#homeowners-protection

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#real-estate
Real estate
from24/7 Wall St.
11 hours ago

'Accidental Landlords' Hit Near-Record Levels -- 1 Stock to Buy, 1 to Avoid

Many sellers are becoming 'accidental landlords' as home prices remain high and mortgage rates stay near 6%.
Real estate
from24/7 Wall St.
6 hours ago

1 Ultra-Safe Real Estate ETF That Actually Gained in 2008, and It Pays a 4% Monthly Yield

Investing in the iShares MBS ETF is favorable in 2026 due to its resilience during past crises and improved real estate conditions.
SF real estate
fromwww.housingwire.com
5 days ago

New York joins states seeking to regulating private listing networks

The bill mandates public marketing of listings while allowing exceptions for seller privacy and safety concerns with informed consent.
Real estate
from24/7 Wall St.
11 hours ago

'Accidental Landlords' Hit Near-Record Levels -- 1 Stock to Buy, 1 to Avoid

Many sellers are becoming 'accidental landlords' as home prices remain high and mortgage rates stay near 6%.
SF real estate
fromwww.housingwire.com
4 days ago

The myth of the perfect market and the cost of waiting

Real estate decisions should consider total market dynamics, not just interest rates, as buyers currently have leverage in negotiations.
LA real estate
fromwww.housingwire.com
4 days ago

SERHANT. launches in five California luxury markets

SERHANT. is expanding into California, marking its largest market launch by sales volume with agents who closed over $2 billion in sales recently.
Law
fromwww.housingwire.com
4 days ago

NAR and Florida MLS groups dismissed from Zea lawsuit

Judge Dimitrouleas dismissed several real estate associations from a lawsuit alleging anti-competitive practices without prejudice, allowing for potential refiling.
Real estate
from24/7 Wall St.
6 hours ago

1 Ultra-Safe Real Estate ETF That Actually Gained in 2008, and It Pays a 4% Monthly Yield

Investing in the iShares MBS ETF is favorable in 2026 due to its resilience during past crises and improved real estate conditions.
SF real estate
fromwww.housingwire.com
5 days ago

New York joins states seeking to regulating private listing networks

The bill mandates public marketing of listings while allowing exceptions for seller privacy and safety concerns with informed consent.
#housing-market
SF real estate
fromFortune
4 days ago

Real estate has had a terrible start to spring-usually housing's hottest season | Fortune

The 2026 housing market is struggling due to high mortgage rates and low consumer confidence, leading to a decline in home sales.
Real estate
fromwww.housingwire.com
4 days ago

Why is housing inventory growth slowing down in 2026?

Housing inventory growth is slowing down, with some areas experiencing negative year-over-year inventory despite previous predictions of increases.
Real estate
fromFast Company
2 weeks ago

Home flipping stabilized after being hit by its biggest pullback since 2007

Home flipping activity has stabilized around 2019 levels, with seasoned flippers planning to execute deals in 2026 despite a slower appreciation environment.
SF real estate
fromFortune
4 days ago

Real estate has had a terrible start to spring-usually housing's hottest season | Fortune

The 2026 housing market is struggling due to high mortgage rates and low consumer confidence, leading to a decline in home sales.
Real estate
fromwww.housingwire.com
2 days ago

First-time homebuyer commissions remain steady despite NAR settlement

First-time homebuyers face stable or rising real estate commissions despite recent settlement changes, with limited negotiation occurring among clients.
Real estate
fromwww.housingwire.com
4 days ago

Why is housing inventory growth slowing down in 2026?

Housing inventory growth is slowing down, with some areas experiencing negative year-over-year inventory despite previous predictions of increases.
Real estate
fromFast Company
2 weeks ago

Home flipping stabilized after being hit by its biggest pullback since 2007

Home flipping activity has stabilized around 2019 levels, with seasoned flippers planning to execute deals in 2026 despite a slower appreciation environment.
#mortgage-industry
Growth hacking
fromwww.housingwire.com
1 day ago

Three lessons for mortgage leaders right now

Dependency on top producers hinders growth; companies should focus on systems and customer-centric processes to improve overall performance.
fromwww.housingwire.com
1 week ago
Real estate

Reverse mortgage brokers say lender contracts help with limits

Programs are evolving to enhance broker-lender relationships and prevent borrower churning in the mortgage industry.
Growth hacking
fromwww.housingwire.com
1 day ago

Three lessons for mortgage leaders right now

Dependency on top producers hinders growth; companies should focus on systems and customer-centric processes to improve overall performance.
Real estate
fromwww.housingwire.com
1 week ago

Reverse mortgage brokers say lender contracts help with limits

Programs are evolving to enhance broker-lender relationships and prevent borrower churning in the mortgage industry.
NYC real estate
fromHoodline
6 hours ago

East Flatbush Tenants Rage At Mystery Landlord As Building Falls Apart

Tenants face severe living conditions with infestations and damage, struggling with unclear ownership and unresolved repairs after the landlord's death.
Law
fromwww.housingwire.com
1 day ago

OCC consent order targets VA refis at Federal Savings Bank

The OCC mandates banks to correct practices involving misleading fees and terms in loan advertisements.
New York City
fromwww.amny.com
2 days ago

NYC unveils insurance plan for rent-stabilized housing, but some small landlords worry relief could come too late | amNewYork

City-backed insurance program aims to reduce property and liability premiums for affordable housing, potentially benefiting 100,000 homes by 2030.
Retirement
fromwww.housingwire.com
4 days ago

Reverse mortgages should reenter retirement plans amid policy risk

Older Americans are delaying retirement and shifting investments due to increased financial uncertainty and anxiety about policy changes.
SF real estate
fromFortune
2 days ago

Gen Z is carving a different path in the housing market by going it alone | Fortune

Gen Z is increasingly buying homes alone, with 53% of buyers aged 18-26 purchasing without partners, a significant rise from millennials.
LA real estate
fromLos Angeles Times
3 days ago

Hundreds of affordable housing units funded by new L.A. County agency

L.A. County Affordable Housing Solutions Agency approved over $100 million for affordable housing, aiming to simplify funding and expedite construction.
fromIrish Independent
3 days ago

Money Talks: How to pay off your mortgage ahead of schedule with personal finance blogger Ellie Kistnen

I grew up at a time where we got loans for everything. We wanted to go on holiday, we booked the holiday, and then we'd go to the credit union. You'd get one of the little small loans, and then credit cards were so accessible.
Relationships
Mental health
fromwww.housingwire.com
4 days ago

Burned out as a real estate agent, try boundaries that stick

Independent agents experience unique burnout due to high demands and limited resources, necessitating effective self-care and boundary-setting strategies.
fromFortune
4 days ago

Debt management plan vs. debt relief | Fortune

A debt management plan (DMP) is a way to combine your unsecured debts into a more manageable single monthly bill. You'll typically get reduced interest rates compared to what you're currently paying thanks to negotiation by the agency you're working with.
Bootstrapping
fromSan Jose Spotlight
5 days ago

Contract dispute delays Homekey Palo Alto opening - San Jose Spotlight

The Homekey project at 1237 San Antonio Road has been in the works since fall 2023, when city and state leaders touted its importance in addressing the local and regional housing crisis.
Mission District
#homeownership
Real estate
fromwww.housingwire.com
3 days ago

Buy or rent? 10-year study analyzes wealth gap in 250 US cities

Homeownership is more profitable than renting in 250 cities, with significant equity advantages in fast-growing markets like Miami and Florida cities.
Canada news
fromThe Walrus
5 days ago

I Bought a House and Became Part of the Problem | The Walrus

Homeownership in Canada has significantly declined for younger generations due to rising costs and lack of generational wealth.
Real estate
fromwww.housingwire.com
3 days ago

Buy or rent? 10-year study analyzes wealth gap in 250 US cities

Homeownership is more profitable than renting in 250 cities, with significant equity advantages in fast-growing markets like Miami and Florida cities.
fromwww.housingwire.com
1 day ago

HOA liens climb 8.6% in 2025 as Sun Belt pressure mounts

Homeowners associations filed 284,933 liens against U.S. homeowners in 2025, an 8.6% increase from the 262,446 filings in 2024, equivalent to one lien every 90 seconds.
Real estate
Boston real estate
fromwww.housingwire.com
1 day ago

Maine enacts first state law to regulate home equity investments

Home equity investment arrangements can lead to significant future payments, prompting new legislation in Maine for consumer protection and transparency.
NYC real estate
fromNews 12 - Long Island
1 day ago

Tenants raise concerns about East Flatbush apartment building's new landlord

Tenants in East Flatbush face severe living conditions, including structural issues and pest infestations, while struggling with unclear landlord ownership.
New York City
fromtherealdeal.com
2 days ago

Mamdani announces city-backed insurance option as rent freeze looms

Mayor Mamdani introduces a publicly-backed insurance option to support struggling landlords with lower premiums for rent-stabilized and affordable housing.
Retirement
from24/7 Wall St.
4 days ago

Why Financial Advisors Are Telling Retirees Over 65 to Stop Sitting on Home Equity

Home equity can be a vital part of retirement planning, offering options for cash-poor retirees to access funds without selling investments.
Law
fromwww.housingwire.com
4 days ago

Veterans United seeks dismissal of RESPA class-action lawsuit

Veterans United Home Loans filed a motion to dismiss a class-action lawsuit alleging false affiliation with the VA and RESPA violations.
Real estate
fromwww.housingwire.com
1 day ago

Portable credit reports could lower costs, but fraud worries persist

Consumer-controlled portable credit reports could reduce costs and repeat pulls, but may increase fraud risk according to credit reporting advocates.
NYC real estate
from48 hills
2 days ago

The best and worst of CA housing policy, on display at UCLA conference - 48 hills

The Yimby narrative on housing is challenged by evidence showing economic inequality, not regulation, drives high housing prices.
SF real estate
fromFortune
4 days ago

Trump's White House: America is short 10 million houses | Fortune

The U.S. faces a 10 million housing shortage, and regulatory cuts could boost construction and stabilize prices.
fromwww.housingwire.com
1 day ago

eXp Realty added to Zillow RESPA lawsuit in Seattle

The lawsuit claims that the portal tricks consumers into using agents affiliated with Zillow through its Flex and Premier Agent programs, resulting in inflated home purchase prices.
Real estate
Retirement
from24/7 Wall St.
5 days ago

We're 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

Gifting wealth to adult children can provide immediate financial relief, but it must not jeopardize retirement security.
NYC real estate
fromCity Limits
3 days ago

Opinion: Don't Let a Proven Housing Preservation Tool Slip Through the Cracks

New York City must reform the J-51 program to preserve affordable housing and address the housing crisis effectively.
fromwww.housingwire.com
3 weeks ago

Florida court shields reverse mortgage credit from garnishment

The court ruled that just because a homeowner has access to funds through a HECM doesn't mean those funds can be garnished until the homeowner actually requests a draw.
Miami
Real estate
fromwww.housingwire.com
1 day ago

Tri Pointe shareholders approve merger with Sumitomo Forestry

Tri Pointe Homes and Sumitomo Forestry's $4.5 billion merger received overwhelming shareholder support, with 99.99% voting in favor.
LA real estate
fromwww.housingwire.com
2 weeks ago

California bills target condo deposits and defect liability

California lawmakers are considering bills to reduce barriers for condominium construction, addressing deposit limits and construction defect liability.
#housing-affordability
Real estate
fromwww.housingwire.com
1 month ago

Here's what will actually move the needle on housing affordability

Housing affordability requires land-use reform and builders must shift focus to market segments where they can control outcomes, as traditional solutions like lower rates, off-site construction, subsidies, and value engineering are individually insufficient.
Real estate
fromwww.housingwire.com
1 month ago

Here's what will actually move the needle on housing affordability

Housing affordability requires land-use reform and builders must shift focus to market segments where they can control outcomes, as traditional solutions like lower rates, off-site construction, subsidies, and value engineering are individually insufficient.
Marketing tech
fromEntrepreneur
1 month ago

Is It Finally Time to Put Homebuyers First in Real Estate Tech?

Proptech startups prioritized revenue from real estate agents and brokerages rather than end-users, resulting in technology that optimizes intermediary efficiency instead of consumer benefit.
Real estate
fromwww.housingwire.com
2 days ago

NAREB affordable homeownership bus tour targets Black homeownership gap

NAREB launched an Affordable Homeownership Bus Tour to address the Black homeownership gap through education and resources in eight U.S. cities.
SF real estate
fromwww.housingwire.com
2 weeks ago

Finance of America launches new reverse mortgage line of credit

HomeSafe Second Line of Credit offers a nonrevolving reverse mortgage option for accessing home equity without new monthly payments.
Real estate
fromFortune
2 days ago

The housing crisis has become HR's problem. Helping workers buy homes near the office is employers' newest RTO play | Fortune

Employer-assisted housing programs are emerging to help workers with homebuying costs amid rising housing challenges.
Real estate
fromwww.housingwire.com
3 days ago

The rise of HELOCs: What it means for originators in today's market

Homeowners are increasingly using HELOCs to access cash while retaining low mortgage rates, creating opportunities for originators.
Retirement
fromSubstack
1 month ago

Can I Afford to Move #2: Is Draining Our Savings to Buy a Home a Bad Idea?

Depleting savings to purchase a home increases financial risk, but may be acceptable if income is stable and savings discipline is strong.
Real estate
fromwww.housingwire.com
2 days ago

US foreclosure filings rise 26% in Q1 2026, ATTOM says

Foreclosure activity increased significantly in Q1 2026, indicating rising financial pressure on homeowners and shifting housing market dynamics.
Real estate
fromwww.housingwire.com
2 days ago

IMB profits per loan rise in 2025 but remain below historic norms

Profitability improved in 2025 despite rising origination costs and compressed production margins, highlighting the importance of servicing income for lenders.
Real estate
fromwww.housingwire.com
2 days ago

75% of homebuyers expect AI in the mortgage process

U.S. buyer confidence in homebuying has decreased, with younger generations seeing AI as a potential solution despite growing distrust in AI systems.
fromwww.housingwire.com
3 days ago

New leaders appointed at WFG National Title, MyHome

Ryan Ozonian's appointment as senior director of innovation and AI at MyHome signifies a strategic move to integrate AI and automation into existing workflows, enhancing transaction processes and overall efficiency.
Real estate
SF real estate
fromwww.housingwire.com
1 month ago

Fannie Mae, Freddie Mac revise condo insurance standards

Fannie Mae and Freddie Mac updated insurance requirements allowing ACV roof coverage for condos while maintaining RCV for other property, reducing homeowner costs and expanding mortgage market access.
Real estate
fromwww.housingwire.com
3 days ago

Tax reform and real estate, key deductions still matter

Pro-growth tax policy is yielding tangible benefits for homeowners and small businesses, reflecting the impact of recent tax reforms.
Real estate
fromwww.housingwire.com
3 days ago

Mortgage applications up 1.8% as refinance jumps 5%

Mortgage rates declined to 6.42%, supporting an increase in refinance applications despite subdued purchase activity due to economic uncertainty.
US news
from24/7 Wall St.
2 months ago

Home Insurance Now Takes A Record 9% of Your Mortgage Payment, the Highest Ever

Homeowners insurance premiums are rising sharply nationwide as higher construction and reinsurance costs increase replacement estimates, raising premiums even without claims.
Real estate
fromwww.housingwire.com
3 days ago

Chain reaction: A framework for America's housing and retirement crises

The American Dream faces challenges in homeownership due to affordability, inventory issues, and systemic policy failures.
fromwww.housingwire.com
4 days ago

JPMorgan, Wells Fargo mortgage volumes missed the mark in Q1 2026

JPMorgan Chase's origination volume hit $13.7 billion in the first quarter, down 14% from the prior quarter and up 46% from the same period last year. Retail channels drove most of the production, accounting for 63.5% of the total. The bank's home lending revenues reached $1.23 billion in the first quarter, up 2% year over year.
Real estate
Real estate
fromwww.housingwire.com
5 days ago

Guild's Jim Cory on Bayview deal and reverse mortgage trends

Bayview's acquisition of Guild has been smooth, maintaining management and enhancing product development in the reverse mortgage sector.
Real estate
fromwww.housingwire.com
1 week ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
LA real estate
fromLos Angeles Times
10 years ago

Q&A: Homestead exemption won't protect owner from nonjudicial foreclosure

A homestead exemption protects home equity from creditors in California for principal residences, including condominiums, and applies only to judicial foreclosures, not nonjudicial foreclosures by associations.
fromwww.housingwire.com
2 weeks ago

Mortgage lenders ramp up homebuilder divisions

Ginsburg stated that treating builder business as a core pillar rather than a side channel reflects a broader industry shift. He believes a healthy balance of builders should be around 15% to 20% of the overall retail book of business.
Real estate
Real estate
fromwww.housingwire.com
3 weeks ago

Mortgage experts weigh in on GSE condo updates

GSEs will require full project reviews for condo loans, increasing costs and documentation requirements for homeowners associations starting Aug. 3.
Real estate
fromwww.housingwire.com
3 weeks ago

Insurance is having a growing impact on condo affordability

Fannie Mae and Freddie Mac revised condo project approval requirements, enhancing affordability but eliminating limited reviews, impacting mortgage access for buyers.
Real estate
fromwww.housingwire.com
3 weeks ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
Real estate
fromwww.housingwire.com
4 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
1 month ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
Real estate
fromwww.housingwire.com
1 month ago

Property tax, insurance accounts for 21% of mortgage payments

Taxes and insurance can comprise over one-third of monthly mortgage payments in many markets, significantly impacting affordability beyond the base loan cost.
Real estate
fromwww.housingwire.com
2 months ago

Mortgage escrow misconceptions persist as payment amounts rise

Rising property taxes, insurance premiums, and escrow misconceptions are causing unexpected mortgage payment increases and borrower surprise despite many claiming they understand escrow.
Real estate
fromwww.npr.org
2 months ago

At retirement's edge, homebuying math gets harder. Here's how to navigate it

Older adults weighing relocation must balance financial costs, maintenance responsibilities, and proximity to family when choosing between buying a home or continuing to rent.
Real estate
fromwww.housingwire.com
2 months ago

Financial planners overlook reverse mortgage line of credit

Many retiring homeowners could benefit from reverse mortgage lines of credit, yet advisors often overlook housing wealth due to perception and knowledge gaps.
Real estate
fromAxios
2 months ago

Homeowners are holding onto their houses for a record-long stretch

Average U.S. homeownership tenure rose to a record 8.6 years in 2025, up from 4.2 years in early 2000.
Real estate
fromwww.housingwire.com
2 months ago

Realtor associations add health insurance benefits for members

ORRA and ABoR offer members subscription-based, unlimited access to comprehensive national healthcare teams, reducing unpredictable costs for independent real estate agents and supporting wellbeing.
fromArchitectural Digest
2 years ago

Do Rent-to-Own Homes Actually Make Homeownership More Attainable?

Is it time to think about rent-to-own homes? After all, 2026 is shaping up to be a chaotic year, with an uncertain economy, political pandemonium roiling every market, and a falling dollar. And in real estate, everyone seems to be hurting. For the first time in over a decade, it's seemingly a buyer's market, with housing stock finally exceeding those looking to make a purchase.
Real estate
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