantum threats.

Crossmint's Lobster.cash Integrates Mastercard Agent Pay for Agentic Commerce

Lobster.cash and Mastercard enable Openclaw's AI agents to charge purchases to Mastercard cards with user approval through a secure framework.

Kraken Parent Payward Enters $550M Deal to Acquire Bitnomial, Accelerating Regulated US Crypto Derivatives Push

Payward is acquiring Bitnomial to enhance Kraken's position in U.S. crypto derivatives with a fully licensed platform.

from24/7 Wall St.

XRP News: XRP Ledger Adds Zero-Knowledge Proofs to Let Banks Transact Privately for the First Time

XRP Ledger integrates zero-knowledge proofs, allowing banks to verify transactions without revealing sensitive details.

Startup companies

MoonPay Launches Cross-Chain Crypto Deposits For Telegram

MoonPay launched MoonPay Deposits to simplify wallet-to-wallet transfers by automatically handling swaps, bridges, and cross-chain routing so users can fund apps with existing crypto.

#crypto-regulation

Cryptocurrency

Crypto Talks Are Approaching The Final Stretch: JPMorgan

Cryptocurrency

'Closer Than Ever': Ripple CEO Says CLARITY Act Window Is Open and Now Is the Moment to Act

Crypto Talks Are Approaching The Final Stretch: JPMorgan

Lawmakers are nearing a final agreement on the Digital Asset Market Clarity Act to regulate crypto in the U.S.

'Closer Than Ever': Ripple CEO Says CLARITY Act Window Is Open and Now Is the Moment to Act

The U.S. crypto industry is nearing regulatory clarity, according to Ripple CEO Brad Garlinghouse.

more#crypto-regulation

Justin Sun Unveils Tron Post-Quantum Plan as Crypto Security Debate Grows

Tron is launching a post-quantum upgrade to enhance security against future quantum computing threats.

TRON Network Deepens Role in Agentic AI Infrastructure as B.AI Launches

B.AI launches on the TRON network, providing financial infrastructure for AI agents to enhance decentralized payments and commerce.

Justin Sun Unveils Tron Post-Quantum Plan as Crypto Security Debate Grows

Tron is launching a post-quantum upgrade to enhance security against future quantum computing threats.

#bitcoin-lightning-network

TRON Network Deepens Role in Agentic AI Infrastructure as B.AI Launches

B.AI launches on the TRON network, providing financial infrastructure for AI agents to enhance decentralized payments and commerce.

more#tron

Artificial intelligence

Lightning Labs Releases AI Tools To Help Bitcoin Payments

Tired Of Choosing Between Bitcoin Speed And Privacy? Cake Wallet's New Lightning Update Fixes That For Good

Cake Wallet integrates Bitcoin's Lightning Network with advanced privacy features, enabling fast payments while maintaining self-custody and user anonymity through custom Spark implementation.

Artificial intelligence

Lightning Labs Releases AI Tools To Help Bitcoin Payments

more#bitcoin-lightning-network

Tired Of Choosing Between Bitcoin Speed And Privacy? Cake Wallet's New Lightning Update Fixes That For Good

Cake Wallet integrates Bitcoin's Lightning Network with advanced privacy features, enabling fast payments while maintaining self-custody and user anonymity through custom Spark implementation.

Scarcity Pump or Monetary Suicide? The Radical Argument Against BIP-361

BIP-361 aims to protect bitcoin from quantum threats, but critics warn it could harm bitcoin's value and social contract.

Atlas Goes Live on Rootstock With Support for BTC, ETH, USDC, and More

Rootstocklabs launched Atlas, a user-friendly interface for bridging Bitcoin and assets into the Rootstock network.

Binance Chat Launches as Part of Broader Super App Push Into Everyday Finance

Binance introduced in-app chat to integrate communication and crypto transfers, enhancing its platform as a comprehensive financial hub.

The V2 Transport: Bitcoin P2P Traffic Goes Dark

BIP 324 v2 adds opportunistic encryption to Bitcoin P2P traffic, protecting metadata and preventing passive observers from linking transactions and node identities.

Tether Launches Consumer Wallet App With Human-Readable Addresses and No Gas Tokens

Tether launched tether.wallet, a self-custodial digital wallet, on April 14, 2026, for 570 million users to access USDT, XAUT, and bitcoin.

No Battery, No Screen, Full Control - Satochip Raises Bridge Round To Bring Its Bitcoin Wallet To America

Satochip SRL secures bridge financing to expand into the U.S. digital asset market with secure hardware solutions.

Artificial intelligence

fromTearsheet

Trust Bridges Matter: When agentic systems meet payment reality - Tearsheet

AI agents can automate commerce end-to-end, but consumer reluctance to share payment credentials limits their autonomy to execute transactions.

Virginia Enacts Law Requiring State To Hold 'Unclaimed' Crypto In Original Form For One Year

Virginia's new law mandates holding dormant cryptocurrency for one year before liquidation, preserving original assets for owners.

fromCointelegraph

Why Privacy Coins Often Appear in Post-Hack Fund Flows

Privacy coins act as a temporary black box in a broader laundering pipeline after hacks, reducing traceability and delaying enforcement while facilitating cash-out attempts.

Bitcoin mining giant Foundry adds new pool for privacy-focused ZCash | Fortune

Foundry launched a Zcash mining pool, reflecting institutional interest in privacy coins and marking a significant endorsement for Zcash.

Is Ripple (XRP) Quantum-Safe? A Top XRPL Validator Just Published a Full Audit

Quantum computing poses a significant risk to cryptocurrency encryption, with Bitcoin being more vulnerable than XRP.

No Consensus Changes Needed: Starkware CPO Builds Quantum-Safe Bitcoin Transactions From Existing Rules

Quantum Safe Bitcoin (QSB) enables secure bitcoin transactions against quantum attacks without protocol changes, costing $75 to $150 per transaction.

from24/7 Wall St.

Is Ripple (XRP) Quantum-Safe? A Top XRPL Validator Just Published a Full Audit

Quantum computing poses a significant risk to cryptocurrency encryption, with Bitcoin being more vulnerable than XRP.

No Consensus Changes Needed: Starkware CPO Builds Quantum-Safe Bitcoin Transactions From Existing Rules

Quantum Safe Bitcoin (QSB) enables secure bitcoin transactions against quantum attacks without protocol changes, costing $75 to $150 per transaction.

more#quantum-computing

3 weeks ago

The Core Issue: Beneath The Binary, Verifying Trust

Bitcoin Core's build system emphasizes decentralization, transparency, and verifiability, allowing users to verify software without trusting intermediaries.

The Core Issue: Your Node Vs. The Digital Wilderness

Bitcoin's peer-to-peer networking layer is its most vulnerable attack surface, requiring Core to prevent denial-of-service vectors while enabling safe node communication in adversarial Internet environments.

Imagine Swapping Lightning Sats For USDT Instantly-Without Ever Trusting A Custodian

Boltz Exchange launched non-custodial atomic swaps between Lightning Network sats and USDT on Arbitrum, using USDT0 to eliminate fragmented liquidity pools across multiple chains.

fromBusiness Matters

Designing a Multi-Chain Payment Strategy: Why Network Choice Matters

Businesses now adopt multi-chain payment strategies supporting Bitcoin, Ethereum, stablecoins, and altcoins to optimize costs, improve speeds, and serve diverse user preferences across fragmented crypto ecosystems.

Blockstream's Jade Hardware Wallet Adds Lightning Support For Instant Bitcoin Payments

Blockstream Jade hardware wallet now enables Lightning Network payments while maintaining cold storage security through atomic swaps with the Liquid Network.

The Core Issue: Consensus Cleanup

The Consensus Cleanup soft fork proposal addresses four long-standing Bitcoin protocol vulnerabilities, including the Timewarp attack, to strengthen Bitcoin's security and long-term viability.