Many Reddit users shared that they plan to retire based on when they can access their pensions or Medicare, indicating financial preparedness is essential.
For those contemplating early retirement, many expressed they aim for financial independence through frugality and disciplined savings, showing a proactive approach to their futures.
The diverse responses reflected a mix of ages for retirement plans, from the late 40s to early 70s, emphasizing that individual circumstances heavily influence choices.
It's crucial to have a retirement plan, even if you hope to work longer, as unexpected circumstances could force you to retire earlier than expected.
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