#third-party-originators

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Real estate
fromwww.housingwire.com
1 day ago

The rise of HELOCs: What it means for originators in today's market

Homeowners are increasingly using HELOCs to access cash while retaining low mortgage rates, creating opportunities for originators.
#ai-governance
fromwww.housingwire.com
17 hours ago
Artificial intelligence

GSE AI governance rules hit lenders and servicers

Fannie Mae and Freddie Mac established new AI governance standards for mortgage lenders, impacting operations beyond underwriting and requiring comprehensive documentation and controls.
fromwww.housingwire.com
2 months ago
Artificial intelligence

Three moves lenders should take now to stay ahead of AI regulation

Mortgage lenders must implement operational AI governance, vendor oversight, and contract updates now to manage regulatory risk and prevent consumer harm.
Artificial intelligence
fromwww.housingwire.com
17 hours ago

GSE AI governance rules hit lenders and servicers

Fannie Mae and Freddie Mac established new AI governance standards for mortgage lenders, impacting operations beyond underwriting and requiring comprehensive documentation and controls.
#mortgage-rankings
fromwww.housingwire.com
1 day ago
Roam Research

HousingWire Mortgage Rankings: Rocket leads 2025 top originators

Rate placed 424 loan officers on HousingWire's Mortgage Rankings, accounting for $20.64 billion in volume in 2025.
fromwww.housingwire.com
2 weeks ago
Real estate

Why HousingWire's new Mortgage Rankings matter for originators

HousingWire Mortgage Rankings provide a standardized, transaction-based view of origination activity, enhancing transparency and comparability in the housing industry.
Real estate
fromwww.housingwire.com
2 weeks ago

Why HousingWire's new Mortgage Rankings matter for originators

HousingWire Mortgage Rankings provide a standardized, transaction-based view of origination activity, enhancing transparency and comparability in the housing industry.
Law
fromwww.housingwire.com
1 day ago

Veterans United seeks dismissal of RESPA class-action lawsuit

Veterans United Home Loans filed a motion to dismiss a class-action lawsuit alleging false affiliation with the VA and RESPA violations.
Retirement
fromwww.housingwire.com
1 day ago

Reverse mortgages should reenter retirement plans amid policy risk

Older Americans are delaying retirement and shifting investments due to increased financial uncertainty and anxiety about policy changes.
European startups
fromIndependent
1 day ago

'Today, no, we won't be offering mortgages' - Monzo chief shares expansion plans as UK neobank enters Irish market

Monzo has launched in Ireland, aiming to compete with Revolut by offering superior customer service and anti-fraud tools.
#real-estate
SF real estate
fromwww.housingwire.com
2 days ago

New York joins states seeking to regulating private listing networks

The bill mandates public marketing of listings while allowing exceptions for seller privacy and safety concerns with informed consent.
SF real estate
fromwww.housingwire.com
2 days ago

New York joins states seeking to regulating private listing networks

The bill mandates public marketing of listings while allowing exceptions for seller privacy and safety concerns with informed consent.
Bootstrapping
fromIndependent
5 days ago

How to avoid the moneylender pitfalls catching out vulnerable borrowers in Ireland

Short-term loans offer quick cash but often come with hidden costs due to confusing interest rates.
fromwww.housingwire.com
5 days ago

Rocktop Digital aims to cut inefficiencies in mortgage asset trading

The transition here is a little bit of a fork. Rocktop Technologies is focused on some of the generative AI applications and data and documents, as well as automating some of the processes attached to default servicing and some of the trade operational pieces and capital markets.
Cryptocurrency
fromwww.housingwire.com
1 week ago

Washington DFI charges Newrez with mortgage servicing violations

DFI alleges that Newrez engaged in unfair or deceptive practices that affected 29 Washington consumers by failing to mediate in good faith during foreclosure proceedings, providing misleading information, and responding to concerns untimely.
Washington DC
Business
from24/7 Wall St.
6 days ago

CLO equity stress test reveals the danger behind 22% yields

Oxford Square Capital Corp. faces risks to its high yield due to declining performance in its CLO equity investments.
fromwww.housingwire.com
1 day ago

JPMorgan, Wells Fargo mortgage volumes missed the mark in Q1 2026

JPMorgan Chase's origination volume hit $13.7 billion in the first quarter, down 14% from the prior quarter and up 46% from the same period last year. Retail channels drove most of the production, accounting for 63.5% of the total. The bank's home lending revenues reached $1.23 billion in the first quarter, up 2% year over year.
Real estate
Real estate
fromwww.housingwire.com
19 hours ago

Mortgage applications up 1.8% as refinance jumps 5%

Mortgage rates declined to 6.42%, supporting an increase in refinance applications despite subdued purchase activity due to economic uncertainty.
fromwww.housingwire.com
6 days ago

eXp denied dismissal of fraud claims in sexual misconduct case

During the three-year span of the lawsuit, eXp and its founder Glenn Sanford faced allegations of negligent hiring. But these claims against Sanford and the company were ultimately dismissed.
Law
#mortgage-industry
Real estate
fromwww.housingwire.com
15 hours ago

Waterstone Mortgage hires Jeremy Moreithi to lead Virginia branch

Jeremy Moreithi joins Waterstone Mortgage Corp. as branch manager in Ashburn, Virginia, to enhance client service with customized financing options.
Real estate
fromwww.housingwire.com
1 week ago

Reverse mortgage brokers say lender contracts help with limits

Programs are evolving to enhance broker-lender relationships and prevent borrower churning in the mortgage industry.
Real estate
fromwww.housingwire.com
15 hours ago

Waterstone Mortgage hires Jeremy Moreithi to lead Virginia branch

Jeremy Moreithi joins Waterstone Mortgage Corp. as branch manager in Ashburn, Virginia, to enhance client service with customized financing options.
Real estate
fromwww.housingwire.com
1 week ago

Reverse mortgage brokers say lender contracts help with limits

Programs are evolving to enhance broker-lender relationships and prevent borrower churning in the mortgage industry.
#mortgage
fromwww.housingwire.com
2 days ago
Real estate

Friday Harbor adds Schilling, Stayton to bolster lender-facing teams

Friday Harbor hires Kate Schilling and Melina Stayton to enhance sales and customer success in AI-powered mortgage underwriting.
Real estate
fromwww.housingwire.com
3 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
2 days ago

Friday Harbor adds Schilling, Stayton to bolster lender-facing teams

Friday Harbor hires Kate Schilling and Melina Stayton to enhance sales and customer success in AI-powered mortgage underwriting.
Real estate
fromwww.housingwire.com
3 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
#reverse-mortgages
SF real estate
fromwww.housingwire.com
2 weeks ago

C2 Financial's Urwin on reverse mortgage broker-lender evolution

New lender agreements are enhancing broker protections, but the reverse mortgage market must attract new borrowers beyond refinances.
Real estate
fromwww.housingwire.com
6 days ago

Private-label reverse mortgages surpass HECMs in Q1 2026

Private-label reverse mortgage originations are increasing, with significant growth in proprietary loans projected for the future.
fromwww.housingwire.com
2 weeks ago

ALTA renews TrustLink as Elite Provider for 2026

The ALTA Elite Provider Program recognizes service providers that demonstrate a strong commitment to supporting the title insurance industry and the professionals who serve consumers every day, ALTA CEO Chris Morton said in the announcement.
Law
Real estate
fromwww.housingwire.com
2 days ago

Guild's Jim Cory on Bayview deal and reverse mortgage trends

Bayview's acquisition of Guild has been smooth, maintaining management and enhancing product development in the reverse mortgage sector.
Real estate
from24/7 Wall St.
2 days ago

REM's 9.6% dividend yield faces a test as mortgage spreads narrow in 2026

iShares Mortgage Real Estate ETF offers a 9.22% dividend yield, focusing on mortgage REITs with a narrow interest rate spread.
fromwww.housingwire.com
2 days ago

Independent firms grow market share in 2026 RealTrends rankings

Steve Murray, co-founder of RealTrends Consulting, stated that anyone claiming privately owned independent brokerages cannot compete is misinformed. The data indicates otherwise, showing their resilience and success.
Real estate
Real estate
fromwww.housingwire.com
1 week ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
Startup companies
fromwww.housingwire.com
1 month ago

Anthony Casa on UMortgage's new broker model empowering loan originators

UMortgage launched a broker model giving loan originators autonomy, higher earning potential, and access to proprietary technology, with top producers keeping 100% revenue beyond a corporate margin cap after 50 funded loans annually.
fromwww.housingwire.com
6 days ago

AD Mortgage debuts Quick Pricer Pro for broker partners

Quick Pricer Pro offers a more flexible and customizable view of AD Mortgage's loan options, with filters and scenarios that support more complex loan structuring.
Real estate
Real estate
fromwww.housingwire.com
5 days ago

Unison sued over allegedly deceptive home equity agreements

The Kanes allege Unison's cash payment agreement misleads homeowners and functions as a loan requiring repayment, creating financial burdens.
fromwww.housingwire.com
6 days ago

loanDepot, Figure team on express home loan and equity products

The 55 HomeLoan is structured to deliver approvals in as little as five minutes and funding in as few as five days, providing borrowers with a cash-like option for speed and certainty of close.
Real estate
#mortgage-underwriting
Real estate
fromwww.housingwire.com
1 week ago

Verification first: Why mortgage lending must rethink income and how it actually works

Mortgage underwriting needs to evolve from document-driven methods to assessing income behavior for better risk evaluation.
EU data protection
fromwww.housingwire.com
1 month ago

How to ensure locked-down compliance during HMDA reporting season, and year-round

HMDA compliance requires year-round automation and verification systems to manage increasing regulatory scrutiny, as manual processes and data errors create significant compliance risks for financial institutions.
#mortgage-lending
fromwww.housingwire.com
3 weeks ago
Real estate

How declined loan analysis can turn more mortgage no's into closings

35% of declined loans could have been funded with appropriate down payment assistance programs.
fromwww.housingwire.com
1 month ago
Real estate

Rocket Pro Compass partnership adds 40 bps broker credit

Rocket Pro partnered with Compass to provide brokers 40 basis points in credits on deals with Compass buyer agents, while launching Jupiter, a new broker-branded loan origination system.
Real estate
fromwww.housingwire.com
1 week ago

Mortgage Workflow Fragmentation Drives Hidden Interoperability Tax Costs

Mortgage lenders face rising costs per loan due to operational complexity and fragmented workflows despite automation investments.
Real estate
fromwww.housingwire.com
3 weeks ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
fromwww.marinij.com
1 month ago

Novato real estate lender under investigation

At this time, the company has made the difficult decision to pause all redemptions until further notice. We are actively managing through a liquidity constraint.
Fundraising
Real estate
fromwww.housingwire.com
1 week ago

Rocket overtakes UWM in 2025 HMDA loan count

The mortgage market grew in 2025, with increased originations and consolidation among lenders despite a decline in the number of active lenders.
Law
fromwww.housingwire.com
1 month ago

Trigger leads restrictions rewrite mortgage outreach rules

A new federal law effective March 5 prohibits credit bureaus from selling trigger leads to lenders, significantly reducing unsolicited mortgage solicitations unless consumers opt in or lenders have existing relationships.
US politics
fromwww.housingwire.com
2 months ago

OCC escrow plan opposed by regulators, consumer advocates

The OCC proposed rules would let national banks control mortgage escrow terms and potentially withhold interest, preempting state consumer protections.
Real estate
fromwww.housingwire.com
2 weeks ago

The overlooked notarizations quietly slowing mortgage workflows

Lenders are modernizing the closing process with digital tools, but notarization outside closing events remains a challenge, slowing loan velocity and increasing compliance risks.
Real estate
fromwww.housingwire.com
2 weeks ago

NEXA Lending targets recurring income model for loan originators

NEXA's initiative allows loan originators to access recurring revenue from mortgage servicing rights, enhancing alignment with long-term loan outcomes.
Real estate
fromwww.housingwire.com
2 weeks ago

Mortgage experts weigh in on GSE condo updates

GSEs will require full project reviews for condo loans, increasing costs and documentation requirements for homeowners associations starting Aug. 3.
Law
fromwww.housingwire.com
2 months ago

Reverse mortgage servicers face lawsuit over borrower fees

Class-action alleges HECM servicers improperly added attorneys', property inspection, preservation and appraisal fees to reverse mortgage loan balances, inflating principals and costs.
fromwww.housingwire.com
1 month ago

Court upholds FinCEN's anti-money laundering rule for home sales

In the lawsuit, FNF claims that the rule, which was promulgated under the Biden administration, is arbitrary and capricious, and that the rule will cause irreparable harm. The rule requires title firms to report specific details on all-cash home purchase transactions. These include the names, addresses, dates of birth, citizenship status and ID numbers of all people involved including minors, payment details and information about trusts and entities that are purchasing the property.
Law
Real estate
fromwww.housingwire.com
4 weeks ago

CrossCountry Mortgage to buy Summit Funding

CCM acquired Summit Mortgage Company, adding 168 loan officers and 45 branches to expand its $50.5 billion annual origination volume through strategic consolidation and operational synergies.
fromLondon Business News | Londonlovesbusiness.com
1 month ago

What are my rights as a borrower? - London Business News | Londonlovesbusiness.com

Taking out a loan can feel like stepping into unfamiliar territory. Questions pile up fast. How much can they charge me? What happens if I miss a payment? Can they call my workplace? Here's what most borrowers don't realize. Singapore's Moneylenders Act grants you significant legal protections. These aren't suggestions lenders can ignore. They're enforceable rules backed by the Ministry of Law. Every licensed money lender operating in Singapore follows them. No exceptions.
Law
Real estate
fromwww.housingwire.com
4 weeks ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
Real estate
fromwww.housingwire.com
1 month ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
Real estate
fromwww.housingwire.com
1 month ago

Pennymac TPO launches non-QM product suite

PennyMac offers diverse non-QM loan products with flexible qualification standards based on property cash flow, bank statements, assets, and alternative income verification instead of traditional personal income documentation.
Real estate
fromwww.housingwire.com
1 month ago

Newrez is waiving lender title insurance on some refis

Newrez TitlePass eliminates title insurance requirements on eligible conventional refinance loans up to 80% LTV with AUS approval, reducing closing costs and improving efficiency through integrated digital processing.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
1 month ago

Can You Get a Mortgage on Land? Land Loan vs Mortgage Explained

In most cases, lenders will not issue a traditional mortgage for land that does not already have a home or building on it. Mortgages are designed for developed properties because houses provide immediate collateral value and are generally easier to sell if a borrower defaults.
Real estate
fromwww.housingwire.com
1 month ago

FinCEN's AML rule reshaping title processes and buyer behavior

I don't want the closers and processors to have to get into the weeds with this. I don't want there to be any negative shadowing of our title offices, because we're having to ask for this. It's really not a title role, as far as the title insurance product that we provide. It definitely has been tasked to us, but it's not something that I want to be viewed as, 'Title requires this.' This is a governmental requirement.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

5 Referral Partners Every Loan Officer Needs to Build a Resilient Pipeline

Loan officers must cultivate diverse referral partnerships across multiple partner types to build stable, sustainable pipelines that withstand market cycles and unpredictable homebuying demand.
Real estate
fromwww.housingwire.com
1 month ago

9 Strategies to Build Mortgage Referral Clients & Your Pipeline

Strong mortgage pipelines develop through intentional, trust-based referral partnerships that prioritize relationship-driven introductions over transactional leads, requiring deliberate actions that create genuine value for partners.
Real estate
fromwww.housingwire.com
1 month ago

RESPA uncertainty fuels debate over agent-lender partnerships

RESPA's outdated 1974 framework creates compliance ambiguity for modern mortgage and real estate partnerships, causing lenders to lose business to competitors willing to pay higher referral fees to real estate agents.
Real estate
fromwww.housingwire.com
1 month ago

Why mortgage licensing must be a priority for private lenders In 2026

Mortgage licensing is a critical legal and deal-enabling priority for private lenders, not an operational afterthought, with significant consequences for non-compliance including usury exposure, penalties, and loan enforceability risks.
fromwww.housingwire.com
1 month ago

AD Mortgage launches its largest non-QM securitization yet

The deal represents a defining milestone for the firm. It reflects not only the continued strength of the non-QM RMBS market, but also the confidence investors place in our platform and in AD non-QM mortgages as a premier asset class.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

Rocket RESPA lawsuit is unique, but legal hurdles lie ahead

Rocket Homes allegedly received ~35% referral fees for buyers steered to its agents, compromising agents' fiduciary duty and prompting pay-to-play coercion claims.
Real estate
fromwww.housingwire.com
2 months ago

Mortgage defects stabilize as lenders face quality control issues

Quality control staffing stabilized in 2025, but origination cost pressures and volume surges cause fluctuating defect types and levels, increasing buyback and defect risk.
Real estate
fromwww.housingwire.com
2 months ago

Rocket Mortgage alleges $194,000 loss in broker fraud lawsuit

Rocket Mortgage sues Sharp Loan and Reyes for fraud and breach after undisclosed UWM loans caused repurchases and about $194,000 in losses.
fromwww.housingwire.com
2 months ago

Rocket Companies faces lawsuit over mortgage steering

The plaintiffs are represented by Hagens Berman, a consumer protection law firm that was also involved in similar litigation against Zillow and the National Association of Realtors. In a press release announcing the action, the law firm said that Rocket including its affiliates Rocket Mortgage, Amrock Holdings and Rocket Homes Real Estate, which were also named as defendants conspired to pressure clients to use Rocket's mortgage company to finance their purchase.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Regulators urged to ease bank capital rules for mortgages

Trade groups asked regulators to recalibrate bank capital requirements for residential mortgages, MSRs, and warehouse lending to better reflect current risk and protections.
Real estate
fromwww.housingwire.com
1 month ago

The mortgage industry doesn't have a speed problem. It has a trust problem.

Mortgage industry speed improvements haven't reduced costs or risks because the real bottleneck is trust in fragmented, inconsistent data, not processing velocity.
Real estate
fromwww.housingwire.com
1 month ago

The loan originator's biggest challenge in 2026

Most mortgage lenders will lose market share when rates fall because large servicers maintained borrower relationships and marketing while smaller lenders played defense.
Real estate
fromwww.housingwire.com
1 month ago

Why eNotes are moving from optional to operational

Electronic promissory notes have reached 12.86% market share in mortgage lending, driven by liquidity pressures and operational efficiency demands rather than technological advancement alone.
fromwww.housingwire.com
2 months ago

The Mortgage Collaborative and MBA partner to expand advocacy

This partnership was formed after thoughtful consultation with our advisory council, lender advocacy committee leaders and lender members to ensure it aligns with the needs and values of our network. Hall continued, The goal is to create stronger pathways for lender perspectives to be heard while giving members optional access to additional resources so they can engage at the level that fits them, Hall said. The partnership is designed to add value and amplify member voices.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

GSEs boost foreclosure prevention as forbearances surge

Forbearance and permanent loan modifications rose sharply in October, while delinquency modestly improved, foreclosures increased, and refinance activity grew as rates fell.
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