#transferloan-30m

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UK news
fromwww.theguardian.com
4 hours ago

Reeves rightly fears the bond market, but she can afford to ditch one unhelpful rule | Phillip Inman

Rachel Reeves is concerned about bond market vigilantes targeting the UK due to high debt and political instability.
Business
from24/7 Wall St.
5 hours ago

This high yield bond fund just hit a sweet spot, but timing matters

A 6.4% yield from JNK offers income but carries significant risks due to low credit quality and sector concentration.
Boston real estate
fromwww.housingwire.com
1 day ago

Maine enacts first state law to regulate home equity investments

Home equity investment arrangements can lead to significant future payments, prompting new legislation in Maine for consumer protection and transparency.
Real estate
fromwww.housingwire.com
2 days ago

IMB profits per loan rise in 2025 but remain below historic norms

Profitability improved in 2025 despite rising origination costs and compressed production margins, highlighting the importance of servicing income for lenders.
fromIrish Independent
2 days ago

Bank of Ireland raises rate on savings account in move seen as response to neobanks

It's obviously welcome to see savings rates go up. Albeit from a low enough base. Several new providers such as Moco, Monzo, and Bankinter are all now quite active in the savings space in Ireland, so this is perhaps a response to increased competition.
Retirement
Venture
fromTechCrunch
4 days ago

Financial risk management platform Pillar raises $20M seed in round led by a16z | TechCrunch

Pillar raised $20 million to automate hedging for commodity-driven businesses using AI to manage financial risk.
Online Community Development
fromwww.housingwire.com
1 week ago

CDFIs could draw institutional capital for climate projects

There is a strong desire for collaboration between institutional investors and community development financial institutions, but barriers exist due to perceived risks and lack of standardization.
#private-credit
Business
fromwww.businessinsider.com
3 days ago

Private credit funds faced a $20 billion redemption rush. Here are 3 charts showing how much investors got.

Investors withdrew $19.5 billion from private credit funds in Q1, but only $10.4 billion was paid out, indicating faltering confidence.
Business
from24/7 Wall St.
3 weeks ago

Private Credit Could Crush the Stock Market: 5 Financial Dividend Giants With Zero Exposure

Private credit poses significant risks due to leverage and debt, with potential liquidity mismatches exacerbating financial instability.
Real estate
fromwww.housingwire.com
3 days ago

The rise of HELOCs: What it means for originators in today's market

Homeowners are increasingly using HELOCs to access cash while retaining low mortgage rates, creating opportunities for originators.
UK news
fromBusiness Matters
1 week ago

Mortgage defaults hit two-year high as Iran crisis drives borrowing costs sharply higher

Britain faces rising mortgage defaults and credit strain due to the Iran crisis and increased borrowing costs.
Real estate
from24/7 Wall St.
4 days ago

REM's 9.6% dividend yield faces a test as mortgage spreads narrow in 2026

iShares Mortgage Real Estate ETF offers a 9.22% dividend yield, focusing on mortgage REITs with a narrow interest rate spread.
Business
from24/7 Wall St.
5 days ago

Why venture lenders are paying monthly dividends while banks retreat

Trinity Capital Inc. provides loans to growth-stage companies and pays a monthly dividend of $0.17 per share, yielding approximately 13.5%.
fromTNW | Fintech-Ecommerce
2 weeks ago

Credibur hits 2B in debt facility volume on its private credit infrastructure platform

Credibur has connected clients managing €2 billion in structured debt portfolios to its continuous monitoring and reconciliation platform, achieving this milestone six months after its pre-seed funding.
Venture
#federal-reserve
Media industry
fromwww.independent.co.uk
3 weeks ago

Financial experts warn first-time buyers face mortgage mayhem'

The Independent provides accessible journalism on critical issues like reproductive rights and mortgage options, relying on public support for its operations.
Real estate
fromwww.housingwire.com
1 week ago

Tradeweb partners with Maxex to add non-agency loan trading

Tradeweb integrates Maxex to enhance non-agency and non-QM whole loan trading, starting with bulk trading in Q2 or Q3.
Germany news
from24/7 Wall St.
4 weeks ago

Deutsche Bank's $30 Billion Private Credit Bet Has Shares Down 26% This Year

Deutsche Bank disclosed a $30 billion private credit exposure, causing a significant drop in shares amid concerns over potential indirect credit risks.
fromwww.housingwire.com
1 month ago

How Public Financing Wins Projects Before You Build

Through Community Facilities Districts (CFD), Municipal Utility Districts (MUD), Public Improvement Districts (PID), Community Development Districts (CDD) and reimbursement districts (RD), builders can potentially shift infrastructure costs off their balance sheets and onto special districts that homebuyers ultimately absorb through property taxes without potentially adding debt to the builder's books.
LA real estate
Startup companies
fromTechCrunch
1 month ago

Fuse raises $25M to disrupt aging loan origination systems used by U.S. credit unions | TechCrunch

Fuse, an AI-native loan origination system, raised $25 million Series A to modernize legacy lending software used by credit unions and lenders.
Real estate
fromIndependent
3 weeks ago

Your money questions: Is it possible to switch my mortgage from the bank to a local credit union?

Switching mortgages to credit unions is increasingly common as members seek local financial management and competitive interest rates.
#mortgage
fromIndependent
3 weeks ago
Retirement

Investing or overpaying a mortgage - which is the best use of 10,000??????????????????????

Paying off a mortgage early may not be the best use of spare cash.
Real estate
fromwww.housingwire.com
4 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Retirement
fromIndependent
3 weeks ago

Investing or overpaying a mortgage - which is the best use of 10,000??????????????????????

Paying off a mortgage early may not be the best use of spare cash.
Real estate
fromwww.housingwire.com
4 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
3 weeks ago

Mortgage rates rise despite $200B GSE MBS expansion signal

Fannie Mae and Freddie Mac are cautiously active in the MBS market, influenced more by Treasury volatility and geopolitical risks than their $200 billion expansion.
Real estate
fromwww.housingwire.com
3 weeks ago

Mortgage experts weigh in on GSE condo updates

GSEs will require full project reviews for condo loans, increasing costs and documentation requirements for homeowners associations starting Aug. 3.
fromTNW | Business
1 month ago

Dublin fintech Teybridge Capital pledges 600 million for UK SMEs

Teybridge Capital Europe, a Dublin-based trade finance and working capital fintech, to invest £4.5 million in the UK market over the next three years, create 30 new jobs at its London office, and deploy £600 million in lending to British SMEs over the same period.
Venture
#mortgage-rates
#mortgage-lending
fromwww.housingwire.com
1 month ago

Finance of America 2025 profit jumps 175% on loan volume

Adjusted EBITDA totaled $143 million, a 138% increase from 2024. This was a reflection of improved earnings quality and the benefits of scale across the company's platform. Funded loan volume totaled $2.4 billion in 2025, a 24% increase from 2024, with fourth-quarter funded volume reaching $619 million, up 16% from the same period a year earlier.
Business
#basel-iii-capital-requirements
Real estate
fromwww.housingwire.com
4 weeks ago

Proposed capital rules set LTV-based mortgage risk weights

Basel III proposals reduce Tier 1 capital requirements for banks while increasing risk sensitivity for mortgages through LTV-based risk weights and eliminating MSR capital deductions in favor of 250% risk weighting.
Real estate
fromwww.housingwire.com
1 month ago

Banks eye mortgage growth if Basel III capital rules ease

Bank executives anticipate Basel III recalibration could increase mortgage and MSR attractiveness through lower risk weights and LTV-sensitive capital requirements, though implementation is expected to be gradual.
Miscellaneous
fromLondon Business News | Londonlovesbusiness.com
1 month ago

How does a personal loan work? From bank loans to alternative financing options - London Business News | Londonlovesbusiness.com

Personal loans are unsecured borrowings repaid in fixed monthly installments, approved based on credit profile and income, commonly used for debt consolidation, emergencies, and home improvements.
from24/7 Wall St.
3 months ago

The Cross-Border Specialist Posts 25% Growth but Its Platform Rival Delivers Better Returns

Global-E posted $220.8 million in revenue, up 25.5% year-over-year, with gross margins at 45.1%. The company generated $13.2 million in net income, but profit margin remained razor-thin at 0.83%. Operating margin reached 7.7%, showing the business model works operationally, but capital efficiency remains a problem. Return on equity sits at just 0.81%, meaning the company barely generates returns on deployed capital. That's the core issue Wall Street keeps circling back to.
E-Commerce
Agriculture
fromRealagriculture
1 month ago

82 per cent of farmers say they'll have access to the capital needed in 2026

Farm profitability faces significant strain in 2026 due to high costs and weak commodity prices, though most Canadian farmers expect capital access while financial sentiment has sharply deteriorated.
Digital life
fromIndependent
2 months ago

'Gaps in employment can be a red flag' - financial experts reveal the reasons why your mortgage or loan application may be rejected

Lenders review account activity and request loan and credit card statements; poorly managed accounts or credit use can harm loan applications.
fromwww.npr.org
2 months ago

A 'Shark Tank' alum needed cash to pay tariffs. This shadowy lending world was ready

"Point me in the direction of what dollar amount you need, and we'll get it priced out and funded today!" It's Bella, it's Jake, it's Zevi strangers offering quick cash to help Joshua Esnard's small business in North Carolina. How does $350,000 sound? Or $768,000 and up to $900,000? Approval in an hour, they say, money in a day. "No gimmicks, Joshua." "No hidden fees, No BS."
US news
fromLondon Business News | Londonlovesbusiness.com
1 month ago

What are my rights as a borrower? - London Business News | Londonlovesbusiness.com

Taking out a loan can feel like stepping into unfamiliar territory. Questions pile up fast. How much can they charge me? What happens if I miss a payment? Can they call my workplace? Here's what most borrowers don't realize. Singapore's Moneylenders Act grants you significant legal protections. These aren't suggestions lenders can ignore. They're enforceable rules backed by the Ministry of Law. Every licensed money lender operating in Singapore follows them. No exceptions.
Law
Business
from24/7 Wall St.
1 month ago

Bond Yields Are Getting Slashed - These Dividend Stocks Are the Smarter Play Right Now

Dividend-paying stocks offer superior return potential compared to 4% Treasury bond yields through combined dividend payments and share-price appreciation.
Real estate
fromwww.housingwire.com
1 month ago

IMB per-loan profits fell 44% in Q4 2025

Mortgage company production profits improved to 17 basis points in Q4 2025 from losses of 4 basis points in Q4 2024, though profits declined sequentially from Q3 2025.
Real estate
fromwww.housingwire.com
1 month ago

Housing muni market swells amid affordability policy debate

Municipal bonds have become a critical financing tool for affordable housing, growing 198% since 2016 and now representing 7% of the $4.4 trillion municipal bond market.
Higher education
fromAbove the Law
1 month ago

Private Loan Exchange Launches As Federal Lending Tightens The Screws On Law Students - Above the Law

Federal student loan policy changes have reduced graduate student borrowing options, forcing law students toward private loans, prompting AccessLex Institute to launch a nonprofit-curated private loan directory.
Real estate
fromwww.housingwire.com
1 month ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
Venture
fromwww.housingwire.com
1 month ago

Alex Madonna departs loanDepot, starts Trust One Financial

loanDepot co-founder Alex Madonna departed after 16 years to launch Trust One Financial, a mortgage broker platform backed by UWM and partnering with Ease Mortgage, opening in April.
Real estate
fromwww.housingwire.com
1 month ago

Private credit didn't fix middle-market CRE. It delayed a reckoning

Private credit's market expansion masked fundamental inefficiencies in commercial real estate lending that now surface as refinancing accelerates in a higher-rate environment.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
1 month ago

Can You Get a Mortgage on Land? Land Loan vs Mortgage Explained

In most cases, lenders will not issue a traditional mortgage for land that does not already have a home or building on it. Mortgages are designed for developed properties because houses provide immediate collateral value and are generally easier to sell if a borrower defaults.
Real estate
Business
fromIndependent
1 month ago

Money experts on the pros and cons of borrowing - and whether they have any loans themselves

Debt can be categorized as good or bad depending on whether it finances appreciating assets or depreciating expenses, making strategic borrowing potentially beneficial despite cultural stigma against all debt.
Real estate
fromtherealdeal.com
1 month ago

Syndicator lender Ready Capital reports massive losses

Ready Capital reported a $232 million loss while restructuring its commercial real estate loan book, with stock down 60% and non-accruing loans rising to 25% of its portfolio.
Business
fromBusiness Matters
1 month ago

UK firms back home market for growth as Barclays unveils 22bn lending fund

UK businesses largely trust Britain as a growth base, but rising costs and uncertainty squeeze margins and create a two-speed economy.
Real estate
fromwww.housingwire.com
1 month ago

loanDepot reenters wholesale lending after 2022 exit

loanDepot is re-entering the wholesale mortgage channel after shutting it down in 2022, positioning itself to compete in a market dominated by UWM, Rocket Mortgage, and Pennymac.
fromwww.housingwire.com
2 months ago

Better renews $175M warehouse credit facility

Better also reaffirmed guidance it first disclosed in November 2025, saying it expects monthly origination volumes to exceed $1 billion by May 2026. That would represent an increase of more than 100% from the company's average monthly origination volume of about $400 million for the quarter ended Sept. 30, 2025. The company reiterated its expectation of achieving adjusted EBITDA profitability by the end of the third quarter of 2026.
Business
fromBusiness Matters
1 month ago

Taskforce aims to unlock 1bn in small business lending

Ministers are seeking "concrete commitments" over the next five years to expand funding for the community development financial institution (CDFI) sector, not-for-profit lenders that support businesses unable to secure loans from mainstream banks. The initiative follows a review which found that many small firms are being pushed towards high-cost borrowing because of rising rejection rates, regulatory complexity and broker practices.
Business
Real estate
fromwww.housingwire.com
1 month ago

Redwood Trust closes $391 million non-QM securitization

Redwood Trust closed a $391 million non-QM securitization through its new Aspire platform, targeting high-quality borrowers underserved by traditional mortgage programs.
#mortgage-servicing
Real estate
fromwww.housingwire.com
1 month ago

The 200-Basis-point gap: Why many lenders are leaving money on the table

A persistent 200 basis point performance gap between top and bottom tier lenders reflects structural industry inefficiency, not cyclical conditions, with top lenders earning 139 basis points while bottom lenders lose 70 basis points.
fromwww.housingwire.com
1 month ago

Mortgage applications jump 11%, refinances lead the gains

Refinance applications increased for the fourth straight week to the strongest pace since 2022, with conventional refinances up 20%. The increase in the average loan size for refinances indicates that more borrowers with larger loan sizes are seeking to lower their monthly payments.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Fannie and Freddie add $12.5B MBS in January, help to ease rates

Fannie Mae and Freddie Mac purchased $12.5 billion in agency MBS in January following Trump's $200 billion directive, contributing to mortgage rates declining from 6.20% to 5.95%.
Real estate
fromTelecompetitor
1 month ago

Vertical Bridge completes $1.94B asset-backed securitization

Vertical Bridge issued $1.94 billion of tower revenue notes secured by 10,425 tower sites, marking the largest tower ABS issuance and attracting 78 investors.
Real estate
fromwww.housingwire.com
1 month ago

Regulators urged to ease bank capital rules for mortgages

Trade groups asked regulators to recalibrate bank capital requirements for residential mortgages, MSRs, and warehouse lending to better reflect current risk and protections.
fromwww.housingwire.com
1 month ago

AD Mortgage launches its largest non-QM securitization yet

The deal represents a defining milestone for the firm. It reflects not only the continued strength of the non-QM RMBS market, but also the confidence investors place in our platform and in AD non-QM mortgages as a premier asset class.
Real estate
Real estate
from24/7 Wall St.
2 months ago

How Investors Should Play The $200B Mortgage Bond Initiative In the US

Raising Fannie and Freddie purchase caps from $40B to $200B aims to boost mortgage liquidity, benefiting underwriters, builders, and retailers while hindering privatization.
Real estate
fromwww.housingwire.com
2 months ago

Freddie Mac's profit falls 10% in 2025 as credit losses rise

Freddie Mac earned $10.7 billion net income in 2025, increased net worth to $70.4 billion, and supported 1.7 million households through housing finance.
fromwww.housingwire.com
2 months ago

Atlas launches A4 Credit Partners for residential transition loans

The launch of A4 Credit Partners marks a significant expansion into a niche lending market that is increasingly underserved, Arvind Chary, managing partner and co-founder of Atlas Real Estate Partners, said in a statement. We see an opportunity to deliver strong yields to investors through quarterly cash distributions, while providing borrowers with efficient, reliable access to capital for residential transitions and renovations, historically provided by hard money lenders.
Real estate
fromwww.housingwire.com
2 months ago

HMBS issuance rises to $563M in January as endorsements lag

Original, or first-participation, HMBS production totaled $382 million in January, $90 million more than December's $292 million and $49 million above November's $333 million, but $24 million below January 2025. Tail issuance totaled $179 million, down from $189 million in December. The 72 pools included 23 original pools, 46 tail pools, and three mixed pools. January also saw 21 pools with aggregate sizes under $1 million, totaling $12.1 million in unpaid principal balance (UPB), enabled by a Ginnie Mae rule allowing small pools.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

Looming risk for mortgage credit and MBS investors from Lender Choice

Allowing lenders to choose between FICO and VantageScore enables adverse selection that increases credit and MBS investor risk by shifting higher-risk loans to GSEs.
Real estate
fromwww.housingwire.com
1 month ago

The mortgage industry doesn't have a speed problem. It has a trust problem.

Mortgage industry speed improvements haven't reduced costs or risks because the real bottleneck is trust in fragmented, inconsistent data, not processing velocity.
Real estate
fromwww.housingwire.com
1 month ago

Kiavi closes $350M RTL securitization

Kiavi's rated securitization and two-year revolving feature create substantial new liquidity and funding capacity while leveraging its AI-powered platform and expanded product capabilities.
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