I always wanted to be an inventor. That's when I started really thinking about how I could bring some extra money in, but without sacrificing that safety net that I had built at my job.
"This is a system shock," says Nigel Green, CEO of deVere Group. "You have a material energy supply disruption and a structural shift toward fragmentation."
Annaly's dividend coverage is tight but intact. The company paid $0.70 per share quarterly throughout 2025, and its non-GAAP earnings available for distribution covered that payout in every quarter, ranging from $0.72 to $0.73 per share.
The Invesco DB Commodity Index Tracking Fund (NYSEARCA:DBC) is up 42% over the past year, and nearly 29% year-to-date. These gains reflect a war that has scrambled global commodity supply chains from crude oil to wheat to fertilizer.
High-yield savings accounts (HYSAs) are insured by the Federal Deposit Insurance Corporation or the National Credit Union Administration up to $250,000, per depositor, per insured institution.
At lower portfolio sizes, income investing feels like something of a compromise. A 4% yield on $200,000 gives you $8,000 a year, which is barely $667 a month, so it's supplemental income at best. However, jump up to $500,000, even a moderate 5% blended yield can produce $25,000 a year, or right around $2,080 monthly.
Step away from those individual stocks. Forget I bonds and laddered portfolios of individual Treasury Inflation-Protected Securities. If you're a satisficer, they're not for you. Reduce your number of accounts and the holdings within them.A portfolio with fewer moving parts is easier to oversee and simpler to document in case your loved ones or a financial advisor needs to take the wheel.
As generative artificial intelligence (AI) advances in its capabilities, people are using tools like ChatGPT and Grok, the AI embedded in the social media platform X (formerly Twitter), for general brainstorming. These AI tools have become (maybe-not-so) trusted advisors that can spark ideas or help people sort out their thoughts. You have to fact-check every bit of solid information, since GenAI isn't known for its accuracy.
